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HomeMy WebLinkAbout2021-676-E-Risk Mgr-Alliant Insurance Services-Insurance Brokerage DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 [Departmental Use Only] TITLE Alliant FY 21-22 NORTH CAROLINA SERVICES AGREEMENT RFP/RFQ ORANGE COUNTY This Services Agreement (hereinafter"Agreement"), made and entered into this first day of December, 2021, ("Effective Date") by and between Orange County, North Carolina a political subdivision of the State of North Carolina (hereinafter, the "County") andAlliant Insurance Services, Inc., (hereinafter, the "Provider"). WITNESSETH: That the County and Provider, for the consideration herein named, do hereby agree as follows: 1. Services a. Scope of Work. i) This Services Agreement ("Agreement") is for services to be rendered by Provider to County with respect to (insert type of project): Insurance Brokerage Services ii) By executing this Agreement, the Provider represents and agrees that Provider is qualified to perform and fully capable of performing and providing the services required or necessary under this Agreement in a fully competent, professional and timely manner. iii) Time is of the essence with respect to this Agreement. iv) The services to be performed under this Agreement consist of Basic Services, as described and designated in Section 3 hereof. Compensation to the Provider for Basic Services under this Agreement shall be as set forth herein. 2. Responsibilities of the Provider a. Services to be provided. The Provider shall provide the County with all services required in Section 3 to satisfactorily complete the Project within the time limitations set forth herein and in accordance with the highest professional standards. b. Standard of Care. i) The Provider shall exercise reasonable care and diligence in performing services under this Agreement in accordance with the highest generally accepted standards of this type of Provider practice throughout the United States and in accordance with applicable federal, state and local laws and regulations applicable to the Revised 06/21 1 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 performance of these services. Provider is solely responsible for the professional quality, accuracy and timely completion and submission of all work related to the Basic Services. ii) Provider shall be responsible for all errors or omissions of its agents, contractors, employees, or assigns in the performance of the Agreement. Provider shall correct any and all errors, omissions, discrepancies, ambiguities, mistakes or conflicts at no additional cost to the County. iii) The Provider shall not, except as otherwise provided for in this Agreement, subcontract the performance of any work under this Agreement without prior written permission of the County. No permission for subcontracting shall create, between the County and the subcontractor, any contract or any other relationship. iv) Provider is an independent contractor of County. Any and all employees of the Provider engaged by the Provider in the performance of any work or services required of the Provider under this Agreement, shall be considered employees or agents of the Provider only and not of the County, and any and all claims that may or might arise under any workers compensation or other law or contract on behalf of said employees while so engaged shall be the sole obligation and responsibility of the Provider. v) If activities related to the performance of this Agreement require specific licenses, certifications, or related credentials Provider represents that it or its employees, agents and subcontractors engaged in such activities possess such licenses, certifications, or credentials and that such licenses certifications, or credentials are current, active, and not in a state of suspension or revocation. vi) Should this Agreement involve project designs, the construction or creation of which is to be bid out or fulfilled by other contractors, and bidding or negotiation with contractors produce prices which, when added to the other elements of the approved total project cost, produce a cost that is in excess of the approved total project cost, the Provider shall participate with the County in negotiation and design adjustments to the extent such are necessary to obtain prices within the approved total project cost. All activity of the Provider with respect to these matters shall constitute Basic Services and shall be performed by the Provider without additional compensation. If negotiation and design adjustments fail to bring costs within the total project cost the County may reject all bids and Provider will redesign or reduce portions of the project in an effort to reduce the bid prices to within the total project cost and rebid the project. One such redesign is included within Basic Services. If this second letting for bids does not produce bids that are within the approved total project cost initially or after negotiations with the contractor the cost is not reduced to an amount within the total project cost, the Provider is not obligated to engage in further redesign. 3. Basic Services a. Basic Services. Revised 06/21 2 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 i) The Provider shall perform as Basic Services the work and services described herein and as specified in the County's Request for Proposals or Request for Qualifications (the "RFP") "RFP Number RFQ 5328 for "Insurance Broker" issued August 31, 2021, and the Provider's proposal, which are fully incorporated and integrated herein by reference together with Attachments A (RFQ and Alliant Response), B (Alliant Service Agreement) (designate all attachments). In the event a term or condition in any referenced document or attachment conflicts with a term or condition of this Agreement the term or condition in this Agreement shall control. Should such conflict arise the priority of documents shall be as follows: This Agreement, the County's RFP together with attachments, Provider's Proposal together with attachments. ii) The Basic Services will be performed by the Provider in accordance with the following schedule: (Insert milestones task list, dates and fees. If milestones are not established mark N/A under Milestone Task 1.) Milestone Task Milestone Date Milestone Fee 1. See service Agreement Appendix B 2. 3. 4. 5. 6. 7. 8. 9. 10. iii) Should County reasonably determine that Provider has not met the Milestone Dates established in Section 3(a)(ii), County shall notify Provider of the failure to meet the Milestone Date. The County, at its discretion may provide the Provider seven (7) days to cure the breach. County may withhold the accompanying payment without penalty until such time as Provider cures the breach. In the alternative, upon Provider's failure to meet any Milestone Date the County may modify the Milestone Date schedule. Should Provider or its representatives fail to cure the breach within seven (7) days, or fail to reasonably agree to such modified schedule, County may immediately terminate this Agreement in writing, without penalty or incurring further obligation to Provider. This section shall not be interpreted to limit the definition of breach to the failure to meet Milestone Dates. 4. Duration of Services a. Term. The term of this Agreement shall be from 12/1/2021 to 12:01AM 12/1/22 renewable annually for up to 3 years, through 12/1/2024. b. Scheduling of Services Revised 06/21 3 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 i) The Provider shall schedule and perform its activities in a timely manner so as to meet the Milestone Dates listed in Section 3. ii) Should the County determine that the Provider is behind schedule, it may require the Provider to expedite and accelerate its efforts, including providing additional resources and working overtime, as necessary, to perform its services in accordance with the approved project schedule at no additional cost to the County. iii) The Commencement Date for the Provider's Basic Services shall be 12/1/2021. 5. Compensation a. Compensation for Basic Services. Compensation for Basic Services shall include all compensation due the Provider from the County for all services satisfactorily (as determined by the County) performed pursuant to this Agreement. The maximum amount payable for Basic Services is forty-five thousand Dollars ($45,000). In the event the amount stated on an invoice is disputed by the County, the County may withhold payment of all or a portion of the amount stated on an invoice until the parties resolve the dispute. Payment for Basic Services shall become due and payable in direct proportion to satisfactory services performed and work accomplished. Payments will be made as Project milestones as set out in Section 3(a)(ii) are achieved up to the corresponding milestone fee. (For example, Provider may invoice for the amount listed as the milestone fee corresponding to the first milestone task upon County's acknowledgement of the satisfactory completion of Task one. Upon the County's acknowledgement that the second Task has been satisfactorily completed Provider may invoice for that corresponding milestone fee.) Milestone fees shall be the maximum amount payable for its corresponding milestone task which shall not be altered except by written amendment. b. Additional Services. County shall not be responsible for costs related to any services in addition to the Basic Services performed by Provider unless County requests such additional services in writing and such additional services are evidenced by a written amendment to this Agreement. 6. Responsibilities of the County a. Cooperation and Coordination. The County has designated (Alisa Cornetto) to act as the County's representative with respect to the Project who shall have the authority to render decisions within guidelines established by the County Manager or the County Board of Commissioners and who shall be available during working hours as often as may be reasonably required to render decisions and to furnish information. 7. Insurance a. General Requirements. Provider shall obtain, at its sole expense, Commercial General Liability Insurance, Automobile Insurance, Workers' Compensation Insurance, and any additional insurance as may be required by County's Risk Manager as such insurance requirements are described in the Orange County Risk Transfer Policy and Orange Revised 06/21 4 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 County Minimum Insurance Coverage Requirements (each document is incorporated herein by reference and may be viewed at http://www.orangecountync.gov/departments/purchasing division/contracts.php.) If County's Risk Manager determines additional insurance coverage is required such additional insurance shall consist of Professional Liability/E&O min. 1M/3M, Cyber Liability min. 1M/3M (if no additional insurance required mark N/A as being not applicable). Provider shall not commence work until such insurance is in effect and certification thereof has been received by the County's Risk Manager. 8. Indemnity a. Indemnity. To the extent authorized by North Carolina law the Provider agrees, without limitation, to defend, indemnify and hold harmless the County from all loss, liability, claims or expense, including attorney's fees, arising out of or related to the Project and arising from property damage or bodily injury including death to any person or persons caused in whole or in part by the negligence or misconduct of the Provider except to the extent same are caused by the negligence or willful misconduct of the County. It is the intent of this provision to require the Provider to indemnify the County to the fullest extent permitted under North Carolina law. 9. Amendments to the Agreement a. Changes in Basic Services. Changes in the Basic Services and entitlement to additional compensation or a change in duration of this Agreement shall be made by a written Amendment to this Agreement executed by the County and the Provider. The Provider shall proceed to perform the Services required by the Amendment only after receiving a fully executed Amendment from the County. 10. Termination a. Termination for Convenience of the County. This Agreement may be terminated without cause by the County and for its convenience upon seven (7) days prior written notice to the Provider. b. Other Termination. The Provider may terminate this Agreement based upon the County's material breach of this Agreement; provided, the County has not taken all reasonable actions to remedy the breach. The Provider shall give the County seven (7) days' prior written notice of its intent to terminate this Agreement for cause. Either party may terminate this Agreement upon notice to the other party that obligations pursuant to this Agreement are made impractical due to declarations of emergency by Orange County or by North Carolina due to events directly impacting Orange County. Both parties shall remain responsible for all payment and performance due up to the receipt of such notice, but shall have no further obligation or responsibility beyond that date provided the terminating parry has taken all reasonable steps to complete the performance of its obligations. c. Compensation After Termination. Revised 06/21 5 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 i) In the event of termination, the Provider shall be paid that portion of the fees and expenses that it has earned to the date of termination, less any costs or expenses incurred or anticipated to be incurred by the County due to errors or omissions of the Provider. Upon request of the County, the Provider shall submit to County all relevant documentation, including but not limited to, job cost records, to support its claims for final compensation. ii) Should this Agreement be terminated, the Provider shall deliver to the County within seven (7) days, at no additional cost, all deliverables including any electronic data or files relating to the Project. d. Waiver. The payment of any sums by the County under this Agreement or the failure of the County to require compliance by the Provider with any provisions of this Agreement or the waiver by the County of any breach of this Agreement shall not constitute a waiver of any claim for damages by the County for any breach of this Agreement or a waiver of any other required compliance with this Agreement. e. Suspension. County may suspend the Basic Services and this Agreement at any time for County's convenience and without penalty to County upon three (3) days' notice to Provider. Upon any suspension by County, Provider shall discontinue the Basic Services and shall not resume the Basic Services until notified to proceed by County. 11. Additional Provisions a. Limitation and Assignment. The County and the Provider each bind themselves, their successors, assigns and legal representatives to the terms of this Agreement. Neither the County nor the Provider shall assign or transfer its interest in this Agreement without the written consent of the other. b. Governing. This Agreement and the duties, responsibilities, obligations and rights of respective parties hereunder shall be governed by the laws of the State of North Carolina. c. Compliance with Laws. Provider shall at all times remain in compliance with all applicable local, state, and federal laws, rules, and regulations including but not limited to all state and federal anti-discrimination laws, policies, rules, and regulations and the Orange County Non-Discrimination Policy and Orange County Living Wage Policy (each policy is incorporated herein by reference and may be viewed at http://www.oran eg countync. og v/departments/purchasing division/contracts.php.) Any violation of this requirement is a breach of this Agreement and County may immediately terminate this Agreement without further obligation on the part of the County. This paragraph is not intended to limit and does not limit the definition of breach to discrimination. By executing this Agreement Provider affirms that Provider and any subcontractors of Provider are and shall remain in compliance with Article 2 of Chapter 64 of the North Carolina General Statutes. By executing this Agreement Provider certifies that Provider has not been identified, and has not utilized the services of any agent or subcontractor identified, on the list created by the State Treasurer pursuant to G.S. 147-86.58. By executing this Agreement Provider certifies that Provider has not Revised 06/21 6 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 been identified, and has not utilized the services of any agent or subcontractor identified, on the list created by the State Treasurer pursuant to G.S. 147-86.81. d. Dispute Resolution. Any and all suits or actions to enforce, interpret or seek damages with respect to any provision of, or the performance or non-performance of, this Agreement shall be brought in the General Court of Justice of North Carolina sitting in Orange County, North Carolina. It is agreed by the parties that no other court shall have jurisdiction or venue with respect to such suits or actions. Binding arbitration may not be initiated by either Parry, however, the Parties may agree to nonbinding mediation of any dispute prior to the bringing of a suit or action. e. Entire Agreement. This Agreement, together with the RFP and its attachments and the Proposal and its attachments, represents the entire and integrated agreement between the County and the Provider and supersedes all prior negotiations, representations or agreements, either written or oral. This Agreement may be amended only by written instrument signed by both parties. Modifications may be evidenced by facsimile signatures. f. Severability. If any provision of this Agreement is held as a matter of law to be unenforceable, the remainder of this Agreement shall be valid and binding upon the Parties. g. Ownership of Work Product. Should Provider's performance of this Agreement generate documents, items or things that are specific to this Project such documents, items or things shall become the property of the County and may be used on any other project without additional compensation to the Provider. The use of the documents, items or things by the County or by any person or entity for any purpose other than the Project as set forth in this Agreement shall be at the full risk of the County. h. Non-Appropriation and Government Action. Provider acknowledges that County is a governmental entity, and the validity of this Agreement is based upon the availability of public funding under the authority of its statutory mandate. In the event that public funds are unavailable or not appropriated for the performance of County's obligations under this Agreement, then this Agreement shall automatically expire without penalty to County immediately upon written notice to Provider of the unavailability or non-appropriation of public funds. It is expressly agreed that County shall not activate this non-appropriation provision for its convenience or to circumvent the requirements of this Agreement. In the event of a change in the County's statutory authority, mandate or mandated functions, by state or federal legislative or regulatory action, which adversely affects County's authority to continue its obligations under this Agreement, then this Agreement shall automatically terminate without penalty to County upon written notice to Provider of such limitation or change in County's legal authority. i. Signatures. This Agreement together with any amendments or modifications may be executed electronically. All electronic signatures affixed hereto evidence the consent of the Parties to utilize electronic signatures and the intent of the Parties to comply with Revised 06/21 7 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 Article 11A and Article 40 of North Carolina General Statute Chapter 66. j. Notices. Any notice required by this Agreement shall be in writing and delivered by certified or registered mail, return receipt requested to the following: Orange County Provider's Name &Address Attention: Alisa Cornetto Sean Keanan, Alliant P.O. Box 8181 101 N. Tryon Street, 6th floor Hillsborough,NC 27278 Charlotte,NC 28246 IN WITNESS WHEREOF, the Parties, by and through their authorized agents, have hereunder set their hands and seal, all as of the day and year first above written. ORANGE COUNTY: PROVIDER: DocuSigned by: DocuSigned by: By: ))jbl/lW(1 R MwtUS By: I�IgV ��60 Bonnie H L1wrEGbunty Manager Mark Go ,7SOWiwRxecutive VP, Managing Director Printed Name and Title Revised 06/21 8 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 ORANGE COUNTY—DEPARTMENT USE ONLY Department Party/Vendor Name: Alliant Insurance Services, Inc. Party/Vendor Contact Person: Mark Goode mark. og ode&alliant.com Contact Phone: 704-594-7311 Party/Vendor Address: 101 N. Tryon Street, 61 floor City Charlotte State:NC Zip: 28246 Department: Risk Management Amount: $45,000 Purpose: Insurance Brokerage Services Budget Code(s): 10230220-641015 Vendor#N/A (N/A if new vendor) Vendor is a BOCC consultant? Yes ❑ No® Contract Type: (Check one) New ® Renewal ❑ Amendment ❑ Effective Date 12/1/2021 Approved by Board Yes❑No® Agenda Date: ---For Section XIV. c. contracts only, Approved by Board in Current FY Budget Yes[—]Nor-1 This agreement is approved as to technical form and content and I as Department Director affirmatively state work on this project has not been initiated prior to execution of the agreement: DocuSigned by: Department Director's Signature fir S kmVV,4_ Date: 12/2/2021 Agreements for emergency services or repair ar &LbjuQbt94be above affirmation. If services related to this agreement have already begun or been completed please briefly describe the nature of the emergency condition that was addressed: Information Technologies (Applicable only to hardware/software purchases and related services)This agreement has been reviewed and is approved as to information technology content and specifications: Office of the Chief Information Officer Date: Risk Management This agreement is approved for sufficiency of insurance standards,specifications,and requirements: DocuSigned"by: '1L Office of the Risk Management Officer PUS& rbV'In t.{fb Date: 12/2/2021 7FDCF9176800498... Financial Services This instrument has been pre-audited in the manner required by the Local Government Budget and Fiscal Control Act: DocuSigned by: Office of the Chief Financial Officer +� Date: 12/2/2021 7D4E5181ACC1409... Legal Services This agreement is approved as to legal form and suffic�eng: h ocu geed by:, �, Office of the County Attorney I°bl� �16 tyv Date: 12/2/2021 EAA3D33ED8A8465... Clerk to the Board Received for record retention: All Docusign contracts must be copied to the Clerk upon completion: occlerkdocs@orangecountync.gov The following signature block is for hard copies only and is not required for Docusign contracts: Office of the Clerk to the Board Date: Revised 06/21 9 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ORANGE COUNTY HILLSBOROUGH 17 z: NORTH CAROLINA ° � h cat"\ Finance&Administrative Services Risk Management Established 1752 Request for Broker Qualification and Conceptual Proposal RFQ #5328 Insurance Broker and Risk Management Consulting Services Date of Issue: August 31 , 2021 Telephone:(919)245-2155 Email:acornetto@orangecountync.gov 405 Meadowlands Drive •Post Office Box 8181 •Hillsborough, NC 27278 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 Request for Broker Qualifications And Conceptual Proposals Response Due Date: 2:00 PM, September 30, 2021 I. Summary Orange County is in the process of evaluating brokers for the ongoing evaluation and placement of its insurance program and to provide Risk Management, Loss Prevention and Claim consulting services. The County invites proposals outlining: 1. Your firm's qualifications to handle the evaluation and placement of the insurance program and consulting services for Orange County. 2. The alternatives you believe Orange County should explore in improving its program. 3. Any unique qualities your firm brings to the table that Orange Countyshould consider. Five copies of your response, and a copy of your proposal in a single pdf file on a thumb drive must be submitted before 2:00 PM on September 30. 2021 to: Jovana Amaro Purchasing Agent Orange County Financial & Administrative Services 405 Meadowlands Drive Hillsborough, NC 27278 Late request, regardless of the reason, will not be accepted. Following the receipt of responses, proposals will be evaluated and firms may be invited to an oral interview. The current insurance program has an expiration of July 1, 2022. At this time you are not authorized to approach insurers on behalf of Orange County. At the appropriate time, the selected firm will be supplied with a broker of record letter. II. Planned dates for this marketing process: Activity Target Date 1. Qualifications and proposals received from firms. September 30, 2021 2. Decision/Award notification date TBD DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 III. Qualifications 1. Broker shall be located in North Carolina; licensed by and in good standing with the State of North Carolina Department of Insurance; licenses shall be for all lines of insurance applicable to a municipality's exposure. 2. Broker shall be sufficiently experienced in all insurance lines and risk management services to provide expert, efficient, effective and reliable services to the County. 3. Broker shall have extensive and continuous relationships with the insurance markets necessary to provide the County with superior insurance alternatives that meet the County's needs and are favorably priced relative to the risk and current market. Broker shall have access to and will obtain coverage from carriers with experience providing insurance coverage to public entities. 4. Broker shall provide continuity of services, by assigning a primary broker and a back-up broker who will be: a. Knowledgeable in the principles and practices of enterprise risk management and specifically risk financing for public entities b. Familiar with the County as a risk c. Accessible to the County on short notice d. Thoroughly knowledgeable and competent in insurance alternatives in order to provide superior services to the County and e. Knowledgeable in loss control and claim management services and best practices. 5. Broker shall maintain the highest integrity in business relationships and practices and shall make full and time disclosure to the County of any conflicts of interest or dual relationships (For example: Ownership in a TPA, Carrier, etc.). Broker shall become familiar with state statutes regarding gifts and favors for public officers and employees, and shall adhere to those standards in the conduct of County business. 6. Broker shall be insured by general liability, vehicle liability, cyber liability, professional errors and omissions, and workers' compensation; Broker shall be responsible for all employer taxes and social security due to the state and federal governments; Broker shall be responsible for all funds handled by Broker on behalf of the County, and shall carry a fidelity bond/crime coverage sufficient to cover any losses of this nature; Broker shall not sub-contract without prior written permission of the County. 7. Broker shall have the capability of working with the County to evaluate the current plan of insurance policies and to recommend appropriate or advantageous changes. Broker will have the ability and commitment to provide the County with renewal placements in a timely manner, conducive to the County's internal time requirements and maintenance of coverage. Broker will secure and provide AM Best ratings of every carrier for which a coverage proposal is sent. 8. Broker shall maintain office hours consistent with the County's core business hours (M-F 8:00 AM — 5:00 PM) and be available for emergent consultation after hours. Broker shall respond to messages as soon as possible and always within DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 one business day. 9. Broker shall keep written records of marketing efforts and shall make this information available to the County upon request. 10. Broker shall design the carrier selection process with consultation of the Risk Manager and in a manner that allows for input from a County interview panel. Brokers' recommendations to purchase insurance shall take the findings of the panel into consideration and shall be reported in writing and sufficiently detailed to explain alternatives, rationale and support the recommended decision. 11. Broker shall have the capacity to contract services for one year with a 2 year optional renewal, at the County's discretion, for a total contract term up to 3 years. At the end of the three-year period, or earlier if annual renewal is not executed, the County will use a competitive process to solicit broker services, if such services are required at that time. 12. Broker shall provide a description of its commitment to transparency and provide full disclosure of all fees, commissions, and income to be derived directly or indirectly from services to the County. 13. In addition to insurance brokerage services, the County requires the availability of the following services: 13.1 Risk Management consulting services specific to public entities in North Carolina, including the ability to present on unfolding risk exposures and remedies. 13.2 Loss Control Services consisting of reviewing underwriter's recommendations and evaluating hazards facing Orange County, assistance with regulatory compliance, safety and compliance training, and potential site visits. 13.3 Claim Services to assist with auditing to be conducted up to a quarterly basis, dispute resolution or coverage interpretation. IV. Requirements of proposals When providing your proposal and business references, consideration should be given to the following: Orange County is located on the edge of Research Triangle Park. With more than 140,000 residents, Orange County includes historic Hillsborough, the County seat; Chapel Hill, home of the University of North Carolina; and Carrboro and Mebane, former railroad and mill towns. The County has approximately 1600 employees, 3,500 volunteers and a General Fund Budget for 2021 of$240,762,361. Additional details about the County can be located at www.orangecountync.gov . 1. All proposals shall be in writing. 2. Proposals shall include a statement that Broker meets each Qualification in Section III. Details supporting qualifications may be included. 3. Proposals shall include information about the qualifications of the Primary Broker and any team members intended for this contract. 4. Five business references are required, with at least 3 of the references being comparably sized government or non-profit clients and at least one reference should be of an account lost within the last 2 years. 5. Proposals shall include an assessment of the County's current program and a proposed alternative, if necessary, without approaching the markets. To assist you in your review attached is the County's current insurance declarations,WC DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 and LP Fiscal Year Summary for Last 5 years to End of Quarter 6/30/17, and current property schedule. 6. Proposal shall describe the Broker's access to any incumbent carriers or TPAs listed within the documents provided and indicate whether Broker can access those markets at competitive pricing. Please list at least three and up to five carriers/TPAs for each line of business with whom your firm has a relationship and with whom you have placed public entity business within the past two years. Include any commission or other financial arrangement, including ownership or investment interest you may have with the carriers and/or TPAs. 7. Proposals shall include an explanation of all the cost for which the County will be responsible, broken down by year (Year 1, Year 2 renewal, Year 3 renewal). Only fee based compensation will be considered. V. Contract The proposed contract is attached. Responses shall indicate whether the proposed contract is satisfactory and, if not, what changes would be requested. All changes are subject to review and approval of the County Attorney. After selection of the broker, specific insurance requirements will be established. VI. Process and Basis for Selection Responses to this Request for Qualifications and Conceptual Proposal should be returned no later than 2:00 PM on or before September 30, 2021, to the person and place identified in Section I of this document. A team of County staff will review the responses. The County reserves the right to interview any or all firms. The County intends to seek contract services for a three-year period of time, renewable at the County's option for the second and third year. The County reserves the right to reject any and all proposals for any reason whatsoever and to not award a broker/consulting services contract at this time. VI I. General Requirements 1. Living Wage. Orange County is committed to providing its employees with a living wage and encourages agencies it funds to pursue the same goal. A copy of Orange County's Living Wage Contractor Policy is included. 2. HB786 imposes E-Verify requirements on contractors who enter into certain contracts with state agencies and local governments. The legislation specifically prohibits governmental units from entering into certain contracts "unless the contractor and the contractor's subcontractors comply with the requirements of Article 2 of Chapter 65 of the General Statues." (Article 2 of Chapter 65 establishes North Carolina's E-Verify requirements for private employers.) It is important to note that the verification requirement applies to subcontractors as well as contractors. The new laws specifically prohibit governmental units from entering into contracts with contractors who have not (or their subs have not) complied with E-Verify requirements. Complete the attached affidavit, and include it with your submittal. DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 VIII. Questions Questions regarding services should be directed to Jovana Amaro, Purchasing Agent, (919) 245-265 All questions must be received no later than 5:00 PM September 14, 2021. Questions received by the deadline date, Orange County's response, and any additional terms deemed necessary by the Orange County will be posted in the form of an addendum to Orange County website by September 20, 2021 and shall become an Addendum to this RFQ. No information, instruction or advice provided orally or informally by any Orange County personnel, whether made in response to a question or otherwise in connection with this RFQ, shall be considered authoritative or binding. Firms shall rely only on written material contained in an Addendum to this RFQ. Critical updated information may be included in Addenda to this RFQ. It is important that all Firms proposing on this RFQ periodically check the Orange County's website for any Addenda that may be issued prior to the bid due date. All Firms shall be deemed to have read and understood all information in this RFQ and all Addenda thereto. Attachments: Orange County Insurance Program: Coverage Outlines; Commercial Property Schedule; WC/LP Fiscal Year Summary 6/30/16; Proposed Contract. DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 STATE OF NORTH CAROLINA AFFIDAVIT ORANGE COUNTY ************************** I, (the individual attesting below), being duly authorized by and on behalf of (the entity bidding on project hereinafter"Employer") after first beingduly sworn hereby swears or affirms as follows: 1. Employer understands that E-Verify is the federal E-Verify program operated by the United States Department of Homeland Security and other federal agencies,or any successor or equivalent program used to verify the work authorization of newly hired employees pursuant to federal law in accordance with NCGS§64-25(5). 2. Employer understands that Employers Must Use E-Verify. Each employer,after hiring an employee to work in the United States, shall verify the work authorization of the employee through E-Verify in accordance with NCGS§64-26(a). 3. Employer is a person, business entity,or other organization that transacts business in this State and that employs 25 or more employees in this State. (mark Yes or No) a. YES or b. NO 4. Employer's subcontractors comply with E-Verify,and if Employer is the winning bidder on this project Employer will ensure compliance with E-Verify by any subcontractors subsequently hired by Employer. This day of , 201_. Signature of Affiant Print or Type Name: State of North Carolina Orange County D Signed and sworn to(or affirmed) before me,this the o 0 day of , 2014. v' z My Commission Expires: 2 v' Ln ro QJ Notary Public DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 Section I: General Government and Administration Policy 10.0: Living Wage Contractor Policy Reviewed by: County Attorney/County Manager Approved by: County Manager Original Effective Date: April 21,2016 Revisions: Policy Statement It is the policy of Orange County to ensure its employees, and all individuals who provide services for Orange County, are paid a living wage. PurVose To encourage all vendors and contractors to pay a living wage to all employees who perform work pursuant to a contract with Orange County. Applicability Applies to all Orange County contracts and purchases. Policy 10.1 Living Wage 10.1.1 Orange County is committed to providing its employees with a living wage and encourages all contractors and vendors doing business with Orange County to pursue the same goal. Orange County's living wage is $13.16 per hour. To the extent possible, Orange County recommends that contractors and vendors seeking to do business with Orange County provide a living wage to their employees. 10.1.2 Prior to final execution of a contract with Orange County all contractors and vendors seeking to do business with Orange County shall submit to the County's representative a statement indicating whether those employees who will perform work on the Orange County contract are paid at least the living wage amount set out above. If such employees do not make at least the living wage amount set out above the contractor or vendor shall indicate in the statement the actual amount paid to such employees. For bid projects this statement should be submitted as part of the bid packet. This policy may be reviewed annually and updated as needed by the Manager's Office Sa r• • ••- rMyt1lai 13 1:8 1:11 1; . r � 4 I�u r d Orange County, North Carolina Response to Request for Broker Qualification and Conceptual Proposal RFQ #5328 for Insurance Broker and Risk Management Consulting Services September 30, 2021 1 2:OOPM (EDT) Alliant Insurance Services, Inc. 101 N. Tryon Street, 6t" Floor, Charlotte, NC 28246 License #OC36861 I www.alliant.com DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . COVER LETTER September 30, 2021 Orange County Financial &Administrative Services Attn: Jovana Amaro, Purchasing Agent 405 Meadowlands Drive Hillsborough, NC 27278 Alliant Insurance Services,Inc. 101 N.Tryon Street,61h Floor Response to Request for Broker Qualification and Conceptual Proposal RFQ Charlotte,NC 28246 #5328 for Insurance Broker and Risk Management Consulting Services Dear Ms. Amaro, CA License No.OC36861 alliant.com On behalf of the Alliant Insurance Services, Inc. (Alliant) team, thank you for the opportunity to respond to Orange County's (the County) RFQ for Insurance Broker and Risk Management Consulting Services. We believe we are uniquely qualified to serve as your risk management partner. Alliant has a long history of providing brokerage and risk consulting services to public entities throughout the country; in particular, those with unique exposures similar to those of the County. Our depth of experience, seasoned staff, client centric service model, proprietary products and technology, as well as a thorough understanding of your program will eliminate the transitional learning curve, allowing our teams to cohesively hit the ground running. Our previous employer, Willis Towers Watson, has had the privilege of serving as your broker for the past 8+ years. Due to the firm's ongoing internal changes, I and over 40 other public entity and pooling associates felt the need to transfer to another broker, Alliant Insurance Services, Inc. We believe that the move was in the best long-term interest of our clients. As has been the case for many years, I will continue to be the lead on the Orange County team supported by the same cast of professionals that you have come to know well over the years. The consistency of the team guarantees that you will receive the same quality of service to which you deserve and have become accustomed. As Managing Director of the Alliant Public Entity, Education & Pooling Practice, I will ensure that all of the firm's resources, proprietary products, services, and product line experts are deployed as necessary. I also have the right to sign all proposals and contracts on behalf of the firm and confirm we meet each Qualification in Section 3 and as further outlined in our response. -2 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . We are excited about the prospect of continuing our relationship with the County for years to come. Should you have any questions regarding our proposal, feel free to contact me or anyone from our team at any time. Again, that you for considering Alliant Insurance Services, Inc. Sincerely, A // Alliant Insurance Services,Inc. 101 N.Tryon Street,6th Floor Charlotte,NC 28246 Ma k A. Goode, CIC, CPCU Sr. Executive Vice President, Managing Director Alliant Insurance Services, Inc. CA License No.OC36861 alliant.com mark.goode@alliant.com 704-904-1792 (Mobile) 704-594-7311 (Office) - 3 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBDlEOB0058 ES NSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC SEPTEMBER 30,2021 T � � | C� ��� �����JTC��JT� | ��^L�LL- �~�| ���-�| `� | L-| `� | ^� CoverLetter..............................................................................................................................................................................02 Executive Summary.----------------------_------'--_------_----'DS UiQualifications...................................................................................................................................................................07 |\( Requirements nf Proposal -----------_--------------------------_--....29 V. Contract..............................................................................................................................................................................40 VU. General Requirements..................................................................................................................................................41 Appendix....................................................................................................................................................................................46 A. State ofNorth Carolina License B. Team Biographies C. Fee Disclosure Language -4 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 5 RESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES 1 ORANGE COUNTY,NC I SEPTEMBER 30,2021 EXECUTIVE SUMMARY Alliant is a full service insurance brokerage and risk consulting firm with the ability, resources, and desire to create a long-term brokerage and service relationship with the County. Alliant currently provides brokerage and risk management consulting services to public entities throughout North America. Our culture is one built on superior customer service, entrepreneurial spirit, and creativity. Our proposal details our ability to exceed all expectations outlined in your RFP. Several compelling reasons to select Alliant Insurance Services, Inc. as you broker and risk management partner include: Relevant Experience and Team Expertise: Alliant's Public Entity Division, and specifically the proposed service team, have developed a tremendous amount of expertise working with municipalities and other public entities across the nation. This relevant experience and expertise allows us to design, implement, and manage insurance solutions that have helped some of the largest public entities in the country save millions of premium dollars annually, while providing the broadest level of coverage available. We proudly provide brokerage services to over 10,000 public entity clients, including over two thousand city and county clients. Through this experience we have developed significant knowledge regarding the challenges our clients face, and we are able to offer the best solutions for our clients' methods of risk transfer. Public Entity, Local, and County Specific Experience: The Alliant Public Entity Practice was created over 40 years ago, and over time, has developed tailored and proprietary insurance and risk management programs for our clients operating within the public sector. We provide services to over 10,000 public entities in over 45 states, many with significant catastrophe exposures, including windstorm, hail, flood, and earthquake. Your proposed service team, and the bulk of the day-to-day servicing, is based in Charlotte, North Carolina. Later in our proposal we will identify each team member and their respective role, most of whom you know well due to our many years of having worked with the County. Creativity and Program Design Innovation: We do not believe in simply renewing our clients' programs and placements "as-is", unless that option has been thoroughly reviewed and determined to be in your best interest. Instead, we constantly monitor our clients' exposures, financial status, overall market conditions, changes in legislation, underwriters' changing risk appetites, as well as numerous other factors so that we can proactively make recommendations to enhance your program structure, policy terms and conditions, etc. We will propose various risk financing alternatives running each option through a thorough Total Cost of Risk (TCOR) analysis to determine the best solution for you. This annual process allows us to take advantage of market opportunities that are currently available while also planning strategically for the long term. As a result, our programs and placements have stood the test of time over numerous market cycles. - 5- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 EXECUTIVE SUMMARY We understand that the County has been a long-standing client of the North Carolina Association of County Commissioners (NCACC) insurance program. We have thoroughly reviewed that program and have made numerous recommendations to the County when we determined the terms and conditions of the program offered by NCACC to be less than optimal. We drove changes in that program that have dramatically improved the County's risk profile without any increase in price. However, additional enhancements are warranted. We know the NCACC program well and are the broker best suited to continue enhancing the current program or to provide competitive options outside of the program. When NCACC could not offer sufficient terms and conditions to meet exposures faced by the County, (i.e. cyber and environmental liability policies) your team placed those line of coverage outside of the NCACC program. Integrity and Professionalism: Alliant has high standards of integrity and professionalism. We understand that public entities have long memories, and we know our reputation is both a valuable corporate and personal asset.Alliant recognizes the importance of our role in representing the County and its citizens to the insurance underwriting community. Alliant has a well-developed and refined brokerage and risk management consulting practice. We regard each client relationship as unique and will approach our relationship with the County without any preconceived notions as to how best to meet the County's needs. The proposed service team will work every day to maintain our strong reputation as your risk management partner. Fair Compensation: Our proposed compensation is at a level we believe fairly represents the value of our time, service commitment, proprietary products, broking expertise, knowledge of your current program, and specific needs outlined in the solicitation. We understand that these are challenging financial times for public entities. Budgets are thin and resources are stretched within every agency we work with.These challenges are exacerbated by the hardest insurance market seen in the past 30 years. We support the mission of your risk management department to be good stewards of the financial resources of the County's citizens. Compensation paid to your broker is an extremely small component of your total cost of risk. Where we excel is in identifying numerous program design options, running each option through a comprehensive Total Cost of Risk analysis and then making a recommendation to you as to which program best meets the needs of the County. In Summary: Alliant takes no exception to the service requirements outlined in the RFQ. We have the requisite resources to not only meet but to far exceed your needs and requirements. Your proposed service team has thoroughly enjoyed the relationship we have fostered with the County as your trusted advisor and we are excited about the prospect of remaining in that role for many years to come. - 6 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 RESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NCI SEPTEMBER 30,2021 1 }K- III QUALIFICATIONS 1 Broker shall be located in North Carolina; licensed by and in good standing with the State of North Carolina -.. -; licenses shall be for all lines of insurance applicable to a .. exposure. Alliant understands and complies. A copy of Alliant's insurance brokerage license is included in Appendix A. expert,72. Broker shall be sufficiently experienced in all insurance lines and risk management services to provide .. Alliant Background We believed Alliant to be the leading provider of risk management and consulting services to public entities throughout North America.Alliant was founded in 1925 in San Diego, California as the Robert F. Driver Company. Today, Alliant is a privately held corporation headquartered in Newport Beach, California. Alliant is one of the nation's leading distributors of diversified (re)insurance products and services. As a firm, we are the largest specialty broker in the country. We are structured by industry segments including public entity, education, construction, real estate, healthcare, tribal nations, hospitality, non-profits, and legal professionals. r—� o o $2.6 Billion 40 wo In Revenue ---- noo 8,700+ 4th 10th Nationwide $23 Billion 53.5% Largest U.S. Largest Offices Employees P&C Broker Global Broker Premium Volume Employee Owned Earlier this year, Alliant was named as the fourth largest Commercial Retail Broker by Business Insurance based on 2020 revenue. Throughout the 2151 century, Alliant has continually climbed this ladder towards the pinnacle of the industry. Working with Alliant is an experience unlike working with any other firm. Our prospects are making a flight to quality and becoming clients at a more rapid rate, and our high level competitors are now becoming colleagues. This coupled with strategic acquisition of firms, not just for the sake of sheer growth, but for the added value these firms can bring, have helped Alliant to become a true powerhouse brokerage firm. - 7 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III I QUALIFICATIONS Alliant is proud to state that we are majority LEADING U.S. COMMERCIAL RETAIL BROKERS owned by our employees. The opportunity to Ranked by 2020 commercial retail brokerage revenuefrom U.S.offices` become a shareholder within the organization Rank Company 2020 revenue %increase (decrease) allows Alliant to attract and retain the best 1 Marsh&McLennan Cos.Inc. $4,537,000,000 10.1% talent in the industry. As referenced above, 2 Ann PLC $2,133,000,000 0.2% Alliant is among the fastest-growing insurance 3 Arthur].Gallagher&Co. $1,652,463,000 9.0% brokerage firms in the industry. We have 4 Alliant Insurance Services Inc. $1,259,023,612 12.8%1 accomplished this all while maintaining a flat 5 Willis Towers Watson PLC $1,157,000,000 5.6V management structure and an organizational 6 Hub International Ltd. $1,00s,n20,200 10a1A commitment to placing our key resources at the client level, rather than at the corporate 7 Acrisure LLC $999,494,895 2.711. level. 8 USI Insurance Services LLC $939,096,412 0.6% 9 Lockton Cos.LLCM $931,676,000 12.6% 10 AssumdPartners Inc. $880,578,570 26.8% Excludes revenue from placement of employee henefRs.'Restated.'Fiscal year ending April 30. Source:81 survey Diversity, Equity and Inclusion Programs Diversity, Equity and Inclusion ("DEI") is one of Alliant's critical success factors. Our team is focused on DEI awareness, education, training and mentorship in our efforts to hire, retain and promote a diverse workforce. Our goals include establishing Employee Resource Groups, providing training on issues such as unconscious bias, creating a DEI focused mentorship program and maintaining a continued commitment to diversity in our hiring practices. Alliant is an Affirmative Action employer. Alliant Leadership Development Program — We set out to build a foundation of well-trained and well-educated group of leaders whom we could rely upon to create and sustain an environment in which employees can succeed, grow, and enjoy their work, as well as to create a pipeline of talent for future growth. After several years, the program has matured and now has three distinct levels: Emerging, Developing, and senior leaders. This program allows us to scale for growth as we build a bench of j � � qualified leaders for our succession Female • plans. While this program pre-dates our 86 DEI initiatives, more recent efforts have been focused on ensuring that we have 3110 Minorities representatives from diverse 30 backgrounds, schools of thought, and participants `; promotions ! 3 generations so that our leadership ranks Veterans more accurately reflect our employee population. There have been 310 21 have been 2 participants in our programs with many promoted TWICE. Disabled of these participants earning well- deserved promotions. - 8- ' A l ant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,INC I SEPTEMBER 30,2021 III I QUALIFICATIONS Diverse Partnering for Community Thriving Alliant strives to partner with diverse suppliers in different markets to serve our clients and ultimately help support these smaller businesses that are integral to the communities we serve. We also take tremendous pride in the fact that Alliant is a private company that is more than 51% owned by its executives and employees. More than 54% of the Alliant Executive/Management team is female, and more than 25% of the total Alliant workforce are minorities. Cornpony-Wide Workfor,:e Female Male F Minorifies make up 25.51 of the Alliant Workforce. Al I la nt'&CEO,Tom Corbett,has plcd®ed h Is Execviive(Ma na gemen t loom support of the CEO Action for Wversity& Indusio6-W C Odcdon.tow),thelargestCFO- 54% 1407 2% dzvencommitmenttodiuersitvandinclusian. f Fernale minority Vctcrcirs Alliant partners with an online Diversity Recruitment platform called America's Job Exchange in two ways. First, our postings are distributed to several diversity and niche websites and posting platforms. Second, our recruitment team utilizes their dashboard to reach out to local networking associations for our openings. In addition to these web-based methods, Alliant also attends career fairs focusing on Veteran hiring. Alliant welcomes the opportunity to partner with MBE/WBE/SDVOBs and is committed to helping clients meet their own diversity goals and requirements. Alliant recognizes that empowering diverse talent, both on our team and in our communities, is the foundation to why Alliant is The More Rewarding Way. Public Entity and Municipality Experience Our long-term corporate strategy has been to identify certain niche industries, such as public entities, that we can truly develop specialization in, and provide our expertise to our clients. By becoming the 'industry experts' in these specialty areas, we are able to go far beyond what our competition offers in terms of developing advantaged reinsurance programs and offering solutions unattainable by any other brokerage. - 9 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Alliant's Public Entity Practice was established in 1977 when our Chairman and CEO, Tom Corbett, opened our Newport Beach office with the goal of providing highly successful strategies, services, and products for the public sector. Today, Tom Corbett is still involved in the service and brokerage of our public entity clientele, and continues to make sure the proper resources are being developed and utilized across the entire public entity practice. His continued involvement with the public sector provides us with a top-down emphasis on our public entity clients that is not offered by other firms. Over the years, this focus has created talented service teams with the ability to share and expand their public entity experience across the country. We are now a nationally recognized leader in this specialized market,with our Public Entity Practice being our largest specialty division and representing more than 20% of our company's annual revenue. This leadership position is evident in Alliant's extensive client list,which includes more than 10,000 public entities; many with significant catastrophe exposures similar to the County's windstorm and flood exposure. Our public entity clients range in size from small regional entities to large public entity pools such as PRISM (formerly known as CSAC EIA) —the largest public entity pool in the nation. Historically, Alliant has been known as the premier public entity broker in the State of California; however, we have expanded our reach and now represent entities located from Alaska to Florida to Maine (48 states in all). These clients include: Thousands of cities and counties across the country, including major cities like Philadelphia, Detroit, Oklahoma City, Austin, Charter County of Wayne (MI), San Francisco, Athens-Clarke County Unified Government (GA), Kenton County (KY), Sussex County (DE), San Diego as well as many others. Ten state governments, including State of Texas, State of Illinois, State of Michigan, State of Ohio, State of California, State of Montana, State of Washington, State of Minnesota, State of Nevada, and State of Wyoming. Over 80 pools across the country, including North Carolina League of Municipalities, Virginia Risk Sharing Association, South Carolina School Boards Insurance Trust, and PRISM,the largest public entity pool in the country Over 1,000 special districts, authorities, agencies, and airports, including Seattle-Tacoma International Airport, Minneapolis-Saint Paul International Airport, and DC Water. Alliant has also successfully placed coverage for the largest private development project in the United States, Hudson Yards. With over 40 years of experience in the public sector, we understand how public entities are perceived in the insurance marketplace and how the operating environment of these organizations shapes their risk transfer approach and requirements.What truly sets us apart is our extensive specialized expertise of the public entity insurance industry and more specifically, municipal community. This, combined with our focus on developing innovative programs, ensures that our public entity clients will benefit from the most effective insurance solutions and comprehensive service in the industry. - 10- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS 3. Broker shall have extensive continuous relationships with the insurance markets necessary to provide the with superior favorably 's needs and are -. obtain coverage from carriers with experience providing insurance coverage to public entities. Market Expertise Alliant is major force in the public entity marketplace because of the amount of business placed. Rather than having regional offices handle specialty risks, we concentrate the placements with key underwriters. This tends to result in more direct involvement with home office or product line managers rather than field underwriters. We believe this approach helps develop relationships with the thought leaders of the industry and positions our clients in the right place within the insurer's underwriting team. Moreover, because Alliant does not own wholesalers or a London/Bermuda broker,we offer our clients the flexibility to select the best independent broker teams that match their needs. It is a very powerful statement when the client is represented by hand-picked brokers rather than through internal "reverse-flow" relationships. In addition, we would position the County with independent brokers not engaging in "pay to play" relationships that antagonize the market. There are over 100 syndicates at Lloyd's and we actively trade with each of them dependent upon the lines of coverage they write, and their appetite for risk presented. Many of these carriers also have representation in Bermuda and domestically. Often, the key is locating the underwriter within any insurer that has the authority and appetite to consider the risk presented, whether they are located in the U.S. or overseas. Placement Criteria While specific methods of marketing and placing business are determined individually on a client-by- client basis during a Renewal Strategy Meeting, the following general observations can be made regarding Alliant's marketing philosophy and placement strategy: Carriers should be willing to establish and stick to pricing parameters early in the renewal process, assuming no material changes in losses or exposures. We advocate selective marketing to create competition and optimize structures, terms and conditions, without creating "market fatigue." Face-to-face meetings should also take place selectively with key alternate markets on a periodic basis to validate current relationships or develop new relationships. We encourage thoughtful syndication of programs to create internal program competition. We encourage clients to select underwriter participation in syndicated programs based upon underwriters' ability to compete on the lead layer. There should be a defined marketing plan with timelines that are mutually established. Program structures should not be disrupted or decided solely on pricing issues. Carriers should advise how the County fits into their ideal risk profile and what changes could be made to improve pricing and program concessions. - 11 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Global Market Access Alliant is appointed with over 350 carriers (both domestic and overseas). Rather than including every market we are appointed with, we have provided a condensed list of the markets we typically work with for our public entity clients by premium volume. Please note that these premiums are approximate. Of the below insurance markets, a significant percentage is public entity business.As a result, we have developed strong relationships with these key markets and are able to leverage our volume to the benefit of our public entity clients. Additionally, new markets looking to enter the public entity space recognize that developing a relationship with Alliant is an important factor in growing their book.This creates additional opportunities for our clients to secure optimal pricing and terms. Market relationships are established between senior Alliant management and senior management within these markets, which are then enforced on an individual broker level (rather than centralizing the placement activities with just a few brokers). As a firm, we believe this is the best way to effectively balance and leverage personal underwriting relationships to optimize risk transfer solutions. It is important to note that these carriers are all in addition to our EXCLUSIVE programs which are a major advantage in leveraging the entire marketplace to achieve superior results. PREMIUM PLACED Chubb $ 983,100,000 AIG/Lexington $ 852,200,000 Lloyds of London $ 593,600,000 Travelers $ 572,902,458 Zurich $ 394,242,613 Liberty/Ironshore $ 361,900,000 AXA/XL $ 278,100,000 Berkshire Hathaway $ 262,000,000 Munich $ 260,700,000 Tokio Marine/Philadelphia $ 219,500,000 Sompo/ Endurance $ 132,500,000 Alliant Exclusive Programs Alliant has developed numerous exclusive insurance programs, tailored specifically to meet the needs of our public entity clients. These programs are in addition to our access to over 350 insurance companies in the standard insurance marketplace. These exclusive programs have proven to be one of Alliant's greatest differentiators. The success of our programs is achieved by utilizing the - 12 - mant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. LI -AkbL R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS strategy of group purchase.Alliant is able to leverage the combined size of the participating group to provide below market pricing, and broader coverage than what is available in the standard marketplace. We believe the development of successful public entity programs demonstrates Alliant's long term commitment and unmatched level of experience in the public sector. Our interest in maintaining these programs and developing additional solutions shows a long term vision and focus that our competitors lack.We have included a brief overview of some of the programs that may be of interest to the County. Alliant Property Insurance Program (APIP)—More than 20 years ago,Alliant created our proprietary property program,APIP, as a concept to simultaneously take individual property insurance placements for several public entities to the insurance market. Since then, APIP has grown into the single largest property placement in the world, with over $500 billion in Total Insurable Values, and representing over 9,100 public entities in 45 states. The policy form seamlessly integrates standard All Risk Property coverages, Boiler & Machinery, and a wide array of coverage enhancements, such as Flood (DIC), Builder's Risk, Fine Arts,Terrorism and Auto Physical Damage, to name a few. The APIP form is considered one of the broadest policy forms in the industry, and it includes optional coverage for Cyber Liability and Pollution Liability (both 1st and 3rd party coverage). As an added benefit, through the APIP program, property appraisals are included at no additional charge for any building exceeding $5 million in values. Each year the program grows in size, and this continued growth allows improved pricing and superior coverages for our clients. To further illustrate the broadness of the form, below is a list of program highlights: $1 billion All Risk Limit per occurrence. Coverage not limited to schedule. Automatic acquisition for newly acquired locations up to $100 million in value ($25 million for no additional premium). Builder's Risk coverage included for projects up to $25 million, and additional cost savings for projects up to $50 million. $100 million limit for boiler & machinery. Includes coverage for vehicles and mobile equipment on a replacement cost basis. Optional coverage for sabotage and terrorism. Optional coverage for cyber liability (1st and 3rd party). Optional coverage for pollution liability (1st and 3rd party). Alliant National Municipal Liability Program (ANML) — This joint purchase program provides a program limit of $10 million per occurrence with no aggregate limits except completed operations. The program is competitively priced and has boasted substantial growth each program year. ANML program highlights include: Manuscript excess policy provides coverage for general liability, auto liability, public officials E&O, and employment practices liability within a single policy. - 13- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Occurrence based public officials, police professional, and employment practices liability (EPL). Flexibility to accommodate low deductibles and also high retention attachment points. Broad coverage 'give back' under inverse condemnation exclusion. Carrier will reimburse 50% (up to $250,000) of defense costs spent if the insured is successful in defending an EPL claim. Alliant Crime Insurance Program (ACIP) — Through a partnership with AIG, Alliant has created our ACIP platform offering coverage to member entities on a group purchase basis. Our coverage form incorporates broad insuring agreements including Faithful Performance. We continue to seek new ways to improve coverage and ensure premiums are the most competitive in the industry. Cyber Liability Platform —Alliant has a robust Cyber Liability platform. This team is made up of both brokers and staff whose main purpose is to stay abreast of emerging risks and trends as it pertains to Privacy and Security, as well as to develop innovative solutions to mitigate such risks. Alliant's Cyber team has developed three distinct programs, including APIP Cyber, the APIP Cyber Enhancement Offering (CEO) as well as the Alliant Cyber Excess Solutions (ACES), which have all been utilized by a number of our clients who have network security and privacy exposure. Active Assailant Coverage — "Active Assailant" situations are unpredictable, develop quickly, and leave devastating personal and financial impact on those involved. Specific insurance products exist for this risk; however, they normally require completion of detailed applications, can be expensive, and/or carry high deductibles. For this reason, in conjunction with the Beazley Syndicate at Lloyd's of London,Alliant is offering an "Active Assailant" coverage.We recognize coverage for some events may already be provided by standard property and liability insurance programs, and as such, this coverage is designed to be primary to these programs and can serve as a buffer to your deductible or retention. Coverage is provided for bodily injury or property damage, including defense costs, which the Insured becomes legally liable to pay. Coverage is also afforded for 1st Party Property Damage/Business Interruption,Crisis Management, Funeral Expenses and Counselling Services.This cover is not intended to replace any other coverage that your organization may already have. Other Alliant Programs — In addition to Alliant's larger proprietary programs (APIP and ANML), we have taken the same"group purchase" approach with smaller programs to help drive down the overall cost of risks for our clients.These programs will also be considered for the County, and include but are not limited to: CLIP—Catastrophic Liability Insurance Program FLIP— Fiduciary Liability Insurance Program SPIP—Special Authority Property Insurance Program SLIP— Special Authority Liability Insurance Program Special Events Liability Program Vendors/Contractors Program and Vendors Professional Liability Program - 14- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Additional Leverage Created By Alliant Programs As mentioned, no other broker is able to offer the County options from within an Alliant proprietary program. However, we understand that our programs are not always the preferred solution for all of our clients. In fact, many of our large public entity clients have elected not to participate in "programs". Along with our programs, Alliant has access to the worldwide marketplace, reaching over 350 markets both domestic and overseas, and this access will be utilized on the County's behalf. Whether or not the County decides to participate in one of our EXCLUSIVE programs, the mere consideration and recognition of their availability by the commercial market will drive down the commercial market price while enhancing coverage terms and conditions. This leverage and worldwide access is another differentiator which will bring tremendous value to the County. Below is an example of how we use our programs to leverage the market, and provide more favorable outcomes to our clients: At the beginning of 2020,Alliant was awarded the contract for Insurance Brokerage Services for all lines of coverage for the State of Ohio. One of the main factors in Alliant earning the award was the capability of our exclusive programs, which was demonstrated in our response to their RFP. Once we were awarded,we went right to work on obtaining favorable property terms for the State. The State's program was written through Travelers at the time, and had been for several years. The State had experienced many years of increasing rates, less favorable retentions, and the tightening, or even the removal, of certain coverages such as on-premises vehicle physical damage. The State had begun to grow frustrated, as their incumbent broker had not been able to bring any alternative options to the table, mainly due to one large open claim. During our initial conversations with Travelers, they had indicated much of the same of what the State had grown accustomed to, stating they would need at least a 20% increase in rate, and would need to tweak certain coverages to make them less favorable to the State. Through the Alliant Property Insurance Program (APIP), we were able to negotiate with our underwriters an essentially flat renewal, all while gaining back certain coverage features that the State had lost over the years, such as on-premises vehicle physical damage for their schedule of over 10,000 vehicles, and bringing back some of their special deductible terms. Realizing they were on the verge of losing this large account, Travelers sharpened their pencil and issued flat renewal terms, making it so the State had two good options for their property renewal. The State ultimately chose to move their program to APIP, but this is a great example of how our program can influence the outcome of our clients' property renewals. In addition to the above, the State of Ohio carried one of the largest Cyber Liability programs in the entire country. State risks have become an increasingly difficult class for Cyber Liability insurers, and the incumbent broker had been unable to provide the State with any primary options with a retention lower than $1 million. When Alliant took this program - 15- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III I QUALIFICATIONS over, the incumbent primary carrier originally indicated to us that they would be increasing their retention to a $2.5 million retention, and in 2021 they would be increasing it to a $5 million retention. Because of Alliant's Cyber Liability capabilities through the Alliant Property Insurance Program (APIP), we were able to offer the State a primary Cyber Liability option with a $100,000 retention through a highly respected Cyber Liability insurer, Beazley. These favorable outcomes would not have been possible for the State of Ohio had they chosen to work with any broker other than Alliant. 4. Broker shall provide continuity of services, by assigning a primary broker and a back-up broker w-ffo— be: financingKnowledgeable in the principles and practices of enterprise risk management and specifically risk for public entities AccessibleFamiliar with the County as a risk to the County on short notice superiorThoroughly knowledgeable and competent in insurance alternatives in order to provide . Knowledgeable in loss control and claim management services and best practices. For the County, it has been determined that Mark Goode would be the ideal primary broker,with Keith Brown as the back-up broker Mark Goode, EVP& Managing Director I Primary Broker I Charlotte, NC Markjoined Alliant Insurance Services in 2021 to establish the Alliant Public Entity Education & Pooling practice for the East Region. From his vantage point in Charlotte, Goode will expand Alliant's already dominant position on the west coast across the country and throughout the eastern seaboard. Mark and his large team of industry specific subject matter experts will assist clients in managing all aspects of their risk profile. Goode is a leading figure in the public entity space and is highly regarded by public agencies across the nation, working with municipalities, state governments, counties, special districts, educational institutions and government pools to help public clients manage risk in the most cost efficient manner while ensuring the unique challenges of a public entities' complex risks are met. Mark has been in the insurance industry for 30+ years in various executive leadership positions. Most recently, Mark served as the Managing Director of the North America public entity practice for two global brokerage firms. Mark is a frequent presenter at various insurance and business forums and has been recognized on numerous occasions by Business Insurance Magazine as one of the industry's top Power Brokers. Mark holds the CIC and CPCU designations. He graduated with honors from James Madison University with a Bachelor of Science degree with majors in management and marketing. - 16- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Keith Brown, Vice President I Back up Broker I Charlotte, NC Keith joined the Alliant Public Entity Specialty Group in 2021. He is a producer for 4 3 Alliant Insurance Services, Inc. working in the East region Public Entity, Education ?$ •i & Pooling Practice. Keith has 30+ years of experience in the Insurance industry. Prior to joining Alliant, he spent 11 years with PMA Management Corp. as the Sr. Regional Account Executive for the TPA division. He was responsible for TPA sales, renewals and client service. He has worked with numerous self-insured, Loss sensitive and captive clients in a variety of industries such as Public Entity, Higher Ed, K-12, Healthcare and Manufacturers, etc. Prior to that, he was the principle owner of an independent insurance agency in the Charlotte, North Carolina area. Keith also has prior experience in claims as well as other sales roles in the industry. Keith is a graduate of the University of Richmond, VA with a degree in Sports Science. He is a licensed P&C/LAH producer working towards the ARM designation. integrityF-5. Broker shall maintain the highest practices and shall make full and time disclosure to the County of any conflicts of interest or dual relationships (For example: Ownership in a TPA, Carrier, etc.). Broker shall become familiar with state statutes regarding gifts and favors for public officers . . -- Alliant provides itself with operating under the strictest ethical standards. The firm requires periodic training of all associates in ethical business practices. We also operate under a principal of full disclosure. Unlike many of our competitors, we believe it to be a potential conflict of interest to own in full or in part any interest in TPA's, wholesalers or other vendors. We promise to identify all forms of compensation earned in the placement of all lines of coverage on your behalf. We do not believe our engagement with the County creates any conflict of interest. Further, having done business with municipalities throughout the State of North Carolina for many years, we are familiar with the state's requirements regarding gifts and favors for public officials and employees and we agree to comply with the same. Transparency and Disclosures in our business dealings is inherently critical to maintaining the professional reputation we have earned over the years. As such, we have included our corporate transparency and disclosure statement at the very end of our response. workers'6. Broker shall be insured by general liability, vehicle liability, cyber liability, professional errors and omissions, and responsible for all employer taxes Brokersecurity due to the state and federal governments; Broker shall be responsible for all funds handled by Broker on behalf of the County, and shall carry a fidelity bond/crime coverage sufficient to cover any losses of this nature; permission of the County.affirm we meet these requirements and will provide the County evidence of same upon request and/or bid award. We will not require the use of sub-contractors, however if one were to become necessary we will obtain prior written permission from the County. - 17 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. V R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Broker7. to evaluate plan of insurance conducivepolicies and to recommend appropriate or advantageous changes. Broker will have the ability and commitment to provide the County with renewal placements in a timely manner, County's internal time requirements and maintenance of coverage. Broker will secure d provide Best ratings of every carrier for which a coverage proposal is sent. We have previously articulated our understanding of the County's relationship with the North Carolina Association of County Commissioners (NCACC). You have worked with our proposed team for many years and we have demonstrated a keen understanding of the coverages offered by NCACC to include both the advantages and disadvantages of the offered program. We have identified many deficiencies in the NCACC offering, many of which have been rectified. These changes have resulted in significant improvement to your program resulting in a decrease to the risk of financial loss for the County. Additional changes are recommended and will be discussed later in our response. When NCACC was not able to meet the minimum insurance requirements of the County, we were able to place stand- alone policies (cyber and environmental) to fill the gap. From a coverage standpoint, our unique understanding of where you were when your proposed team was first engaged, where you are today, and where you should ultimately be makes us a perfect fit to continue to be your risk management partner! We have evidenced our ability to evaluate the County's current insurance program as well as make appropriate advantageous changes in our response to Section IV, Item 5 of this RFQ.Alliant also agrees to provide the County with renewal placements within a timeframe that is conducive to your internal time requirements and maintenance of coverage. In fact, we currently have clients whom we provide renewal proposals as much as sixty (60) to ninety (90) days in advance of their policy expiration date. We also confirm that each of our proposals to the County with provide the financial security of each of the proposed insurance companies in the form of their AM Best rating. 8. Broker shall maintain office hours consistent with the County's core business hours : 11 11 • •- available for emergent • • •urs. Broker shall respond to messages as soon as possible and always within one business day. Alliant understands and complies.The County's account service team will be always be available to the County during the hours of 8:00 AM — 5:00 PM Eastern Time, Monday through Friday. Further, key members of your team will be available 24/7/365. • Broker shall keep written recordsavailable County upon request. Alliant understands and agrees to provide the County with an accurate marketing summary. This is a practice we undertake with each of our clients.Transparency is a key factor in developing and nurturing long-term relationships.We believe in fostering relationships between our clients and the underwriting community. Nobody can tell your story better than you! We want the underwriters to understand why the County is a great risk and one worthy of their attention. - 18- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III I QUALIFICATIONS Through each marketing cycle, we provide a complete summary of which markets were approached, whether they decided to quote or decline your program, and a reason for declination. The reasons behind declinations are compiled, and from this point we are able to develop a roadmap to determine how we turn past "No's" into future "Yeses". Often times, declinations are beyond our control, such as target pricing, exposure in one particular area (such as law enforcement) being too heavy, or simply the company not having a strong appetite for county and municipal risks. However, our job as your broker is to identify those items that can and cannot be adjusted, which we vow to do on behalf of the County. Broker10. - process - Risk Manager and in a manner that allows for input from a County interview panel. Brokers' recommendations to purchase insurance shall take the findings of the panel sufficiently detailed to explain alternatives, rationale and support the recommended decision. Alliant will involve the risk manager and interview panel in all marketing efforts, to include carrier selection. We will fully utilize our knowledge, market clout and buying power to secure the most comprehensive terms and conditions at the least possible cost. We are known for logical, thorough, and concise presentations of our clients' risks, and we are tenacious negotiators when advocating for our clients. Our process for accessing the worldwide insurance market is built upon our direct relationships with industry decision makers, proven expertise in brokering all types of risk, and effective communication of our clients' unique characteristics and objectives. Defined Client Service and Marketing Process Alliant's Defined Client Service and Marketing Process is the framework for our business approach and a technical practice implemented in a manner that aligns with the County's goals. This process has been developed through our years of experience and is fully customizable to suit each client's needs. The Alliant approach provides consistency in quality service, checkpoints, and timelines for monitoring ourjointly agreed upon service standards,and ensures the appropriate planning occurs well in advance of the expiration date. In addition, we use Quality Committees to continuously monitor the implementation of these best practice standards. The marketing process will begin by establishing a timeline based upon the expectations set forth by the County in order to deliver all quotations and bind coverage in a timely manner. Key steps in our process include: Gather underwriting data. Alliant will work with the County to gather key underwriting data required for a complete market submission.A complete data request that prioritizes necessary information will be provided to the County.We will compile the data into a detailed submission that includes key project information, detailed coverage specifications and requests for important coverage extensions. Submit underwriting submission to select markets. Our market relationships are unmatched in the industry. The underwriting submissions we prepare are noted for their completeness. Your underwriters will know that our submission will portray your unique risks - 19- ENO, DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS and operations correctly, succinctly and in a clear and easily understandable format. To the degree desired, we encourage meetings between you and the underwriters. Our goal is to distinguish you from your peers and we do so by creating first class underwriting presentations that demonstrate your unique risk characteristics. Hold carrier meeting. In addition to the information provided in our marketing submissions, Alliant will host meetings to provide the opportunity for key members of the County to present their risks to the carriers. This will also give the County the chance to discuss any additional measures they have put in place to help mitigate loss. In addition, the carriers will be able to ask questions and visit sites, if necessary. Obtain market quotations. After carriers submit their quotes, we will compile a comprehensive document outlining all quotes, terms and conditions, highlighting key differences.Alliant and the County will then jointly narrow down the field of carriers for further negotiation. Final negotiations and carrier selection. Alliant will assist the County with selecting a carrier and negotiate final pricing and coverage terms and conditions. Once a final selection is made, we will issue an order to bind coverage. Sample Program Design & Marketing Work Plan Responsible1111111111111 Confirm Marketing Timeline County Safety/Loss Control Manual Meeting (if I needed) County, Alliant Gather Underwriting Data . County, Alliant Prepare Submission to Carriers MEN Alliant Marketing Overview, Safety, Claims & Expectations Meeting County, Alliant Submit underwriting data to select , Alliant markets Hold Carrier Meeting County, Alliant Carrier Underwriting Carrier Carrier Quotes Due Date Carrier Marketing Presentation to County County, Alliant Leading Carrier presentations to County (if needed) County, Alliant Final Negotiations and carrier selection County, Alliant County Delegation of Approval to Bind Coverage County Bind Coverage County Premium/Collateral Due County - 20 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. LI _AkhL R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS Our marketing philosophy and strategy are tailored for each client and focused on their unique needs. Once we have established the goals for the renewal with our client, we match those goals with our knowledge of the marketplace. We then look to leverage any existing relationships the client might have in the marketplace coupled with our market relationships to achieve the best results. We do understand the importance of consistency and would look to the relationships you have with your current markets. Often, there are good reasons to maintain these relationships if they are viewed as "good partners" in the past.Additionally,we will identify key markets with aggressive pricing and broad terms. Insurance Requirements in Contracts (IRIC) Training A key component to a sound risk management program that often is overlooked is contractual risk transfer. Our IRIC Manual is available electronically for all of our clients and details recommended insurance requirements for vendors working with our clients. The manual provides guidance to your staff involved in securing contracts with a variety of contractors and vendors.This manual is offered at no additional cost and Alliant is prepared to offer training presentations to the County departments involving the concepts contained in our IRIC Manual. Please feel free to review the IRIC manual on our website at the following address: http://www.alliant.com/Industry-Solutions/Public- Entity/Documents/IRIC.pdf Technology Technology that Improves our Performance and your Insurance Program Outcome Alliant's commitment to technology in our business practices is significant, and demonstrated through our recent designation as an InformationWeek Elite 700 winner.This prestigious designation recognizes the most innovative users of business technology in the United States. We offer tools that empower our clients to make sound business decisions that propel their organizations forward. While there are many Alliant technological capabilities we could highlight, we will focus on two systems that we think are most relevant to the County: AlliantConnect — This secure, easy-to-use portal enables you to easily access and manage your insurance information from any Internet connection at any time. Your customized portal provides you with a transparent view into your insurance business through easy management and access to all insurance related documents: policies, binders, invoices, proposals, and certificate issuance, etc. In addition, help with risk control is available through a comprehensive library of fact sheets,white papers, presentations, and training videos. Important dates, deadlines, and announcements are also available through the portal, along with direct access to your service team. All client data is secured to the appropriate account teams, and the database itself and all backups are stored in an encrypted format. In addition, all document changes are archived for audit history. Oasys-Net — Alliant's Oasys-Net property schedule database was developed to help our clients maintain accurate and detailed information for insurable property, and to be able to convey that information to underwriters in an easy to understand format. While the concept of maintaining an accurate "property schedule" itself is simple, we frequently find that such schedules are stale, - 21 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III I QUALIFICATIONS inaccurate, incomplete, and poorly reflect actual exposure information. The ramifications of poor housekeeping include: lack of market interest, less competitive pricing, and outdated valuations which are problematic for a whole host of reasons. We have invested in this technology because it enables and encourages our clients to more easily track and maintain their schedules which in turn results in a better property insurance outcome. Oasys-Net capabilities include: secure web based access; view-only and edit levels available, tracking construction, occupancy, protection exposure, geo-codes, values, square footage and other critical location details; paperless updates for insurable property between the County and Alliant, and flexible reporting capabilities, including export to both Excel & Portable Document Format (PDF). Variance reports are also available which identify changes over a queried period of time. The database allows for uploading of standard appraisal formats, including photographic records. Annual valuation trending capabilities can be done on entire schedules according to Marshall & Swift suggested guidelines. CSR 24 Certificate Management System — CSR 24 provides 24-7 access to certificate requests and history. This is a user friendly product that can allow multiple client users from the City to request and manage certificates. 11. Broker shall have the capacity to contract services for one year with a 2 year optional renewal, at the County's discretion, for a total contract term up to 3 years. At the end of the three-year period, or earlier if annual renewal is not executed, the County will - a competitivprocess- broker services, if such services are required at that time. Alliant understands and agrees to the proposed contract timeframe. We have the capacity to provide superior service and results to the County for the entirety of our contract life cycle. 12. Broker shall provide a description of its commitment to transparency and provide full disclosure of all fees, commissions, and income . .- derived . Alliant commits to full transparency in all aspects of our dealings with Orange County. As previously stated, to avoid the real or perceived possibility of a conflict of interest, we do not own any TPA's, wholesale firms, reinsurers, appraisal firms or other vendors where earned revenue can be "hidden". All income earned on placements on your behalf will be fully disclosed. Please refer to Appendix C for Alliant's transparency and disclosure language. - 22 - /I mast DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III I QUALIFICATIONS brokerage13. In addition to insurance . . 13.1 Risk Management . . . including ability unfoldingto present on services remedies. Alliant understands and agrees to provide the County with tailored risk management consulting services specific to the needs of the County. Our goal is to be utilized as a resource by the County in this arena. Whether it is presenting on a specific risk management related topic at a County function, or providing pre-developed material geared for a wider audience, Alliant stands ready to assist in any way we can. Some of the resources we have available include the following, as well as resources we can tailor to the needs of the County: Monthly Webinars: Alliant Risk Control Consulting offers ten property conservation and four casualty virtual webinars per year at no charge to clients.We have archived past webinars and can provide links as desired. Monthly Newsletter: In the Public Eye, topics range from accident forensics, benefits of infrared surveys, roof inspections, crime prevention, WC, and many others. Industry Alerts: Industry alerts are distributed to help educate our clients on an as needed basis. Most recently, we distributed an alert on preparing for storms with tools to assist stakeholders prepare for and mitigate loss from the heavy storm season. Fact Sheets: We have over 250 fact sheets in our library that can be accessed through Alliant Connect or through our Risk Control Hotline or email request free of charge. Videos: Safety videos are provided to Alliant clients upon request. We have 100's of topics in our video library. Power Point Presentations: Over the years, Alliant Risk Control Consulting has developed power point presentations on a wide array of topics that clients may request free of charge. On-Line Safety Training: Alliant has the capability of providing on-line training services. The following is a list of topics where we have identified and designed specific training sessions to resolve issues faced by our public entity clients via virtual webinar library: Special Events Program Safety Committee Set-Up Cyber Liability/Cyber Claims Making Pavement Maintenance More Monthly PEPIP Webinars Effective Crime Coverage Performing Sidewalk Liability Assessments Insurance Requirements in Contracts Flagger Training Boiler and Machinery > Drug Testing and Employment Issues How to Handle a Large Loss > Police Liability Issues Train-the-Trainer Seminars (Sexual Fire Liability Issues Harassment Training) Park/ Playground Safety Employee Fire and Safety Training Swimming Safety - 23- mant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NCI SEPTEMBER 30,2021 III I QUALIFICATIONS Liability Accident and "Near Miss" Building Inspections Investigation and Root Cause Analysis Emergency Action Planning for Supervisors and Managers Preventative Maintenance Preventing Mold Claims Environmental Impairment Liability Preventing Water Damage losses Loss Control for Mutual Aid - Building Security Planning Intergovernmental Agreements Testing Life Safety and Fire Protection Volunteers Liability Issues Systems Indoor Air Quality Sewer Backup Response, Guidelines and Violence in the Workplace Resources In addition to the above, and based on the feedback we received from our clients this past year, Alliant has decided to improve upon our overall thought leadership. We take our clients' feedback to heart, and as such, Alliant has developed the following to benefit our clients: Alliant's In the Public Eye newsletter now has a companion podcast where we discuss topics relevant to our clients. Alliant has increased its presence on Linkedln, publishing more articles and press releases that provide insight to clients. Alliant has actively participated in trade conferences, as both participants and presenters. Alliant continues to maintain the Insurance Requirements in Contracts manual, updating to accommodate developing exposures such as Cyber Liability requirements. Alliant has partnered with third-party firms to monitor catastrophic activity and provide catastrophe scoring we are able to present to reinsurers in our marketing efforts. This fall, Alliant will begin issuing quarterly white papers, advising our clients on the current state of the market, as well as overall observations. facing13.2 Loss Control Services consisting of reviewing underwriter's recommendations and evaluating hazards Orange regulatory compliance, safety and compliance training, and potential It is of paramount importance to our Alliant team that the loss control services we provide to our clients be focused on their unique needs rather than those of the insurance company. We believe a collaborative risk management approach that includes the client, broker, underwriter, loss control advocate and claim advocate is the best solution to addressing your needs. Our loss control services will be focused on identifying and reducing exposures and will be part of an overall risk management program strategy. The value added services we offer, many of which are provided at no additional cost, will be tailored to the County, and in some instances may require an additional fee. - 24 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS We will work with the County to develop a tailored loss control plan from the onset of our relationship. As a part of our service plan, we will facilitate an initial consultation with a loss control professional to review the County's current loss control activities and strategy. Criteria that we will use to evaluate and assess include current insurance and safety programs, loss history and trends, management goals and objectives, past surveys, survey recaps, and risk management hours allocated to managing each line of risk. As a result of this consultation, we can determine where our loss control personnel can best supplement and complement the work the County is already providing. Prior authorization will be obtained from the County before the commencement of services.We have listed below additional loss control services which will be made available to the County if selected as your partner broker. Property Appraisals— Many brokerages have relationships with property appraisal firms and can help organize appraisal services. Some firms, like Alliant, that broker a significant amount of property insurance maintain their own appraisal services as a value added benefit to our insureds. Alliant Business Services (ABS) offers appraisal services to all our public entity clients and employs independent licensed appraisers who are trained in the appraisal of public entity properties utilizing Marshall Swift Appraisal Software. Should the County elect to participate in APIP, all buildings valued at $5 million or more will be appraised on a rotating 5 year schedule at no additional cost. Should the County choose an insurer other than APIP appraisals are still available for an additional cost but accessing pre-negotiated rates with reputable valuation companies including Duff& Phelps, CBIZ, Asset Works and others. Upon completion of the appraisal, a Value Comparison Report (VCR) and building detail report reviewed by your Alliant service team will be made available to the County and the new updated values are then downloaded into Alliant's database.Our goal with our proactive appraisal system is to capture accurate replacement values for all structures appraised in an effort to correctly insure the County's assets. Items below are part of our Risk Control services. Based on our knowledge of your program, we will include up to 35 hours of services at no additional cost. Risk Control Surveys — Risk Control surveys are utilized to identify and quantify client property exposures by providing C.O.P.E. (construction, occupancy, protection, and exposure) and natural catastrophe data, life safety and risk quality ratings, recommendations, and facility photographs. Fire Prevention and Property Conservation Consultation — Our risk control professionals have advanced skills in property conservation and hands-on experience with fire protection systems. Consulting services include: Storage Advising Sprinkler System Analysis Pre-Construction Advising Security Consultation - 25- ENO, DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES vp ORANGE COUNTY,NC I SEPTEMBER 30,2021 III I QUALIFICATIONS Regulatory Compliance — Regulatory compliance assistance is generally provided to help with any level of Federal, State and/or local occupational safety and health, fire and/or environmental compliance. Independently contracted Subject Matter Experts (SME) are utilized whenever necessary due to needed expertise or specialty that is not employed by Alliant. Examples of this include the need to industrial hygiene review and or environmental compliance. Compliance assistance typically consist of a review of written or required programs, management interviews, physical inspections, and the provision of a gap analysis or report. Training—We provide various training services that the County can use to educate staff and executives about the risk exposures that exist within your member institutions. These resources are free of cost and we have worked rigorously to streamline these services as much as possible. Training is available in a variety of property and casualty-related loss control topics that include: Water intrusion prevention and response. Winter facility preparation for preventing freeze-related losses. How to perform building roof inspections. Disaster scenario and business interruption desktop exercises. Insurance Requirements in Contracts (IRIC)—The IRIC Manual is available to you electronically and in hardcover. It was designed as a tool for the procurement and risk management departments to assist them with evaluating risk exposures and the required insurance language/minimum limits. It details recommended insurance requirements for vendors working with our clients. The manual provides guidance to your staff involved in securing contracts and is offered at no additional cost.Alliant is prepared to offer full or half-day training presentations to the County on the concepts contained in our manual. We can provide the County with live Insurance 101 training sessions, to foster education and knowledge about the insurance industry and these sessions will be tailored to your needs and requests. Training sessions are on an as-need basis. 13.3 Claim Services to assist with auditing to be conducted up to a quarterly basis, dispute resolution or coverage interpretation. Alliant fully understands that the true value of any insurance contract can only be determined by its response to loss. Our significant experience working with public entities, has allowed us to develop a highly effective in-house claims department staffed by the most talented personnel in the industry who specialize in large, complex claims. Our claims consultants average over 35 years of experience and operates as a national team which affords borderless resources to our clients. This team of consultants understand the process involved with large claims and will develop effective strategies to ultimately drive positive outcomes and recoveries in critical situations. Supporting the County at the local level is John Bobo,who brings over 35 years of extensive experience as a claims professional. John's role will be to act as your claim consultant and advocate. John's - 26- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 III QUALIFICATIONS continued goal will be to complement and supplement your efforts in obtaining quick and equitable claims resolutions while acting as the County's claims resource. Claims Management Procedures Alliant is globally known for the design, placement and implementation of complex claim handling procedures.We have spent countless hours assisting clients in managing complex claims.Through this experience we will ensure that your claims are paid quickly and favorably and that controverted claims are resolved in the most favorable light. The process is described below: Pre-Loss Planning: Facilitate and assist in the creation of loss handling procedures with all stakeholders. Consult on various vendors — independent adjusters, claim preparation accountants, restoration firms, building engineers, forensic accountants, and various other specialist. In depth review of County issued coverage wording for various perils. Coordinate annual CAT Loss Planning meeting with all stakeholders to ensure all parties are aligned on roles, responsibilities and process should a CAT event occur. Claims Management, Consulting and Coordination: Serve as your claims advocate with the panel of insurance carriers on your program. Report claims to the panel of carriers as well as the nominated and market agreed loss adjuster. Monitor claims activity on a pre-agreed schedule. Provide claims reports on a schedule and in the required format. Attend on-site claims meetings as requested. Be available on a 24/7 basis. Facilitate the deployment of vendors to handle a catastrophic event. Review claims notifications and abstracts to assure appropriate reporting to insurers. Assist in the review of final settlement documents. Procurement of Proof of Loss documentation. Track the status of large or difficult open claims. Coordinate insurer claims meetings. Facilitate a dialogue between the County and assigned adjusters. Respond to coverage questions. Review open claim reserves for appropriateness and accuracy. Work with your insurers to correct loss reserves that are inappropriate for the specific loss. Facilitate advance payments for large catastrophic claims. Advocate on difficult or disputed coverage issues. Assist in settlement negotiations and recoveries. Travel and meet with loss team for large loss events. Assist in the identification of TPA's vendors as needed. - 27- /1mant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 fi. R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,INC I SEPTEMBER 30,2021 III QUALIFICATIONS Nothing speaks more to our claims advocacy than specific case studies. We have provided some examples of claims that we assisted in the successful adjustment and recovery. • ill TOTAL • State Client— Flooding Event $ 12,000,000 State Client - Hurricane Loss $ 32,000,000 State Client— Business Income Loss $ 16,750,000 Housing Authority— Fire $ 5,500,000 Port Authority— Fire $ 15,000,000 State Client— Hurricane Loss $ 10,000,000 University System—Tornado $ 18,000,000 State Client— Hail Damage $ 3,000,000 School Pool Client— Hurricane Loss $ 3,500,000 School Pool Client— Hurricane Loss $ 2,700,000 School Pool Client— Fire $ 5,000,000 County Pool — Hurricane Loss $ 4,000,000 Municipal Pool — Hurricane Loss $ 9,000,000 Municipal Pool — Fire Loss $ 7,000,000 We believe that Alliant, through our dedicated Property Claims team and defined claims management process, can meet any challenge a serious loss may present to the County. Pre-Loss Services and Analytics Alliant utilizes a geo-spatial software, Y which allows us to overlay the County's portfolio in real-time over ti many types of severe weather events. �.:�, r•, ; For certain perils such as Named Windstorm, Flood, Hail and even rain, .•- . . we are able to model the County's values at risk and evaluate the —` potential impact of the most recent .. forecasts specific to the County's exposure base. We have found this service critical for our clients when they are preparing for large CAT events — assisting in processes such as loss forecasting, mitigation efforts, resource deployment and even early assessments of damage in post-loss scenarios.We would be happy to extend this service to the County should we be chosen to serve as your broker. - 28- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 RESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES -- ORANGE COUNTY,NCI SEPTEMBER 30,2021 IV REQUIREMENTS OF PROPOSALS When providing your proposal and business references, consideration should be given to the following: Orange County is located on - -••- of -arch Triangle P • - than 140,000 residents, Orange County includes historic Hillsborough,the County seat;Chapel Hill, home of the University of North Carolina; • Carrboro and Mebane, • •.• and mill towns. • approximately 1600 employees, 11 volunteers and a General Fund Budget for1 of 41 • • Additional details about the County can be located . 1. All proposals shall be in writing. Alliant understands and complies. 2.1 Proposals shall include a statement that Broker meets each Qualification in Section Ill. Details supporting . .-. Alliant asserts that we meet each qualification in Section III. As such, we have thoroughly addressed each qualification item in previous sections of this proposal. members3. Proposals shall include information about the qualifications of the Primary Broker and any team .-. for this contract. We believe THE defining differentiator of Alliant is our people.The individuals we propose to represent and serve on the County's account are deeply committed, highly talented, creative, and professionally respected members of the insurance community. Alliant maintains a management and service platform focused on the development of a cohesive National Public Entity Practice, without regard to geographical boundaries. Company-wide, we have over 250 employees dedicated specifically to the public sector. Our recommended team of experienced colleagues works exclusively on public sector risks. This assures that experienced individuals with insight and creativity will be utilized to benefit the County's program. Our public sector business model is unique in that we have created a unified, team oriented service approach where anyone at any time can call upon the network to access the specific expertise that is necessary without red tape. We all work within the same financial unit and, as a result, the County will have access to all of Alliant's resources without internal barriers between company departments. Our professionals are industry specialists experienced in structuring innovative products designed to - 29 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ti R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS address specific risk exposures. Moreover, Alliant continues to attract professionals specializing in Public Entity, Captive Solutions, Risk Control, Analytics & Modeling, and other specialties relevant to the County. We encourage the County to explore potential solutions with Alliant. As previously mentioned, Mark Goode, your lead broker, recently left a competitor to join Alliant as Senior Executive Vice President & Managing Director of the Alliant Public Entity, Education & Pooling, Joining Mark is a team of over 40 other members of his previous team, many of whom you have worked with for years. This team is housed in Charlotte, NC. Alliant is delighted to welcome this group to our already robust team of public entity experts. This investment in talent is yet another example to the commitment of Alliant to continue to grow in the public entity sector. Below, we have provided further detail on each members' experience, roles, and responsibilities. A written description of responsibilities by individual are included on the following pages. Resumes for each of these individuals appear in Appendix B. NAME/OFFICE • • • • ROLE As leader of the Alliant Public Entity Group, Mark has Executive the ultimate responsibility for making sure all of the Mark Goode Sponsor/Authorized Alliant resources are being properly deployed and Charlotte, NC Signer/Primary 40 years the detailed account service plan for the County is Broker being executed. Mark will engage in and monitor all aspects of the servicing of the County's account. Keith will serve as central point of contact for the County and will ensure that all aspects of the service commitments are being executed. Keith's Back up responsibilities will include the gathering and Keith Brown Leader/Account 30 years analyzing exposure data, communicating with Charlotte, NC Executive insurers and intermediaries, developing renewal strategies and program design. He will also provide risk management consulting, keeping the County advised on changing market conditions and the availability of new products and services. Sean will manage the day-to-day servicing of the Sean Keenan County, focusing on collection of exposures, Charlotte, NC Client Manager 15 years reconciling billing information, facilitating the delivery of carrier documentation, assisting in completing applications, issuing COI's, etc. Melissa Sowell Assistant Client Melissa will serve as back up to Sean and be available Charlotte, NC Manager 25 years to assist with marketing and servicing program needs. Mike Honeycutt Property/Casualty 28 years Mike will provide property and casualty placement Charlotte, NC Specialist expertise for the County's program - 30- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ti R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS NAME/OFFICE PROPOSED ROLE Taylor Forst Property/Casualty Taylor will support and back up Mike by providing Charlotte, NC Specialist 8 years property and casualty placement expertise for the County's program Bill Nellen Environmental 28 years Bill will be responsible for placing the County's Atlanta, GA Specialist environmental and pollution risks. Brian Dunphy Cyber Specialist 20 years Brian will be responsible for placing the County's New York, NY cyber program. Steven will develop annual service plan, provide insights on leveraging risk control activities for Steven Langlinais Loss Control 25 years strategic loss prevention and underwriting, perform New Orleans, LA Consultant field work and insured consultations, provide educational courses and training, and conducts quality assurance reviews, etc. John will serve as the lead claims advocate for the County.John will ensure all claims are handled in the John Bobo Claims Consultant 40 years most timely and efficient manner to achieve positive Charlotte, NC (P&C) outcomes and recoveries. He will be heavily involved in all phases of CAT losses and provide support to the County team and assigned adjusters. Dan Madej Dan will perform analytical functions to keep the Chicago, IL Analytics 20 years County on the cutting edge of new developments and products. 4. Five business references are required, with at least 3 of the references being comparably sized government or non-profit clients and at least one reference should be of an account lost within the last 2 years. Alliant has provided five client references the County may contact below. We believe that these references should be sufficient, and we encourage the County to reach out to them, as we believe our references are our greatest success indicator. For each of the references provided, Alliant has provided insurance brokerage and consulting services on an annual basis, and has done so for many years. Additional references can be made available upon request. REFERENCE 1 • Unified Government of Athens-Clarke County Jeff Hale, MA, SHRM-CP/HR Director 375 Satula Avenue 762-400-6361 Athens, GA 30601 jeff.hale@accgov.com - 31 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 �A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NCI SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS REFERENCE 2 Forsyth County Schools Larry Hammel, CFO 1120 Dahlonega Highway 404-991-4329 Cumming, GA 30040 Ihammel@forsyth.k12.ga.us REFERENCE 3 • South Carolina School Boards Insurance Trust Steve Mann, Director (SCSBIT) 803-988-0254 111 Research Drive smann@scsba.org Columbia, SC 29203 REFERENCE 4 • North Carolina League of Municipalities (NCLM) Bryan Leaird, Associate Executive Director 434 Fayetteville ST, Suite 1900 919-715-2905 Raleigh, NC 27601 bleaird@nclm.org REFERENCE 5 • Mississippi School Board Association Anissa Young, Insurance Program Manager 380 Zurich Drive 601-622-3347 Ridgeland, MS 39157 ayoung@msbaonline.org We have no examples of former clients who terminated our relationship for performing similar services as detailed in this solicitation during the past five years.Your service team boasts a 98% retention ratio over the past 17 years. The few lost accounts were lost due to pricing reasons during an RFP process. The following is an example of a client that was lost through a solicitation process. After one year, the lost client returned to Alliant! OKLAHOMA MUNICIPAL ASSURANCE GROUP • Contact Name/Title: Chris Webb, Director of Underwriting Contact Phone: 405-657-1442 Contact Address: 3650 S. Boulevard Street Edmond, OK 73013 Reasons for contract termination: A competitor convinced the large municipal pool that they would be able to offer a more competitive and comprehensive property program.The client moved the business and came back to Alliant one year later and we were able to remarket and place a very competitive program in an extremely difficult market. - 32 - ENO, DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 • R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES 7P00 ORANGE COUNTY,NC I SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS 5. Proposals shall include an assessment of the County's current program and a proposed alternative, if necessary, without approaching the our review attached is the County's current insurance declarations, WC . To assist ou in Property Schedule will be provided upon request. The Alliant team has conducted a thorough review of the County's current insurance information provided within the RFQ. Upon our review, we have uncovered some coverage items we believe we would be able to improve upon. Below is a summary of those items: Property We believe the windstorm sub limit in your current program to be inadequate. Increasing this limit is recommended and acceptable to the marketplace. We note that the County's deductible of$1,000 is quite low for a municipality of your size.We would like to have the discussion on raising this with the County. A higher deductible would yield improvements in loss history and allow the County more control of the overall program. We would suggest a CAT modeling/aggregation study be undertaken to assist in our evaluation of stand-alone program limits. The commercial marketplace allows for deductibles to apply per unit of insurance, which provides more flexibility when applying them. We would look to schedule high hazard flood locations, which would add contract certainty for both the County and your insurer. Below is a comparison chart that we have produced for the County to have an idea of what one of our Public Entity specific programs known as Alliant Property Insurance Program(APIP) compares with the County's current coverage through the NCACC. You may be surprised to see the significant limits that may be afforded the county with our proprietary program further enhancing the counties protection and reducing the overall total potential cost of risk Orange County, NC NCACC Property Insurance Coverage Comparison to Alliant APIP Limits and Sub-limits of Liability $ 237,671,455 Total Insured Values (TIV) $ 237,671,455 Up to 1,000,000,000 Per Occurrence: All Perils and Coverages combined, subject to sub-limits: $ 10,000,000 Up to 250,000,000 Earthquake— Per Occurrence &Annual Aggregate $ 10,000,000 Up to 250,000,000 Flood— Per Occurrence &Annual Aggregate 1,000,000 TBD Special Flood Hazard Areas (SFHA) $ 60,000,000 Up to Policy Limit Named Storm— Per Occurrence &Annual Aggregate - 33- mant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ti R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS Property Damage SUB-LIMITS (per occurrence unless otherwise noted): $ 2,500,000 Policy Limit Accounts Receivable $ 5,000,000 10,000,000 Automatic Coverage $ 250,000 Policy Limit Cost of Extinguishing Landfill Fires $ 100,000 3,000,000 Contingent Tax Revenue Interruption $ 250,000 3,000,000 Contingent Business Income/Contingent Extra Expense $ 2,500,000 or Policy Limit Debris Removal 25%of Property Damage Loss, Whichever is Less $ 500,000 250,000, Subject to Decontamination Costs a 500,000 Annual Aggregate $ 100,000 Not Specified Deferred Payments $ 2,500,000 10,000,000 Electronic Data and Media 50,000,000 100,000,000 Equipment Breakdown, including $ 500,000 Spoilage $ 2,500,000 10,000,000 Service Interruption $ 1,000,000 Business Income and Extra Expense $ 500,000 Expediting Expense $ 1,000,000 10,000,000 Hazardous Substance $ 500,000 Included Ammonia Contamination $ 1,000,000 10,000,000 Electronic Data and Media $ 1,000,000 CFC Refrigerants $ 50,000,000 Computer Equipment $ 2,500,000 50,000,000 Errors and Omissions $ 250,000 Policy Limit Evacuation Expense $ 1,000,000 50,000,000 Expediting Expense $ 1,000,000 or Not Sub-Limited Extended Period of Indemnity Actual Loss Sustained for 180 Days, Whichever is Less $ 1,000,000 2,500,000 Unscheduled Fine Arts Subject to a Maximum of 250,000 Per Item - 34- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 �A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS $ 2,500,000 100,000,000 for Business Income and Extra Expense Combined Business Income 50,000,000 for Extra Expense $ 2,500,000 50,000,000 Increased Cost of Construction $ 2,500,000 Same as Business Interruption by Civil Authority Income Limit up to 100,000,000 $ 100,000 2,500,000 Law Enforcement Animal Mortality $ 2,500,000 Policy Limit Leasehold Interest $ 2,500,000 10,000,000 Miscellaneous Unnamed Property $ 250,000 Per Schedule Mobile Medical Equipment $ 250,000 Per Schedule Fiber Optics Distribution Lines Located More Than 1,000 Feet From a Covered Location $ 10,000 Policy Limit Personal Property of Officers and Employees of the Participant $ 100,000 Not Specified Professional Fees $ 2,500,000 25,000,000 Property in Course of Construction and Soft Costs—Any One Covered Property $ 100,000 Subject 250,000 Subject to a Land and Water Contamination or Pollutant Cleanup to a 500,000 500,000 Annual Removal and Disposal Annual Aggregate Aggregate $ 2,500,000 25,000,000 Service Interruption — Property Damage and Time Element Combined $ 2,500,000 25,000,000 Property While in Transit and Time Element Combined—Per Conveyance $ 2,500,000 Policy Limit Valuable Papers and Records and EDP Media $ 2,500,000 Same as Business Ingress/ Egress Income Limit up to 100,000,000 $ 100,000 Subject 5,000,000 if Landscaping to 15,000 Any Scheduled One Shrub or Tree, Caused by 1,000,000 in or Resulting Unscheduled From a Covered Peril - 35- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ti R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NCI SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS $ 150,000 Any One 2,500,000 Watercraft up to 27 Feet Watercraft 1,500,000 Any One Occurrence $ 15,000 Any Per Schedule Piers, Docks, Pilings, Bulkheads, and Wharves Unscheduled Location 100,000 Any Scheduled Location 250,000 Any One Occurrence $ 250,000, 750,000 Unscheduled Tunnels, Bridges, and Dams Excluding Earthquake, Flood, and Named Storm $ 10,000, Subject 100,000 Unscheduled Unmanned Aircraft / Unmanned Aircraft to a 50,000 System Annual Aggregate $ 100,000 5,000,000 Upgrade to Green *This is a brief coverage comparison,please refer to the actual policy for terms,conditions and exclusions. Liability We did not note too many gaps or areas of concern within the County's liability program. The NCACC program is pretty broad, offering separate limits for each of the liability lines of coverage, along with some material excess limits. However, below are some items that stood out to us: The County has a non-pecuniary limit sub-limit of $25,000 per occurrence/$50,000 annual aggregate. We would like to see that limit increased to $100,000. If the County provides any utility related services, we would like to see failure to supply coverage added to your program. - 36- Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES 7P00 ORANGE COUNTY,NC I SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS listed6. Proposal shall describe the Broker's access to any incumbent carriers or TPAs within the documents provided and indicate whether Broker can access those markets at competitive pricing. Please list at least three . . . business with whom your firm has a relationship and with whom you have placed public and/orInclude any commission or other financial arrangement, including ownership or investment interest you may have with the carriers .. coverages,It should be noted that Orange County has longstanding coverage for WC and its primary Liability coverages through the NCACC risk pool.Your response should include your ability to serve in an advisory role regarding these . - to remain with - pool. The vast majority of the lines of coverage evidenced in the County's RFQ are placed with the North Carolina Association of County Commissioners (NCACC) pool. While we know the NCACC program well, we and all other brokers have no direct access to that program. We do, however, have access to over 350 markets, many of whom would offer competing quotes to the NCACC program. As previously explained, we also have numerous proprietary programs that would likely offer very competitive options to the coverages currently written by NCACC. Your proposed service team has served in an advisory capacity for the County for many years. In that capacity, we have been able to effect numerous changes to the NCACC offering that have reduced your exposure to loss and done so at no additional cost to the County. We are happy to continue to fill that role. In our fiduciary responsibility as your broker and risk management partner, we come with no predetermined goal of making wholesale changes to you program. Our promise is to provide the County with sound advice and options to ensure the County has the best combination of broad terms and conditions at the most competitive cost, whether that be continuing with the NCACC program or considering other options. Our thorough understanding of the NCACC program as well as our ability to offer other options makes us uniquely qualified to serve as you broker. Further, we promise to provide a level of service that is second to none in the industry. Your proposed service team has placed two policies (environmental and cyber) outside of the NCACC program. We have continued access to those markets as well as additional markets writing those lines of coverage.When marketing your program,we would exhaustively approach the market place, leaving no stone unturned. This effort would include approaching our exclusive programs as well as markets in the conventional market place. A small sampling of the markets we would approach include: APIP/ Lexington/ Lloyds of London Travelers Property Zurich Chubb - 37 - ENO, DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES 7—Poo ORANGE COUNTY,NC SEPTEMBER 30,2021 IV REQUIREMENTS OF PROPOSALS Hudson Hartford General Liability Hanover Travelers Hudson Hartford Business Auto Liability Hanover Travelers AIG Zurich Crime Coverage Travelers Great American Chubb Public Officials Liability Ironshore Everest AXA/XL Law Enforcement Liability QBE Hudson Chubb Employment Practices Liability Ironshore Everest Chubb Markel Environmental Impairment Liability Ironshore Crum & Forster Beazley Privacy or Security Event Liability AXA/XL Zurich Lloyds of London Zurich Travelers Excess Liability (Following Form) Hartford AIG Safety National Workers' Compensation Midwest Employers Casualty Arch - 38 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 �A R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 IV I REQUIREMENTS OF PROPOSALS Should you decide to leave the NCACC program, you will need to engage a TPA firm to handle your claims. Alliant has relationships with all major TPA firms. As we have done for the Country in the past, we will lead you through the RFP process to identify suitable TPA firms, evaluate their proposals, and make a recommendation to you. 7. Proposals shall include an explanation of all the cost for which the County will be responsible, broken down by year (Year 1, Year 2 renewal, Year 3 renewal). Only fee based compensation will be considered. When determining a fee for service, our goal is to be flexible and to provide a superior level of service at a competitive price. We realize that the broker fee is a small component of your overall cost of risk. The value your broker brings is their ability to provide you with superior service, sound advice, and program design options that will minimize your ultimate total cost of risk. That is where we will bring you true value! Determining an appropriate fee for service is somewhat difficult without knowing whether we will be serving in a consultative role while only placing the environmental and cyber programs or whether we will be placing all lines of coverage. If we continue to serve in a consultative role,to include loss control and claim advocacy services, and continue to place only the environmental and cyber programs, we propose an annual fee of$45,000 for years 1, 2 and 3. Should the County elect to move their coverages from the NCACC pool, we propose an additional annual fee of $17,500 for years 1, 2 and 3 to cover additional costs associated with marketing the County's program. Alliant agrees to provide up to 35 hours of annual Loss Control Services. - 39 - Affiant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 ` �. RESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 V CONTRACT The proposed contract is attached. Responses shall indicate whether the proposed contract is satisfactory and, if not,what changes would be roval of the County Attorney.After . . broker, All eses are subject to review and tablished. Alliant confirms we propose no changes at this time. -40 - &A,,,ant DocuSign Envelope1 1: 1:• 1:11 RESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY, 1 1 VII GENERAL REQUIREMENTS 1. Living Wage. Orange County is committed to providing its employees with a living wage and Alliant understands and complies fully with the Orange County Living Wage Contractor Policy. Alliant understands and complies.The completed E-Verify Affidavit is included on the following pages. Alliant understands and complies. The completed Nondiscrimination Certification is included on the encourages agencies it funds to pursue the same goal. A copy of Orange County's Living Wage Contractor Policy is included. 2. HB786 imposes E-Verify requirements on contractors who enter into certain contracts with state agencies and local governments. The legislation specifically prohibits governmental units from entering into certain contracts"unless the contractor and the contractor's subcontractors comply with the requirements of Article 2 of Chapter 65 of the General Statues."(Article 2 of Chapter 65 establishes North Carolina's E-Verify requirements for private employers.) It is important to note that the verification requirement applies to subcontractors as well as contractors. The new laws specifically prohibit governmental units from entering into contracts with contractors who have not(or their subs have not) complied with E-Verify requirements. Complete the attached affidavit, and include it with your submittal. 3. Orange County Nondiscrimination Certification. following pages. 4. Acknowledgement of receipt of any addendum. The completed Addendum Acknowledgement form is included on the following pages. Addendum #1 (issued on 9/20/21) -41 - mant DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 STATE OF NORTH CAROLINA AFFIDAVIT ORANGE COUNTY ###Yt###Y#YiKt##Y#Y###YYYYt I A P Hh 816Aj r,- (the individual attesting below), being duly authorized by and on behalf of -P'1&01,Zn ee (the entity bidding on project hereinafter"Employer")after first beingduly sworn hereby swears or affirms as follows: 1. Employer understands that E-Verifyis the federal E-Verify program operated by the United States Department of Homeland Security and otherfederal agencies,or any successor or equivalent program used to verify the work authorization of newly hired employees pursuant to federal law in accordance with NCGS§64-25(5). 2. Employer understands that Employers Must Use E-Verify. Each employer,after hiring an employee to work in the United States,shall verify the work authorization of the employee through E-Verify in accordance with NCGS§64-26(a). 3. Employer is a person,business entity,or other organization that transacts business in this State and that employs 25 or more employees in this State.(mark Yes or No) a. YES. or b. NO 4. Employer's subcontractors comply with E-Verify,and if Employer is the winning bidder on this project Employer will ensure compliance with E-Verify by any subcontractors subsequently hired by Employer. This a 3 day of J L ')z 6,f 202/. Signature AAKIant �l Q Print or Type Name: _ Q ii�3r�r��✓ IY'7QC�'�lnh�r State of North Carolina E)Fem Count} n Signed and sworn to(or affirmed)before me,this the day of '5eA n> r- 12021. a) SCOTT N CARDER o NOTARY PUBLIC My Commission Expires: ,1 m MECKLENBURG COUNTY, NC 03 !Votary Public == -42- DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ORANGE COUNTY NONDISCRIMINATION CERTIFICATION The undersigned bidder or proposer hereby certifies and agrees that the following information is correct; 1. In preparing its enclosed bid or proposal, the undersigned bidder or proposer has considered all bids and proposals submitted from qualified, potential subcontractors and suppliers, and has not engaged in discrimination as defined in Section 12-52 of the Orange County Non-discrimination Ordinance. 2. Without limiting any other remedies that Orange County may have for a false certification, it is understood and agreed that, if this certification is false, such false certification will constitute grounds for Orange County to reject the bid or proposal submitted with this certification, and terminate any contract awarded based on such bid or proposal. It shall also subject the bidder or proposer to disqualification from participating in county contracts or bid processes for up to two years. 3. As a condition of contracting with Orange County, the undersigned bidder or proposer agrees to promptly provide to Orange County all information and documentation that may be requested by Orange County from time to time regarding the solicitation and selection of suppliers and subcontractors in connection with this solicitation process. Failure to maintain or failure to provide such information constitutes grounds for Orange County to reject the bid or proposal and to terminate, without penalty to Orange County, any contract awarded on such bid or proposal. All such information and documentation shall be maintained for a period of three years after the expiration of the contract. 4. As part of its bid or proposal, the undersigned bidder or proposer shall provide to Orange County a list of all instances within the past ten years where a complaint was filed or pending against bidder or proposer in a legal or administrative proceeding alleging that bidder or proposer discriminated against its subcontractors, vendors, suppliers, or commercial customers, and a description of the status or resolution of that complaint, including any remedial action taken. 5. As a condition of submitting a bid or proposal to Orange County the undersigned bidder or proposer agrees to comply with the Orange County Non-discrimination Ordinance. Falsification of this certification shall constitute a violation of the Orange -43- DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 County Non-Discrimination Ordinance and shall be grounds for rejection of the bid or proposal or termination of an existing contract, without fault or further obligation to Orange County. 6. As a condition of submitting a bid or proposal to Orange County the undersigned bidder or proposer agrees that Orange County may consider the information submitted as part of this certification in its determination of the responsibility of the undersigned bidder or proposer. The undersigned bidder or proposer, as the case may be, waives the right to challenge the rejection of a bid or proposal when such rejection is based, in its entirety, on information submitted as part of this certification. The bidder or proposer certifies the undersigned has full authority to sign on its behalf. By:_ r;✓!-, , V P Printed Name and Title On behalf of Company or Corporate name -44- DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ❑❑❑❑❑❑❑MIEI❑❑❑❑ ❑ ❑❑❑M❑❑❑EII❑❑M❑ Please initial it as necessary. Addendum No 1 Addendum No 2 Addendum No 3 -45- DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 F" RESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES t ORANGE COUNTY,NCI SEPTEMBER 30,2021 MOO" APPENDIX A. State of North Carolina License B. Team Biographies C. Fee Disclosure Language m1bant -46 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 APPENDIX A. State of North Carolina License Please refer to the following page(s). �1//iant -47 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ALLIANT INSURANCE SERVICES,INC. P O BOX 120670 SAN DIEGO CA 92112-0670 North Carolina ALLI 5 INC. Is hereby granted ow'06 �avdl� ��sura Agency License,"-Aw ect to all standards of conduct applicable%insurar3ce p id icers lteensed to cjqpvsines In—c,S 46 of North Carolina. ��a Tp , µ• s N wu rf Ab � yv.. Est �1R mr' 14 rat ^r' `w:%+ski;.>.��,.„..._, _`^:"`i•'"r For questions regarding a license please contact t the North Carolina Department.of Insurance at:919-807-6800 ommissionX. .su ce -48- DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 APPENDIX B. Team Biographies Please refer to the following page(s). �1//iant -49 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1E0B0058 Mark Goode, CIC, CPCU Senior Executive Vice President I Managing Director Public Entity, Education & Pooling Practice D 704-594-7311 M 704-904-1792 E mark.goode@alliant.com Mark joined the Alliant Insurance Services team in 2021 to establish the Alliant Public Entity Education & Pooling Practice for the East Region. From his vantage point in Charlotte, North Carolina, Mark will expand Alliant's already dominant position on the west coast across the country and throughout the eastern seaboard. Mark and his large team of industry specific subject matter experts will assist clients in managing all aspects of their risk profile. Mark is a leading figure in the public entity space and is highly regarded by public agencies across the nation, working with municipalities, state governments, counties, special districts, educational institutions and government pools to help public clients manage risk in the most cost efficient manner while ensuring the unique challenges of a public entities' complex risks are met. Mark has been in the insurance industry for 30+ years in various executive leadership positions. Most recently, he served as the Managing Director of the North America public entity practice for two global brokerage firms. Mark is a frequent presenter at various insurance and business forums and has been recognized on numerous occasions by Business Insurance Magazine as one of the industry's top Power Brokers. Mark holds the CIC and CPCU designations. He graduated with honors from James Madison University with a Bachelor of Science degree with majors in management and marketing. When Mark is not engaging with clients or broking business, you can find him boating, deep sea fishing, and engaged in other sports related activities, as well as spending time with family and friends. Affiant -50 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 E0B0058 Keith Brown r Vice President I Producer Public Entity, Education & Pooling Practice , '3 D 704-594-7312 M 704-516-9432 E keith.brown@alliant.com Keith joined the Alliant Insurance Services team in 2021. He is a producer for Alliant Insurance Services, Inc. working in the East region Public Entity, Education, and Pooling Practice. Keith has 30+ years of experience in the Insurance industry. Prior to joining Alliant, he spent 11 years with PMA Management Corp. as the Senior Regional Account Executive for the TPA division. He was responsible for TPA sales, renewals and client service. He has worked with numerous self-insured, Loss sensitive and captive clients in a variety of industries such as Public Entity, Higher Ed, K-12, Healthcare and Manufacturers, etc. Prior to that, he was the principle owner of an independent insurance agency in the Charlotte, NC area. Keith also has prior experience in claims as well as other sales roles in the industry. Keith is a graduate of the University of Richmond, Virginia with a degree in Sports Science. He is a licensed P&C/LAH producer working towards the ARM designation. Some of Keith's interests and hobbies include time with his family and Church, photography, hiking, biking and other outdoor activities. Affiant -51 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-00BD1E0B0058 Sean Keenan, CISR Account Manager Public Entity, Education & Pooling Practice r D 704-317-6356 M 704-577-6532 E sean.keenan@alliant.com Sean joined the Alliant Insurance Services team in 2021 as an Account Manager for Alliant. He has more than five years of commercial brokerage account management experience, with over eight years of experience in commercial risk management and insurance for global brokerage firms. Sean's role on the Public Entity, Education, & Pooling team is to aid and facilitate in execution of client goals by providing expertise, communicating with the broader insurance marketplace, and executing client and team renewal strategy. Sean graduated with his bachelor's degree in Political Science from Northeastern Illinois University. He holds a Certified Insurance Service Representative (CISR) designation and is currently pursuing his Certified Insurance Counselor (CIC) designation. Outside of work, Sean enjoys spending time outdoors with his family and friends, playing ice hockey, and working on cars and motorcycles. /1mant -52 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-00BD1E0B0058 Melissa Sowell Account Manager Public Entity, Education & Pooling Practice D 704-317-6925 M 704-962-7295 v�1 E meIissa.sowelI@aIIiant.com Melissa has over 25 years of experience in the commercial insurance industry and currently serves as an Account Manager on Public Entity accounts. Prior to joining Alliant, Melissa held similar roles with two large global brokerage firms where she has experience with different aspects of the insurance field including marketing and servicing. Melissa's role focuses on providing day-to-day client servicing which includes collection of exposure information, billing, certificates, facilitating delivery of quotes, binders, policies, etc. for Public Entity as well as many other types of large commercial accounts. Melissa focuses on providing excellent client service and well respected by clients, underwriters and colleagues. Melissa is a licensed Property & Casualty Broker and holds Certificate in General Insurance and Certified Professional Service Representative designations. Outside of working, Melissa enjoys church, spending time with her family, and traveling. /1mant -53 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-00BD1E0B0058 Mike Honeycutt Senior Vice President Public Entity, Education & Pooling Practice D 704-594-7291 M 704-905-0198 E mike.honeycutt@alliant.com Mike joined the Alliant Insurance Services team in 2021 as a Senior Vice President and has over 28 years of experience working on complex Public Entity accounts that include pools, state government, local government, and education. Mike offers a wide breadth of expertise including the development, implementation, and management of property and casualty insurance and self-insurance programs. Mike understands issues for entities with complex exposures and is especially adept at building consensus among a broad array of stakeholders. He prides himself on open communication, accessibility and solution driven results. In addition to his strong technical skills in this space, Mike enjoys exceptional relationships with key underwriters around the world. Over the course of Mike's career, he has served as a Senior Vice President for two different global brokerage firms. His most recent role prior to joining Alliant was Public Entity Center of Excellence Leader— South Region for a global brokerage firm. Mike received his Bachelor of Science degree in Business and Finance from University of North Carolina Charlotte Belk College of Business. He also holds a Certified Insurance Counselor (CIC) designation. Mike has been recognized by Risk and Insurance as a Power Broker in the Public Entity Sector. Outside of work, Mike enjoys spending time with his family as well as being outdoors and participating in activities such as mountain biking, fishing, and landscaping. Affiant -54 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1E0B0058 Taylor Forst Assistant Vice President Public Entity, Education & Pooling Practice D 704-594-7297 M 678-428-2316 E taylor.forst@alliant.com Taylorjoined the Alliant Insurance Services team in 2021 as an Assistant Vice President and has more than eight years of experience working on complex Public Entity accounts that include Pools, State Government, Local Government and Education. Taylor utilizes his experience to perform critical client functions including evaluating risk exposures, developing creative placement solutions, articulating the impact of options, and reviewing loss experience. He has focused particularly on catastrophe-driven, complex Property programs that necessitate Shared and Layered solutions from Carriers around the globe. Taylor assists in the daily execution of the renewal strategy, focusing on communication with the insurance marketplace as well as serving as an additional point of contact for Insureds. He prides himself on responsiveness, clear advisement and leading positive outcomes. In addition to his analytical skills, Taylor maintains strong relationships with critical underwriters around the world. In Taylor's most recent role prior to joining Alliant, he served as an Account Executive and Property Broker for a large, global brokerage firm. Taylor received his Bachelor of Business Administration in Risk Management & Insurance from the University of Georgia's Terry College of Business. He is a licensed Property/Casualty broker and is in the process of obtaining his Certified Insurance Counselor (CIC) designation. Taylor's hobbies include reading and fitness as well as being an enthusiastic sports fan, frequently traveling to root on the Georgia Bulldogs with family and friends. Affiant -55 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 E0B0058 Bill Nellen Executive Vice President F Specialty Group D 470-237-3030 M 404-271-0541 E bnellen@alliant.com Bill joined the Alliant Insurance Services team in 2010 and serves as the leader for the National Environmental Liabilities Brokerage practice. He brings almost two decades of expertise in environmental liability characterization, remediation, risk identification, quantification, pollution insurance program design, and placement. At Alliant, Bill focuses his pollution liability practice on private equity, real estate, mergers and acquisitions, healthcare, and construction exposures. Bill was honored by the nationally recognized Risk& Insurance publication in 2009 as a "Power Broker: 40 under 40" for his expertise in environmental risk management. In 2012, he authored articles that appeared in Business Insurance, and Risk & Insurance. Bill is frequently called upon to provide commentary and opinions on industry developments. He began his professional career in 1993 with Roy F. Weston, Inc., an environmental engineering and consulting firm. In 2000, Bill accepted an advanced opportunity to work as an Environmental Analyst with Zurich Risk Management Services where he negotiated and settled complex pollution insurance claims. Later, he joined the Marsh Environmental Practice serving in various advanced roles with increasing authority, in multiple geographies, culminating in his responsibility for leading the Midwest Zone. Bill's focus during his tenure with Marsh was to assist clients by first identifying and quantifying exposures, then subsequently designing and marketing creative risk transfer solutions to the issues identified. Bill has a Bachelor of Arts degree in English with an Environmental Studies Certificate from Dickinson College, located in Carlisle, Pennsylvania. Bill earned a Master of Science degree in Environmental Science from the University of Oklahoma, located in Norman, Oklahoma and a Master of Business Administration from Goizueta Business School at Emory University, in Atlanta, Georgia. He is licensed by the State of Georgia Department of Insurance as a Property&Casualty Broker, Surplus Lines Agent, and Consultant. In addition, Bill holds insurance licenses and surplus lines licenses in an additional 40 states. When not practicing his profession, Bill enjoys spending time with his family, especially his young son. He also takes pleasure in traveling internationally, and is an experienced fly-fisherman. Affiant - 56 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-00BD1E0B0058 Brian Dunphy Senior Vice President I Managing Director Management & Professional Solutions Group D 212-504-1888 , M 917-533-5157 E brian.dunphy@alliant.com Brian is a Senior Vice President and Managing Director at Alliant. He oversees the firm's Management and Professional Solutions Group, for which he has national oversight of the firm's advisory efforts in Directors & Officers Liability, Errors & Omissions Liability, Cyber Liability, Employment Practices Liability, Fiduciary Liability, Employee Fidelity and Kidnap & Ransom coverages. Prior to his current position, Brian was the national leader of Specialty Products Group for Crystal & Company, which managed clients' management and professional liability products, environmental liability, construction-related insurance, surety and trade credit/political risk portfolios. Before that he worked in Crystal &Company's Mergers &Acquisitions practice, performing pre-acquisition diligence work and negotiating transactional liability products for the firm's private equity and institutional clients. Brian was also a senior broker and advisor in the Financial Institutions Group,where he serviced publicly traded banking institutions, hedge funds, and investment advisors with assets under management in excess of$3 billion. Brian regularly contributes to trade publications such as Risk& Insurance and Business Insurance, and is often invited to lend his expertise on industry panel discussions. Brian received his Bachelor of Arts in Political Science from Boston College. Affiant -57 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-00BD1E0B0058 Steven Langlinais Sr. Risk Control Consultant Risk Solutions Z7: D 713-624-6342 -� M 337-288-6805 E steven.langlinais@alliant.com Steven is a Sr. Risk Control Consultant within the Risk Solutions department for Alliant Insurance Services. Steven, who is based in the Houston office, will focus on analyzing clients' workplaces and developing their safety management systems to control risk and help eliminate hazards. His areas of expertise include energy, transportation, hospitality, heavy construction, and lean manufacturing. He has more than 25 years of experience working in quality-control, environmental, compliance, life safety codes and, industrial hygiene and safety. Prior to joining Alliant, Steven worked for Lyondell Citgo Refining, Greene's Energy Group, Knight Oil Tools and Honeywell Aerospace. He is a member of the American Society of Safety Professionals and the American Industrial Hygiene Association. Steven holds a Bachelor of Science from the University of Houston - Clear Lake in Environmental Science with a focus on Safety & Industrial Hygiene. He holds several industry certifications including NEBOSH International General Certificate, ISO 9001 Internal Auditor, OHSAS 18001 Lead Auditor and several OSHA certifications. /1mant -58 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1E0B0058 John Bobo, AIC First Vice President I Director, Regional Claims Public Entity, Education & Pooling Practice D 704-247-1652 M 704-957-1804 E john.bobo@alliant.com John joined the Public Entity, Education & Pooling practice of Alliant Insurance Services team in 2021 as a Claim Manager. He will be domiciled in the Charlotte, North Carolina office. John works as an advocate for our clients to assist them in achieving the most advantageous claim settlements. He works with clients to achieve favourable coverage interpretations, provide claims advocacy, engage with the claim staff of carries, ensure prompt resolution of claims, engage with TPA's as necessary, assist in crafting special claim handling instructions, etc. John is a seasoned claim professional that combines experience, market knowledge, the use of proprietary analytical tools, etc. to control clients' total cost of risk (TCOR) and improve outcomes. John has been in the insurance industry for 39-years, most recently at Willis Towers Watson where he was the Area Manager of the Risk Control and Claim Advocacy Practice for the South Region. In addition,John also served on the Willis Towers Watson National Property Loss Team. Before beginning his career with Willis Towers Watson,John held various national and regional claim positions with GAB Robins, Crawford and Company and CJW &Associates. John holds a BSBA degree from East Carolina University and the AIC designation from the Insurance Institute of America. John is the past First Vice President for the Atlanta Claims Association and is an active member of the Southern Loss Association. He continues to serve on several Broker Advisory Boards for our trading partners. Affiant -59 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1E0B0058 Dan Madej, ARe Senior Vice President Public Entity Analytics Group D 312-837-4735 M 312-320-8437 E dan.madej@alliant.com F. Dan joined the Alliant Insurance Services team in July 2019, within the Public Entity Group. Dan currently serves as the Program Director for the newly formed Public Entity Analytics Group. His reinsurance background involved addressing the risk transfer and risk financing needs of national, super-regional, and single state insurance companies, MGA-driven programs, as well as public entity pools. His expertise spans from monoline placements to multi-line needs (liability, property, and workers' compensation). In the past 10 years, Dan has dedicated his time to the (re)insurance needs of public entity pools, including introducing them to analytics-driven solutions, in which his clientele presence was nationwide. Dan has spent his entire 20+ year career in the insurance industry as a reinsurance broker. Prior to joining Alliant, Dan worked for global reinsurance brokers Guy Carpenter and JLT Re/Towers Perrin, starting his career with EW Blanch. While always a student of the business, he offers extensive experience and expertise in designing and placement of reinsurance programs for risk bearing entities such as insurance companies and public entity pools.As part of this background, Dan has worked with various reinsurance analytics offerings, including actuarially-driven structuring, target pricing and simulation capabilities, as well as portfolio management tools such as catastrophe modeling. Dan holds a bachelor's degree in Insurance and Risk Management from Indiana State University, as well as an Associate of Reinsurance (AReT`") designation from the American Institute for Chartered Property Casualty Underwriters. He is also a licensed Property&Casualty retail broker in several states. Away from work, Dan enjoys spending his time with his family, including his three kids' sports and hobby adventures. He also spends time reading and engaged in outdoor activities including gardening and fishing. Affiant -60 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 APPENDIX C. Fee Disclosure Language Please refer to the following page(s). �1//iant -61 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 R ESPONSE TO RFQ#5328 FOR INSURANCE BROKER AND RM CONSULTING SERVICES ORANGE COUNTY,NC I SEPTEMBER 30,2021 APPENDIX DISCLOSURES A. Surplus Lines Fees and Taxes. In certain circumstances, placement of insurance services made by Alliant Insurance Services, Inc. ("Alliant") on behalf of a client, with the prior approval of that client, may require the payment of surplus lines assessments, taxes, and/or fees to state regulators, boards, and associations. Such assessments, taxes, and/or fees will be charged to the client and identified separately on invoices covering these placements. The client shall be responsible for all such assessments, taxes, and fees, whether or not separately invoiced. Alliant shall not be responsible for the payment of any such fees,taxes, or assessments, except to the extent such fees, taxes or assessments have already been collected from the client. B. Third Party Brokers. Alliant may determine from time to time that it is necessary or appropriate to utilize the services of third party brokers (such as surplus lines brokers, underwriting managers, London market brokers, and reinsurance brokers)to assist in marketing the insurance programs of a client. These third party brokers may be affiliates of Alliant (e.g., other companies of Alliant that provide services other than those included within the scope of services covered in this proposal), or may be unrelated third party brokers. Compensation to such third party brokers will not be part of Alliant's fee. C. Indirect Income. "INDIRECT INCOME" means insurance carrier contingency arrangements.Alliant will accept these compensation incentives from insurers, if any, including contingent commissions, market service agreements (MSA), volume-based commission incentives and rebates on business placed on behalf of a client. Alliant producers who solicit, negotiate, or place insurance products, or services for clients, do not negotiate indirect income agreements with the carriers, nor do they receive any portion of the indirect income paid to Alliant. Nonetheless, the client may opt-out of having its premiums included in the calculation of indirect income by accessing the "opt-out"form from the link on Alliant's website: http://alliantinsurance.com/Legal-Notices/Pages/Disclosure- Policy.aspx. The "opt out" provision applies only to those accounts served directly by Alliant as a retail agent or broker. It does not apply to account placements for which Alliant's role is that of a wholesaler, MGA, or program administrator working with non-Alliant brokers who represent the client. Indirect Income, if any, is determined by insurance carriers, and if the client does not opt- out, it remains the carriers' exclusive decision to include or exclude certain premiums in any calculation. The availability of information regarding the make-up of any indirect income payment is at the carrier's discretion. D. Alliant Specialty Insurance Services (ASIS). In addition to the compensation that Alliant receives for providing services to a client, its related entity, Alliant Specialty Insurance Services (ASIS) and its underwriting operations, Alliant Underwriting Services (AUS), may receive compensation from Alliant and/or carriers for providing underwriting services. The financial impact of the compensation received by ASIS is a cost included in the premium. Compensation received by ASIS will be disclosed in writing to a client.Alliant and ASIS maintain an arm's length relationship.While Alliant represents a client as an individual entity, ASIS independently administers its program as a whole and not on behalf of any particular member. Affiant -62 - DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 BROKER SERVICES AGREEMENT between Alliant Insurance Services,Inc. and Orange County, North Carolina I.❑ PARTIES. The PARTIES to this BROKER SERVICES AGREEMENT are Orange County, North Carolina (CLIENT) and Alliant Insurance Services, Inc. (ALLIANT). II.❑ AGREEMENT. In consideration of the payments and covenants specified in this AGREEMENT, ALLIANT shall perform the SERVICES described herein. III.❑ DEFINITIONS. When used throughout this AGREEMENT, capitalized terms, whether in the singular or in the plural form, shall have the meanings ascribed to them at their first occurrence. In addition, the following terms, when capitalized, whether in the singular or in the plural form, shall have the meanings set forth below: A.❑ ALLIANT—Alliant Insurance Services, Inc. B.❑ CLIENT—Orange County,North Carolina C.❑ AGREEMENT — This Broker Services Agreement, its addendums, exhibits, and/or attachments, and any written changes that are agreed upon by the PARTIES. D.❑ COMPENSATION — Remuneration paid to ALLIANT as consideration for its SERVICES performed under this AGREEMENT, which shall be in the form of either a FEE and/or COMMISSION. E.❑ FEE — Annual or interim remuneration paid by CLIENT directly to ALLIANT for SERVICES in connection with the categories or risk and insurance identified in Addendum A (does not include COMMISSION). F.❑ COMMISSION—Remuneration paid by CLIENT'S insurance carriers (or excess pools) directly to ALLIANT in connection with ALLIANT's placement of insurance for CLIENT. G.❑ PARTY—CLIENT or ALLIANT. Alliant Broker Services Agreement(Public Entity) I DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 H.❑ PROGRAM — The categories of risk and insurance placed on behalf of CLIENT and SERVICES provided under the scope of this AGREEMENT and listed in Addendum A. I.❑ SERVICES — Any and all obligations of ALLIANT to be performed pursuant to Article IV of this AGREEMENT. J.❑ CONFIDENTIAL INFORMATION — Information considered by its owner to be confidential, proprietary and/or trade secret including, without limitation, client information, data, recommendations, proposals, reports and similar information, and work product. K.❑ DISCLOSING PARTY — The party disclosing CONFIDENTIAL INFORMATION under this AGREEMENT. L.❑ RECIPIENT PARTY — The party receiving CONFIDENTIAL INFORMATION under this AGREEMENT. M.❑ KEY PERSONNEL — Those individuals on the account service team, designated in the attached Addendum B, who are responsible for ALLIANT'S role provided for under the Section IV,SCOPE OF SERVICE. IV.❑ SCOPE OF SERVICES. Upon CLIENT'S request, ALLIANT shall perform the following SERVICES for the categories of risk and insurance identified in the attached Addendum A: A.❑ Develop and recommend insurance and other risk financing or loss funding PROGRAMS, techniques, and methods. B.❑ Assist client in developing underwriting information. Structure offerings to insurers and secure,when reasonably available, a PROGRAM as desired by CLIENT with financially acceptable insurance companies, or other pooling programs providing the balance of coverage scope, cost, and services selected by the CLIENT. C.❑ Negotiate and review insurance wording for PROGRAM contracts to meet the specific needs of CLIENT. D.❑ Review marketing plan with CLIENT prior to approaching insurers on any PROGRAM. E.❑ Review insurance policies, binders, certificates, and other documents related to the PROGRAM for accuracy and obtain revisions in such documents when needed. F.❑ Monitor the PROGRAM to assure its continuing balance of coverage scope, cost, service, and stability. Alliant Broker Services Agreement(Public Entity) 2 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 G.❑ Provide additional broker services as agreed upon by the PARTIES. H.❑ ALLIANT'S goal is to procure insurance for CLIENT with underwriters possessing the financial strength to perform. To that end, ALLIANT regularly reviews publicly available information concerning an underwriter's financial condition. ALLIANT does not,however, guarantee the solvency of any underwriters with which insurance or reinsurance is placed and CLIENT recognizes and agrees that ALLIANT maintains no responsibility for any loss or damage occasioned by reason of the financial failure or insolvency of any insurer. ALLIANT encourages CLIENT to review the publicly available information collected by ALLIANT to enable CLIENT to make the ultimate decision of accepting or rejecting a particular underwriter. I.❑ Deliver binders or other evidences of insurance after the placement of any insurance under the PROGRAM to be effective until such time as the policy or policies for the placement are received by CLIENT from the insurance carriers. Such binders shall be signed by an authorized agent or employee of the insurance carrier. J.❑ ALLIANT shall use best efforts to secure a correct policy or policies of any insurance under the PROGRAM. K.❑ ALLIANT shall not be responsible for the failure of CLIENT to make premium payments. V.❑ COMPENSATION A.[I Annual Fee. As compensation for the SERVICES, CLIENT shall pay to ALLIANT$45,000 per year for the December 1,2021-November 30,2022, December 1, 2022-November 30,2023, and December 1, 2023-November 30, 2024 policy years. Any mutually agreed extensions to this AGREEMENT shall include negotiation of the FEE prior to the expiration of the then current term. Should CLIENT elect to move insurance coverages from the North Carolina Association of County Commissioners Risk Management Pool, an additional fee of up to $17,500 per year will be owed in addition to the FEE outlined above. 1.❑Changes in SERVICES. The FEE is subject to adjustment if CLIENT creates a new PROGRAM other than those listed in Addendum A, requests a change in SERVICES or if the CLIENT's size or organization changes to alter the time involved in the SERVICES. Tasks or functions that are not presently included in the SERVICES may be available on a "per service basis" for a separate fee. 2.❑Early Cancellation. If this AGREEMENT is terminated or canceled mid-year, and within the first three hundred (300) days of the PROGRAM year, then the FEE shall be prorated with a minimum of Alliant Broker Services Agreement(Public Entity) 3 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 twenty-five percent (25%) deemed earned. The FEE shall be deemed fully earned if termination occurs after three hundred one (301) days of the PROGRAM year. In the event of a mid-term termination of this AGREEMENT by either PARTY,all excess COMPENSATION will be paid to CLIENT within sixty(60) days of the date of termination. 3.❑Payment. The annual FEE for each applicable policy year shall be paid in quarterly installments, with $11,250 (25%) due on January 1st, April 1st, July 1st, and October Pt for each year during the term. 4.11Fee Reduction. When marketing and placing insurance under this AGREEMENT, ALLIANT will request all carriers to quote premiums net of commissions. The PARTIES acknowledge that when premiums are not rendered net of commissions,the premium total includes broker commissions, all of which is paid by CLIENT. In such case, the carrier will pass the commission portion of the premium to ALLIANT as compensation for its broker services. If any of CLIENT'S premiums include commissions and, as a result, ALLIANT receives COMMISSIONS in addition to the FEE, ALLIANT shall reduce the FEE for the relevant period by the amount of COMMISSIONS it received that period so as to avoid overpayment by CLIENT ("REDUCED FEE"). Notwithstanding the above, the FEE shall not be reduced to an amount below zero. If CLIENT paid part or all of the FEE before ALLIANT received the COMMISSIONS,ALLIANT will return to CLIENT any amounts it paid over the REDUCED FEE. If COMMISSIONS exceed the FEE,ALLIANT will not return or give the excess amount to CLIENT. B.❑ Commissions. COMMISSIONS shall be collected as agreed by both PARTIES in writing. C.❑ Revenue from Pool or JPA membership. Revenue Alliant may receive for placing reinsurance or excess insurance for a pool or a joint power authority shall not be considered compensation paid by the CLIENT when the CLIENT participates in a pool or joint power authority placement. D.❑ Disclosures. 1.❑Exclusions. COMMISSIONS for Notary and Fidelity Bonds are not included in the annual FEE or COMPENSATION. 2.❑Transparency and Disclosure.During the time of this AGREEMENT, ALLIANT will, upon request, disclose COMMISSIONS received by ALLIANT, where possible, in connection with any insurance placements on behalf of CLIENT under ALLIANT'S "Transparency and Disclosure"policy, a copy of which is made available upon request. Alliant Broker Services Agreement(Public Entity) 4 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 Pursuant to its policy,ALLIANT will conduct business in conformance with all applicable insurance regulations and in advancement of the best interests of its clients. In addition, ALLIANT'S conflict of interest policy precludes it from accepting any form of broker incentives that would result in business being placed with carriers in conflict with the interests of ALLIANT'S clients. 3.[]Other Alliant Services. (a)FAlliant Specialty Insurance Services (ASIS). In addition to the COMPENSATION that ALLIANT receives, its related entity, Alliant Specialty Insurance Services (ASIS) and its underwriting operations, Alliant Underwriting Services (AUS), may receive compensation from ALLIANT and/or carriers for providing underwriting services. The financial impact of the compensation received by ASIS is a cost included in the premium. Compensation received by ASIS will be disclosed in writing to CLIENT and is agreed to by CLIENT as part of the premium. CLIENT further acknowledges that ALLIANT and ASIS maintain an arm's length relationship. CLIENT understands that while ALLIANT represents CLIENT as an individual entity,ASIS independently administers its program as a whole and not on behalf of any particular member. (b)[Alliant Business Services (ABS). Additionally, ALLIANT'S internal operating group, Alliant Business Services (ABS), may receive compensation from ALLIANT and/or carriers for providing designated, value-added services. Services contracted for by the CLIENT directly will be invoiced accordingly. Otherwise, services will be provided at the expense of ALLIANT and/or the carrier. VI.❑ TAXES & FEES, THIRD PARTY BROKERS AND INDIRECT INCOME. A.❑ Surplus Lines Fees and Taxes. In certain circumstances, placement of insurance services made by ALLIANT on behalf of CLIENT,with the prior approval of CLIENT,may require the payment of surplus lines assessments, taxes, and/or fees to state regulators, boards, and associations. Such assessments, taxes, and/or fees will be charged to CLIENT and identified separately on invoices covering these placements. CLIENT shall be responsible for all such assessments, taxes, and fees, whether or not separately invoiced. ALLIANT shall not be responsible for the payment of any such fees,taxes, or assessments, except to the extent such fees,taxes or assessments have already been collected from CLIENT. Alliant Broker Services Agreement(Public Entity) 5 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 B.❑ Third Party Brokers. ALLIANT may determine from time to time that it is necessary or appropriate to utilize the services of third party brokers(such as surplus lines brokers, underwriting managers, London market brokers, and reinsurance brokers) to assist in marketing the CLIENT insurance PROGRAM. Subject to the provisions herein,these third party brokers may be affiliates of ALLIANT(e.g., other companies of ALLIANT that provide services other than those included within the SCOPE OF SERVICES of this AGREEMENT), or may be unrelated third party brokers. Compensation to such third party brokers will not be part of ALLIANT'S FEE. C.❑ Indirect Income. "INDIRECT INCOME" means insurance carrier contingency arrangements. ALLIANT will accept these compensation incentives from insurers, if any, including contingent commissions, market service agreements (MSA), volume-based commission incentives and rebates on business placed on behalf of CLIENT within the SCOPE OF SERVICES of this AGREEMENT. The parties acknowledge that ALLIANT producers who solicit,negotiate, or place insurance products, or services for clients, including CLIENT, do not negotiate indirect income agreements with the carriers,nor do they receive any portion of the indirect income paid to ALLIANT. Nonetheless, the client may opt-out of having its premiums included in the calculation of indirect income by accessing the "opt-out" form from the link on Alliant's website: http://www.alliant.com/Legal-Notices/Pages/Disclosure-Policy.aspx. The "opt out" provision applies only to those accounts served directly by ALLIANT as a retail agent or broker. It does not apply to account placements for which ALLIANT's role is that of a wholesaler, MGA, or program administrator working with non-ALLIANT brokers who represent the client. The parties acknowledge that indirect income, if any, is determined by insurance carriers, and if the CLIENT does not opt-out, it remains the carriers' exclusive decision to include or exclude certain premiums in any calculation. The availability of information regarding the make-up of any indirect income payment is at the carrier's discretion. D.❑ Premium Financing. Upon CLIENT'S request, ALLIANT may provide CLIENT with assistance in obtaining a premium finance agreement with third party financing company. In some cases, the financing company may pay ALLIANT a fee for the placements facilitated by ALLIANT. VIL PERSONNEL. ALLIANT agrees KEY PERSONNEL as listed in Addendum B will be responsible for performance of the SERVICES described herein. Should such personnel become unavailable to perform SERVICES for CLIENT, ALLIANT agrees to replace, as soon as practicable but not to exceed 30 days, such personnel with individual(s) of comparable skills and experience as determined by ALLIANT'S evaluation and subject to CLIENT'S right of reasonable refusal. Alliant Broker Services Agreement(Public Entity) 6 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 VIII.❑OBLIGATIONS OF CLIENT. CLIENT will cooperate with ALLIANT in the performance of ALLIANT'S duties by providing complete and accurate information as to CLIENT'S loss experience, risk exposures, and any other pertinent information that ALLIANT requests. CLIENT shall promptly review coverage documents concerning the PROGRAMS delivered by ALLIANT for consistency with CLIENT'S specifications. In addition, CLIENT shall have the responsibility to keep record of and immediately report significant changes in exposures, loss-related data, and/or any other material changes to ALLIANT. This reporting must be memorialized in writing and delivered to ALLIANT in accordance with the notice provisions below. IX.❑ CONFIDENTIALITY. A.❑ Confidential Information. The services and work product exchanged by the PARTIES under this AGREEMENT are to be used exclusively to carry out the terms, conditions, and purposes set forth herein. The PARTIES acknowledge that during the term of this AGREEMENT, they may each exchange CONFIDENTIAL INFORMATION. Except as otherwise provided herein or as required by applicable law, the PARTIES understand and agree that they will not distribute, use, or rely upon CONFIDENTIAL INFORMATION received from the other without the permission of the DISCLOSING PARTY. LL]Ownership. Except as otherwise provided in this AGREEMENT, CONFIDENTIAL INFORMATION is and remains the absolute and exclusive property of the DISCLOSING PARTY and/or its affiliates, and is its unique and variable asset. Unless otherwise authorized by this AGREEMENT, no copies of CONFIDENTIAL INFORMATION shall be made without the written permission of the DISCLOSING PARTY. The PARTIES agree that, except as otherwise provided herein,they will not directly or indirectly communicate, divulge, or otherwise disclose any of the other's CONFIDENTIAL INFORMATION to any unauthorized person, firm, or corporation, and shall prevent, to the best of their ability, the unauthorized disclosure of such CONFIDENTIAL INFORMATION to others. 2.❑Exclusions. The following types of information shall not be considered confidential: (a)[nformation in the public domain or that becomes a part of the public domain, other than as a result of a breach of the confidentiality provisions of this AGREEMENT; (b)[Information that is independently developed by either PARTY as demonstrated by the PARTY'S records; Alliant Broker Services Agreement(Public Entity) 7 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 (c)[Any item or data forming part of the CONFIDENTIAL INFORMATION that is lawfully known by the RECIPIENT PARTY, without any obligation of confidentiality or other restriction on use or disclosure, prior to the provision of such information by DISCLOSING PARTY; or (d)[Information that is disclosed by a third party whom the RECIPIENT PARTY has no reason to believe has any confidentiality or fiduciary obligation to the owner of such information. B.❑ Legal Process of Compulsion. Either PARTY is entitled to release CONFIDENTIAL INFORMATION as required to prosecute or defend any claim under this AGREEMENT; provided however, that the PARTY seeking to enforce this AGREEMENT shall take all reasonable steps necessary to avoid disclosing CONFIDENTIAL INFORMATION, including filing documents and papers under seal. A RECIPIENT PARTY may disclose CONFIDENTIAL INFORMATION pursuant to a valid order of a court or governmental agency with proper jurisdiction, or if such disclosure is required by law or regulation provided that the information is disclosed only to the minimum extent necessary, and provided that, to the extent allowed by law, the releasing PARTY shall give DISCLOSING PARTY sufficient advance notice so that it may seek a protective order or employ other lawful means to avoid or limit disclosure. C.❑ Reasonable Efforts. The PARTIES agree to employ reasonable and customary business practices to protect and secure CONFIDENTIAL INFORMATION from unauthorized release or distribution and to limit access and usage of such information to those employees, officers, agents, and representatives (collective, "REPRESENTATIVES") who have a legitimate need to know in order to provide the products and SERVICES under this AGREEMENT. The PARTIES further agree that those employees, officers, agents, and representatives who are privy to CONFIDENTIAL INFORMATION shall be informed about the confidential nature of the information and required to maintain its confidentiality as provided under this AGREEMENT. The RECIPIENT PARTY shall remain liable for any breach of this AGREEMENT by any of its REPRESENTATIVES. Alliant Broker Services Agreement(Public Entity) 8 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 D.❑ Return of Confidential Information.Upon termination of this Agreement, or earlier upon the DISCLOSING PARTY's request, the RECIPIENT PARTY shall promptly return all of DISCLOSING PARTY's Confidential Information, including all copies, that was received in a non-electronic form, and shall destroy all information received electronically. Upon termination of this Agreement, a RECIPIENT PARTY shall promptly return all of DISCLOSING PARTY's Confidential Information, including all copies, that was received in a non-electronic form, and will destroy all information received electronically. Notwithstanding anything to the contrary herein, and subject to the confidentiality obligations herein, a RECIPIENT PARTY may retain on a confidential basis copies of DISCLOSING PARTY's Confidential Information in order to comply with legal or regulatory requirements, as well as any and all (A) emails and any attachments contained in such emails, and (B) any electronic files, each of which are automatically saved pursuant to legal or regulatory requirements. E.❑ Survival. The PARTIES agree that the obligations contained in this section shall survive the termination of this AGREEMENT, for a period of two (2) years, or longer to the extent required by law. Nothing in this section limits or otherwise diminishes the protections afforded to trade secret information or otherwise conferred by applicable law. X.❑ TERM. The term of this AGREEMENT shall be effective from 12/1/2021 and ending 12:01 a.m. 12/1/2024 unless cancelled pursuant to termination provisions set forth herein. XI.❑ TERMINATION. This AGREEMENT may be cancelled by either PARTY any time upon seven (7) days' advance written notice delivered or mailed to the other PARTY in accordance with the notice provisions set forth herein. In the event of termination or expiration of this AGREEMENT,ALLIANT will provide CLIENT with reasonable assistance in arranging a smooth transition to another broker. Except for this transition assistance, ALLIANT'S obligation to provide SERVICES to CLIENT will cease at 12:01 a.m. upon the effective date of termination or expiration. XII.❑ NONASSIGNABLE. This AGREEMENT is binding upon the PARTIES hereto and their respective successors by merger, sale, consolidation, or reorganization. This AGREEMENT may not be assigned or delegated without prior written consent of the other PARTY, except that consent shall not be required in the case of a merger, consolidation, or sale of substantially all of a PARTY's assets. Alliant Broker Services Agreement(Public Entity) 9 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 XIII.❑MATERIAL CHANGE. In the event that CLIENT operations change substantially by merger, acquisition, expansion, or other material change, thus changing the scope and nature of exposures, losses, and/or insurance program(s), the PARTIES will negotiate in good faith to revise this AGREEMENT'S compensation arrangement as appropriate. It is agreed and understood that a material change shall include a change in existing coverage or limits, and/or lines of coverage. XIV.❑ RELATIONSHIP OF THE PARTIES. At all times and for all purposes,the relationship between the PARTIES is intended to be that of independent contractors and there is no intent to create a joint venture relationship, and any person representing ALLIANT, shall be an independent contractor to CLIENT, and the AGREEMENT shall not in any way be construed as a contract of employment between CLIENT and ALLIANT'S agents. In addition, the PARTIES agree that, except as otherwise provided herein, CLIENT shall not be obligated for any expense incurred by ALLIANT in rendering SERVICES, or by engaging in any other transaction or conduct arising out of this AGREEMENT. XV.❑ OWNERSHIP OF BOOKS AND RECORDS. The PARTIES shall each maintain normal business records related to all business generated under this AGREEMENT. Upon reasonable request, and subject to the confidentiality provisions set forth herein,the PARTIES may each obtain from the other copies of all policyholder documents, including but not limited to policies, binders, certificates, endorsements, underwriting submissions/applications, and loss data in the other's possession, custody, or control with respect to all business generated under this AGREEMENT. XVI.❑ NOTICE. All notices,requests,and other communications given under this AGREEMENT, shall be in writing and deemed duly given: (a) when delivered personally to the recipient; (b)one(1)business day after being sent to the recipient by reputable overnight courier service (charges prepaid); (c) five (5) business days after being sent by U.S. certified mail (charges prepaid); or(d) one (1)business day after being sent to the recipient by fax or email transmission. Except as otherwise provided herein, all notices, requests or communications under this AGREEMENT shall be addressed to the intended recipient as set forth below: To CLIENT: To ALLIANT: Attn: Alisa Cornetto Attn: Sean Keenan 200 S. Cameron Street 101 North Tryon Street Alliant Broker Services Agreement(Public Entity) 10 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 PO Box 8181 Suite 6000 Hillsborough,NC 27276 Charlotte,NC 28246 with a copy to: Alliant Insurance Services, Inc. Attn: General Counsel 701 B Street, 6th Floor San Diego, CA 92101 Attn: General Counsel XVII.❑WAIVER. No provision of this AGREEMENT shall be considered waived,unless such waiver is in writing and signed by the PARTY that benefits from the enforcement of such provision. No waiver of any provision in this AGREEMENT, however, shall be deemed a waiver of a subsequent breach of such provision or a waiver of a similar provision. In addition, a waiver of any breach or a failure to enforce any term or condition of this AGREEMENT shall not in any way affect, limit, or waive a PARTY'S right under this AGREEMENT at any time to enforce strict compliance thereafter with every term and condition of this AGREEMENT. XVIII.ENTIRE AGREEMENT MODIFICATION. This AGREEMENT contains the entire agreement between the PARTIES and supersedes and replaces all previous agreements or contracts on the subject matter described herein. The AGREEMENT may be modified only by a written amendment signed by authorized representatives of both PARTIES. XIX.❑ SEVERABILITY. If any term, covenant, condition, or provision of this AGREEMENT is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall remain in full force and effect and shall in no way be affected, impaired, or invalidated. XX.❑ APPLICABLE LAW. This AGREEMENT has been executed and delivered in the State of North Carolina, and the validity, enforceability, and interpretation of any of its provisions shall be determined and governed by the applicable laws of this state,without regard to any conflict of law provisions. XXI.❑ DISPUTE RESOLUTION. Any dispute arising under the terms of this AGREEMENT that is not resolved within a reasonable period of time by authorized representatives of the PARTIES Alliant Broker Services Agreement(Public Entity) I DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 shall be brought to the attention of the Chief Executive Officer (or designated representative) of ALLIANT and the Chair (or designee) of the CLIENT for joint resolution. At the request of either PARTY, the CLIENT shall provide a forum for discussion of the disputed item(s). If resolution of the dispute through these means is pursued without success and upon the PARTIES'mutual agreement, such dispute may be submitted to final and binding arbitration, or either PARTY may elect to and pursue any rights and remedies by legal action. In any dispute arising out of or under the terms of this AGREEMENT, the prevailing PARTY shall be entitled to recover its legal fees and costs from the other PARTY to the extent allowed by applicable law. Any such arbitration or legal action shall be venued in Charlotte, North Carolina,unless the PARTIES mutually agree in writing to another location. Despite an unresolved dispute, ALLIANT shall continue without delay to perform its responsibilities under this AGREEMENT. ALLIANT shall keep accurate records of its SERVICES in order to document the extent of its SERVICES under this AGREEMENT. XXII.LIEADINGS AND CONSTRUCTION. The PARTIES agree that the headings and sections of this AGREEMENT are used for convenience only and shall not be used to interpret the provisions herein. The PARTIES also agree that the terms of this AGREEMENT were jointly negotiated and each has had an opportunity to review and discuss each provision with legal counsel, to the extent desired. Therefore, the normal rule of construction that construes any ambiguities against the drafting party shall not be employed in the interpretation of this AGREEMENT. SO AGREED. Orange County,North Carolina Alliant Insurance Services, Inc. By. F&ocuSigned by: DocuSigned by: vume- By: F C,ob�,t, County Mandg3�s�ae7seEan... Sr. Exec�.7ff2f�°` "k Managing Director Title: Title: Alliant Broker Services Agreement(Public Entity) 12 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 ADDENDUM A ALLIANT agrees to provide SERVICES for the following PROGRAMS of CLIENT: 1.❑Storage Tank Liability 2.❑Pollution Liability 3.❑Cyber Liability 4.❑Flood Coverage 5.11North Carolina Association of County Commissioners / Risk Management Pool Placements Alliant Broker Services Agreement(Public Entity) 13 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 ADDENDUM B Team Coordinator * Mark Goode * Keith Brown Account Manager * Sean Keenan Claims Services * John Bobo Risk Control * Julie Waller Cyber Liability * Brian Dunphy Alliant Broker Services Agreement(Public Entity) 14 DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 73/2/2021 E(MM/DDYYY) A�" CERTIFICATE OF LIABILITY INSURANCE IY THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Karen Adcock Alliant Insurance Services Inc. PHONE FAx 1301 Dove St. Suite 200 AIC No Ext: 909 474 8768 AIC No):909 886 2013 Newport Beach CA 92660-2436 ADDRESS: kadcock@alliant.com INSURER(S)AFFORDING COVERAGE NAIC# INSURERA: Federal Insurance Company 20281 INSURED ALLIHOL-01 INSURERB:Chubb Indemnity Insurance Comp 12777 Alliant Holdings, L.P. Alliant Insurance Services, Inc. INSURERC: 1301 Dove St Ste 200 INSURER D: Newport Beach CA 92660 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER:686291273 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DDIYYYY MM/DDIYYYY A X COMMERCIAL GENERAL LIABILITY 3605-39-43 NBO 3/1/2021 3/1/2022 EACH OCCURRENCE $1,000,000 Fv� DAMAGE CLAIMS-MADE OCCUR PREM SES�RENTE a o_cur ence $1,000,000 MED EXP(Any one person) $10,000 PERSONAL&ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $2,000,000 POLICY❑ PRO- � JECT LOC PRODUCTS-COMP/OP AGG $2,000,000 OTHER: Deductible $0 A AUTOMOBILE LIABILITY 21 7360-17-27 3/1/2021 3/1/2022 COMBINED SINGLE LIMIT $1,000,000 ( ) Ea accident X ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ B WORKERS COMPENSATION (22)7175-67-12 3/1/2021 3/1/2022 PER STATUTE X OERH AND EMPLOYERS'LIABILITY Y/N ANYPROPRIETOR/PARTNER/EXECUTIVE ❑ E.L.EACH ACCIDENT $1,000,000 OFFICER/MEMBER EXCLUDED? N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Workers Compensation:Covered States-All States except monopolistic states of OH,WA,WY, ND-Stop Gap/Employers Liability coverage only. Evidence Only. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. This Certificate is issued for informational purposes only. Whoever receives a copy of this is not a certificate holder. AUTHORIZED REPRESENTATIVE ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1 EOB0058 ❑❑❑1111❑101 Mu❑LI❑wLJ-J_ ,4coR0` CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDD/YYYY) 09/27/2021 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT ❑ I]:]— r. drIIL❑❑C@alliant.com NAME: ❑❑❑❑7❑r❑E10❑.-1_T 1_T '�.�'r. PHONE FAX ��Cd�O (A/C,No,Ext): (A/C,No): E-MAIL ❑❑❑❑I❑r❑F❑1000❑ ADDRESS: INSURERS AFFORDING COVERAGE NAIC# INSURER A:❑❑❑❑T F1MTT❑r❑T ❑rT T ❑TT I I. 1 8 INSURED INSURER B: Alliant Holdings,LP INSURER C: c/o Alliant Insurance Services,Inc. INSURER D 1301 Dove St Ste 200 Newport Beach,CA 92660 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF POLICY EXP LIMITS LTR INSD WVD MM DD YYY MM DD YYY COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ CLAIMS-MADE ❑ OCCUR DAMAGE TO RENTED PREMISES Ea occurrence $ MED EXP(Any oneperson) $ PERSONAL&ADV INJURY $ GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY El PECOT- LOC PRODUCTS-COMP/OP AGG $ OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT Ea accident $ ANY AUTO BODILY INJURY Perperson) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY Per accident $ HIRED L $ NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY Per accident $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANY PROPRIETOR/PARTNER/EXECUTIVE ❑ E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ A Prof.Liability Muu__1u_000❑u_8 12/15/2020 i12/15/2021 Each Claim/Aggregate $10,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. ❑❑r=Qr❑ ❑ 11-00011 C I AUTHORIZED REPRESENTATIVE ACORD 25(2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD DocuSign Envelope ID: 17405374-3F52-4EE3-A40B-COBD1EOB0058 ALLIHOL-01 MRODRIGUEZ ,acoRO CERTIFICATE OF LIABILITY INSURANCE FDAT 08/3 ) 08/31/2022021 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: michele.rodriguez@alliant.com ❑EE DOrO®®I]®01100]C]11 PHONE FAX E2110 Cd®FT] A/C No Ext: A/C,No): E-MAIL ❑00 11LIor0®❑d 000❑ ADDRESS: INSURER(S)AFFORDING COVERAGE NAIC# INSURER A:Lloyd's 10200 INSURED INSURER B: Alliant Holdings, LP INSURERC: c/o Alliant Insurance Services,Inc. 1301 Dove St Ste 200 INSURER D Newport Beach,CA 92660 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD/YYYY MM/DD/YYYY COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ DA AGE To RENTED CLAIMS-MADE 1:1OCCUR PRE M IS ES Ea occurrence) $ MED EXP(Any one person) $ PERSONAL&ADV INJURY $ GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY PRO JECT LOC PRODUCTS-COMP/OP AGG $ OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Ea accident ANY AUTO BODILY INJURY(Per person) $ ALL OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS AUTOS NON-OWNED PROPERTY DAMAGE $ HIRED AUTOS AUTOS Per accident UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DIED RETENTION$ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? ❑ N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ A Cyber Liability ❑10000210901 05/30/2021 05/30/2022 Each Claim/Aggregate Limit $10,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached If more space is required) ❑OCd0oo0®®EOr0000] CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. ❑Or®®rD D®DD®U EITTIDEE D® AUTHORIZED REPRESENTATIVE ©1988-2015 ACORD CORPORATION.All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD