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HomeMy WebLinkAboutAgenda - 11-07-2024; 7-a - Update on the Impact of New FY 2024-25 Emergency Housing Assistance Guidelines 1 ORANGE COUNTY BOARD OF COMMISSIONERS ACTION AGENDA ITEM ABSTRACT Meeting Date: November 7, 2024 Action Agenda Item No. 7-a SUBJECT: Update on the Impact of New FY 2024-25 Emergency Housing Assistance Guidelines DEPARTMENT: Housing ATTACHMENT(S): INFORMATION CONTACT: Presentation Blake Rosser, 919-245-2490 PURPOSE: To receive an update on the impact of new Emergency Housing Assistance (EHA) guidelines during the first quarter of fiscal year. BACKGROUND: The Emergency Housing Assistance (EHA) program made several eligibility and policy changes for Fiscal Year 2024-2025. EHA can assist 12 households per month with a payment of up to $4,500 if the following requirements are met: • Earn <_ 30% Area Median Income (AMI) • Experience a "Life-Changing Event" (LCE) within the last three (3) months which affects the ability to pay rent, OR receive a court summons for an eviction Additionally, applicants are required to complete a written plan for income stability and making rental payments in the future. Program Data The average number of applications per month increased from 47 before the changes to 63 after the changes. However, the higher average was caused by a large, one-time spike in applications in July. Otherwise, the average number of applications has stayed relatively consistent throughout the past year, as seen in the accompanying chart: 2 New Applications 2023-2024 NOVEMBER DECEMBER JANUARY FEBRUARY MARCH APRIL MAY JUNE JULY AUGUST SEPTEMBER Given that the number of applications dropped significantly in August and September, the increase in July is likely related to other factors such as summer holiday and school closures, rather than the change in policy. The number of pending applications has fluctuated throughout the three (3) months, but is typically in the range of 20-40. The average total amount spent per month since the policy change is $48,396.69, with an average of $4,033.06 per household assisted. The average amount households receive is lower than the $4,500 cap on assistance because additional months are only paid if they can be paid in full since a landlord could begin eviction proceedings based on a partial payment. The percentage of applications denied has increased from 53% to 66%. As seen in the chart below, denials are predominantly due to the household being over 30% AMI or living outside of Orange County. Insufficient documentation of an LCE contributed to 22 denials. Denied Applications (127) 40 34 35 33 30 25 22 20 18 15 10 10 0 5 0 o L°J", O OJwS Q�°Q 3 Life-Changing-Event Qualification The main change to the policy from a non-financial standpoint is the ability to qualify for EHA through an LCE. LCEs allowed some households to qualify for assistance before the eviction process, but limited the ability to provide financial assistance once a case reached court. The option to qualify through LCEs allowed 21 households to apply for assistance earlier than if they had to wait for a court case to be filed. While twelve (12) of those households avoided an eviction filing completely, nine (9) still had a court case filed against them as the eviction was initiated after the application was submitted, but before it was evaluated and approved by staff. A total of fifteen (15) households were approved for EHA assistance based solely on a court summons. There was not a significant difference in average processing time between applications with an LCE (24 days) as opposed to a court summons (22 days). The primary reasons for the gap were time spent waiting on responses from households and property owners and the quantity of applications. Applications that relied solely on an LCE required more follow-up questions and time from EHA staff as the documentation provided in the original application was often insufficient or unclear. Repeat Evictions for Eviction Diversion Program Clients Finally, the Board previously requested data on repeat evictions. The data presented in the table below covers the six-month timeframe from April 1, 2024 through September 30, 2024: Percenmtlff Total Total EDP Clients Served 280 Repeat Court Summons` + No EHA 30 10.7% Repeat Summons + Received EHA 19 6.8% Total Repeat Court Summons (With 49 17.5% and without EHA) *First eviction resolved, then a new eviction filed later Summary Initial data suggests that the addition of a qualifying Life Changing Event has allowed Emergency Housing Assistance funds to be used earlier and to prevent an eviction filing in over half of cases. At the same time, households which were not able to apply before eviction court were still able to receive assistance, representing a balance between the two types of applications. FINANCIAL IMPACT: There is no financial impact associated with receiving this program update. The EHA program has been reduced in scale from its $2,000,000 budget from FY 2023-24 (predominantly in federal American Rescue Plan Act (ARPA) funds) to a little less than $500,000 this year (about $150,000 in leftover ARPA funds, and the remainder locally funded). 4 ALIGNMENT WITH STRATEGIC PLAN: This item supports: • GOAL 3: HOUSING FOR ALL OBJECTIVE 2. Address need and any policy barriers to increase access to emergency shelter beds and other low-barrier housing including eviction diversion. RECOMMENDATION(S): The Manager recommends that the Board review the initial data from the revised Emergency Housing Assistance program and provide any comments and questions. ORANGE COUNTY Q HOUSING DEPARTMENT Impact of New FY24-25 Emergency Housing Assistance (EHA) Guidelines November 7., 2024 6 But for July s application numbers pike, a about the same New Applications 2023-2024 NOVEMBER DECEMBER JANUARY FEBRUARY MARCH APRIL MAY JUNE JULY AUGUST SEPTEMBER ORANGE COUNTY HOUSING DEPARTMENT 7 Top reasons for denial: income level and non-residenc y Denied Applications (127) 40 35 34 33 30 25 22 20 18 15 10 10 5 5 0 ot` G op ao �a o ss O O ORANGE COUNTY HOUSING DEPARTMENT 8 Average amount, timingof assistance show interesting trends 11�r MMMMMMMV� 16"M-W IM Avg. Assistance Amount $4,033 Avg. Monthly Expense $48,397* Avg. Time to Process 26 days Households assisted with Life- 21 Changing Event (LCE) Households assisted with Court 15 Summons Number of LCE Households 12 assisted prior to eviction *Includes some larger holdover applications from June ORANGE COUNTY HOUSING DEPARTMENT 9 Board requested uested data on repeat previously q p evictions Data is for 6- month window (4/l/24-9/30/24) Clients from 4/l/24T9/30/2 1 6W ON t F19rcent of Totalr— .� -01- �49110 Total EDP Clients Served 280 Repeat Court Summons* + No EHA 30 10.7% Repeat Summons + Received EHA 19 6.8% Total Repeat Court Summons (With 49 17.5% and without EHA) *First eviction resolved, then a new eviction filed later ORANGECOUNTY HOUSING DEPARTMENT 10 For any questions: Blake Rosser • brosser@orangecountync . gov 919-245-2492 ORANGE COUNTY 0 HOUSING DEPARTMENT