HomeMy WebLinkAboutAgenda - 05-19-20; 7-a - Final Report of Emergency Small Business Fund Program 1
ORANGE COUNTY
BOARD OF COMMISSIONERS
ACTION AGENDA ITEM ABSTRACT
Meeting Date: May 19, 2020
Action Agenda
Item No. 7-a
SUBJECT: Final Report of Emergency Small Business Fund Program
DEPARTMENT(S): County Manager
ATTACHMENT(S): INFORMATION CONTACT:
1. PowerPoint Presentation Gary Donaldson, (919) 245-2453
2. List of Award Recipients Steve Brantley, (919) 245-2326
Amanda Garner, (919) 245-2330
PURPOSE: To receive a report from staff on the Emergency Small Business Funding Program
for Orange County small businesses experiencing revenue loss due to the coronavirus
pandemic.
BACKGROUND: The coronavirus pandemic has impacted the global economy and disrupted
business activity throughout the United States and North Carolina. The County is committed to
supporting its local businesses and employment base.
The Board of County Commissioners approved an Emergency Small Business Funding for
Orange County small businesses experiencing revenue loss due to the coronavirus pandemic.
The emergency program was funded with $300,000 from the Article 46 Sales Tax Fund. Award
recipients were eligible to receive grants and/or loans. The application period was from March
25 through April 10, 2020. The BOCC approved formation of a Nine-Member Committee to
review and approve the award recipients.
At the direction of the County Manager, the Finance and Administrative Services and Economic
Development departments formulated the policies and procedures for the emergency program.
Program eligibility requirements:
- Orange County based businesses
- Minimum of one year of operations
- For-Profit business status
- All applicants are required to have been in business for a minimum of one-year, hold
applicable 2019 business privilege licenses, and be registered with appropriate legal
entities such as the North Carolina Secretary of State or Orange County Register of
Deeds office
- Companies are not eligible if they have past-due tax liabilities or tax liens, delinquencies
in Orange County property taxes, or are currently in bankruptcy (Corporate or Personal)
- Profit and Loss statement indicating profitability prior to coronavirus pandemic
The County received 283 applications by the April 10 due date, with 39 applications initially
eliminated because they were duplicates (20), or submitted by businesses located outside of
2
Orange County NC (19). This resulted in 244 County-wide small business applications as
follows:
Location of Total Number Grant Loan Total Loan &
Applicants Within of Applicants Requests Requests Grant Requests
Orange County
Carrboro 44 $226,000 $573,500 $799,500
Chapel Hill 123 $588,800 $1,516,000 $2,104,800
Hillsborough 62 $315,750 $909,910.82 $1,225,660.82
Durham 2 $10,000 $20,000 $30,000
Mebane 8 $40,000 $125,000 $165,000
Rougemont 3 $15,000 $30,000 $45,000
Cedar Grove 1 $5,000 $10,000 $15,000
Hurdle Mills 1 $10,000 $20,000 $30,000
Totals 244 $1,210,550 $3,204,410.82 $4,414,960.82
Orange County Economic Development staff completed reviews to check the business
registration status with the North Carolina Secretary of State and/or Orange County Register of
Deeds, and checked each applicant's current Real and Personal property tax payment status
with Orange County Tax Office to verify eligibility. A total of 168 of the 244 applicants returned
the requested information.
The following tables represents demographic information for women, minority and co-owned
women businesses.
Breakdown of 244 Applications
Percentages of Women and Minority-Owned Business Owners
Women Owned
90 out of 244 Applicants 37%
Minority Owned
34 out of 244 Applicants 14%
Co-owned by Women
44 out of 244 Applicants 18%
Breakdown of 27 Finalists
% of Women and Minority-Owned Business Owners
Women Owned
13 out of 27 Finalists 48%
Minority Owned
3 out of 27 Finalists 11%
Co-owned by Women
4 out of 27 Finalists F 15%
3
Key Financial Metrics:
The financial data was reviewed by Finance using key income statement financial metrics
including; 2019 surplus net income, 2019 net income as a percent of revenues, and revenue
decreases of 25% or greater from March 2019 versus March 2020.
(1) 2019 Profit/Loss
- Revenues minus Expenditures
- Operating Surplus (Deficit)
➢ Passing Metric: Breakeven or greater
(2) 2019 Net Profit Margin
- Net Income divided by Revenues
Passing Metric: Positive %
(3) March 2019 vs 2020 Revenue Variance
(March 2020 revenue minus March 2019 revenue) divided by March 2019 revenue
- March 2020 Revenues
- March 2019 Revenues
- March Percent Change
➢ Passing Metric: Revenue declines of 25 % or greater
Results from the Financial Criteria Review:
Applicants Passing the Financial Criteria and 27
Recommended to the Funding Committee
Applicants that Passed Financial Criteria, but had unpaid 1
County property taxes — Ineligible
Applicants that Failed the Financial Criteria-Ineligible 76
Applicants that failed to provide all required financial 64
documents — Ineligible
Total 168
The Funding Committee voted and approved all 27 eligible applicants on Monday, April 27,
2020.
Composition of the Nine-Member Committee:
Town representatives (1 member from each Town)
• Town of Chapel Hill Economic Development - Laura Selmer
• Town Council Member with Town of Carrboro - Susan Romaine
• Town of Hillsborough Economic Development - Shannan Campbell
Orange County's Small Business Economic Development Grant Program
• Orange County Economic Development Advisory Board Member - Johnny Morris
• Orange County Economic Development Advisory Board Member - Sharon Hill
Orange County's Agriculture Economic Development Grant Program (2 members)
• Orange County Economic Development Advisory Board - James Watt
• Orange County, Agriculture - Crops and Horticulture Representative - Mart Bumgarner
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Orange County Small Business Loan Program Company (2 members)
• Regional Commercial Lending Manager - Jonna Hunt
• Chapel Hill Retailer - Tom Proctor
The Funding Committee approved 27 grants in the amount of $5,000 each, 19 loans in the
amount of $7,973.68, one loan for $7,500, one loan for $5,000 and one loan for $1,000. The
smaller loan amounts represent the requested loan amount from those particular businesses.
All loans are no interest amortized over five years, with no payment required the first six months
from loan execution.
Breakdown of Awards by Town:
Grant Loan Amount Total Awarded
Town Applications Amount Awarded
Awarded
Carrboro 9 $45,000 $56,342.10 $101,342.10
Chapel Hill 13 $65,000 $84,736.85 $149,736.85
Hillsborough 5 $25,000 $23,921.05 $48,921.05
Total Awards 27 $135,000 $165,000 $300,000
The funds were disbursed via Electronic Funds Transfer beginning the week of May 11, 2020 to
all award recipients that have completed and returned all required County documents.
FINANCIAL IMPACT: The Emergency Small Business Funding Program has awarded grants
and loans in the amount of $300,000 from the Article 46 Sales Tax Fund.
SOCIAL JUSTICE IMPACT: The following Orange County Social Justice Goal is applicable to
this item.
• GOAL: ENSURE ECONOMIC SELF-SUFFICIENCY
The creation and preservation of infrastructure, policies, programs, and funding
necessary for residents to provide shelter, food, clothing and medical care for themselves
and their dependents.
ENVIRONMENTAL IMPACT: There is no Orange County Environmental Responsibility Goal
impact associated with this item.
RECOMMENDATION(S): The Manager recommends that the Board receive this final report.
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GRANGE COUNTY
NORTH CAROLINA
Emergency Small Business Fund
Final Report
May 19, 2019
6
Background
❖ The Board of County Commissioners approved an Emergency Small Business Funding on
March 24, 2020 in response to COVID-19 pandemic;
❖ Funded through $300,000 appropriation in Article 46 Orange County small business loan
program;
❖ Application period open to small businesses for more than two weeks; March 25 through
April 10, 2020.
❖ BOCC approved a 9-Member Funding Committee which met and approved the award
recipients.
❖ 9-Member Funding Committee composition;
- Two members Small Business Loan Program
- Two members Small Business Grant Program
- Two members Agriculture Grant Program
- One member each from Towns of Carrboro, Chapel Hill and Hillsborough
❖ Collaborative Departmental effort by Manager's Office, Economic Development, Finance,
Information Technology, Register of Deeds, Tax Office to respond to small businesses' needs
ORANGE COUNTY
NORTH CAROLINA
li ibilit Requirements
� v
•'• Orange County based businesses
•'• Minimum of one year of operations
•'• For-Profit business status
❖ Minimum of one-year in business and applicable 2019 business privilege
licenses, and registered with legal entities including North Carolina
Secretary of State and County Register of Deeds Office
•'• Businesses must not have past-due tax liabilities or tax liens, delinquent
property taxes, or bankruptcy reorganization status
❖ 2019 Profit and Loss statement indicating profitability prior to pandemic
ORANGE COUNTY
NORTH CAROLINA
Location of Applicants Total Number of Total Loan & Grant
Compilation of Funding Requests
Within Orange County Applicants Grant Requests Loan Requests Requests
Carrboro44 $226,000 $573,500 $799,500
Chapel Hill :: :00 $1,516,000 $2,104,800
Hillsborough62 $315,750 $909,910.82 ..
Durham 000 $20,000 $30,000
Mebane8 $40,000 $125,000 $165,000
Rougemont 000 $30,000 $45,000
Cedar Grove1 $5,000 $10,000 $15,000
Hurdle Mills1 $10,000 $20,000 $30,000
Totals $4,414,960.82
ORANGE COUNTY
NORTHA'O
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Breakdown of Awards by Location
Grant . . . . . - .
AmountAmount
Applications Awarded Awarded AMMMi
Ammmwi
• • • 9 $45,000 $56,342.10 $101,342. 10
Chapel Hil13 $65,000 $84,736.85 $149,736.85
Hillsborough5 $25,000 $23,931.05 $48,921.05
Total • 27 $135,000 $165,000 $300,000
Li A
Note: Three businesses declined to accept awards totaling $28,921.04
uKANGE COUNTY
NORTH CAROLINA
Demographics of the 244 Applicants
LJWomen Owned Applicants
- 90 out of 244 Applicants or 37%
LJ Minority Owned Applicants
- 34 out of 244 Applicants or 14%
LJWomen Co-Owned Applicants
- 44 out of 244 Applicants or 18%
ORANGE COUNTY
NORTH CAROLINA
Demographics of the 27 Finalists
LJWomen Owned Finalists
- 13 out of 27 Finalists or 48%
LJ Minority Owned Applicants
- 3 out of 27 Finalists or 11%
LJWomen Co-Owned Applicants
- 4 out of 27 Finalists or 15%
ORANGE COUNTY
NORTH CAROLINA
Three Key Financial Metrics 12
1) 2019 Profit/Loss Statement
-Revenues minus Expenditures
- Operating Surplus ( Deficit)
-Passing Metric: $0 or greater
2) 2019 Net Profit Margin
- Net Income divided by Revenues
- Passing Metric: Positive
3) March 2019 versus March 2020 Revenue Variance
- Passing Metric: 25% or greater revenue decrease
ORANGE COUNTY
NORTH CAROLINA
1 1 1
Applicants Passing the Financial Criteria and Recommended to 27
the Funding Committee
Applicants that Passed Financial Criteria, but had unpaid County
property taxes — Ineligible
Applicants that Failed the Financial Criteria-Ineligible •
Applicants that failed to provide all required financial
documents — Ineligible
Tota I •
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Additional Small Business Funding Options
➢ Additional Funding Options; Article 46 and
Coronavirus Relief Funds;
➢ Decrease from multiple Financial Criteria to
only 1 criteria ;
➢ Finance Criteria -April 2019 versus April 2020
Revenue Declines
�1
ORANGE COUNTY
NORTH CAROLINA
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Questions
ORANGE COUNTY
NORTH CAROLINA
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Attachment 2
Award Recipients Grant Amount Loan Amount
Acupuncture and Apothecary, LLC $5,000 $7,973.68
Ali Cat Toys LLC $5,000 $7,500
Kristin Bartone Interiors LLC $5,000 $5,000
Command C, LLC $5,000 $7,973.68
Community Chorus Project, LLC $5,000 $0
Eighth Abundance, Inc. $5,000 $7,973.68
Four Daughters Culinary Ventures, LLC
(Elements Restaurant & Wine Bar) $5,000 $7,973.68
Hillsborough Gallery of Arts Inc. $5,000 $7,973.68
James Carter Studio, LLC $5,000 $1,000
Barrows Kitchen, LLC
(Kitchen Restaurant) $5,000 $7,973.68
KJC CORP
(dba Advance Physical Therapy) $5,000 $7,973.68
Lady Edison, LLC $5,000 $7,973.68
Lazarus Repair and Maintenance, LLC $5,000 $7,973.68
Rey-Khan LLC (Lucha Tigre) $5,000 $7,973.68
Montessori Academy of Carrboro LLC $5,000 $7,973.68
Paz Enterprises, LLC (Nash Street Tavern) $5,000 $0
Pedal Brake Inc.
(dba Orange County Social Club) $5,000 $7,973.68
pod architecture + design PLLC $5,000 $0
Rumors LLC $5,000 $7,973.68
Spiral Studios $5,000 $0
Notelknurc, LLC (The Crunkleton) $5,000 $7,973.68
The Little School of Hillsborough at
$5,000 $7,973.68
Waterstone, LLC
Sam's Barbecue & Chop House, LLC
$5,000 $7,973.68
(The Pig)
Uniquities Inc. $5,000 $7,973.68
Vincent P Marra LMBT $5,000 $7,973.68
Wagner Shell, LLC $5,000 $7,973.68
Womancraft Fine Handcrafted Gifts, Inc. $5,000 $0
TOTAL $135,000 $165,000
*The grant and loan amounts in red were businesses that chose not to accept awards.
**The$0 loan amounts are for businesses that did not apply for a loan.