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HomeMy WebLinkAbout2019-295 Housing - Habitat for Humanity Crisp development agreement NORTH CAROLINA DEVELOPMENT AGREEMENT ORANGE COUNTY This is an AGREEMENT between ORANGE COUNTY, a body politic and corporate, a political subdivision of the State of North Carolina, (hereinafter referred to as the " County") ,* and, Habitat for Humanity , Orange County, NC , Inc . , a North Carolina non-profit corporation (hereinafter referred to as the "Habitat") ; and FANNIE LOUISE CORBETT CRISP and husband , MELVIN CRISP (hereinafter referred to as " Crisps ") , together Habitat and Crisps shall hereinafter be joint and severally referred to as " Grantee" . The effective date of this agreement is December 4 , 2017 . WITNESSTH WHEREAS , the Orange County Board of Commissioners on September 5 , 2017 approved the conveyance to Grantee of a single family residence valued at seventy three thousand and five hundred dollars ($ 73 , 500 ) and a loan in the amount of up to sixty- eight thousand dollars ($ 68 , 000) , subject to the terms of County ' s , Long Term Affordable Housing Policy, and occupied by a low to moderate income family ; and WHEREAS , the Grantee will place single family resident structure on property located at 526 Locust Road, Hillsborough, North Carolina (hereinafter referred to as "the Project") to be used as housing for a family at less than 80 % of the Area Median Income . The Project dwelling unit is located on the property more particularly described in EXHIBIT A. which is attached hereto and made a part of this Agreement (hereinafter referred to as "the Property") ; and WHEREAS , notwithstanding any provision of this Agreement, the County and the Grantee hereto agree and acknowledge that this Agreement does not constitute a commitment of funds or site approval, and that such commitment of funds or approval may occur only upon satisfactory completion of an environmental review, as applicable . The parties further agree that the provision of such funds to the project is conditioned on Orange County ' s determination to proceed with, modify, or cancel the project based on the results of a subsequent environmental review, as applicable . NOW, THEREFORE, in consideration of the mutual covenants , promises , and representations contained herein, it is agreed between the parties hereto as follows : I . USE OF HOME FUNDS/SUBSIDY TYPE A . The Grantee shall perform the projects or tasks related to its allocation of Orange County Single - Family Housing Rehabilitation funds as provided in Exhibit B . Scope of Services and within the Project Budget outlined in Exhibit C . Exhibits B and C , are attached and are hereby made a part of this Agreement, as it now reads or as it may be modified by the parties . 1 B . The Grantee may not request disbursement of funds under this Agreement until the funds are needed for payment of eligible costs . The amount of each request must be limited to eligible costs as determined by Orange County staff. C . Said funds shall be disbursed by check payable to the Habitat for Humanity, Orange County, Inc . . D . Funds will be a fixed subsidy provided in the form of a deferred loan . II . CONVEYANCE A . Amount of funds . The County shall make available to the Grantee up to Sixty- eight Thousand Dollars ($ 68 , 000) pursuant to this Agreement . Said funds shall be disbursed by the County to the Grantee for performance of the services described in Exhibit B . B . Conveyance of Building . The County shall convey the single family residence that is on the Subject Property, valued at Seventy Three Thousand and Five Hundred Dollars ($ 73 , 500) , to Grantee pursuant to this Agreement . III. LIEN POSITION Not Applicable IV. TIMELINESS Grantee shall complete the Project within twelve ( 12) months from the date of this Agreement . However, in the event of any alterations or additions or circumstances beyond the control of the Grantee , which in the opinion of the Director of the County ' s Department of Housing and Community Development will require additional time for completion of the Project, then in that case , the time of completion shall be extended by the County Manager in writing for a period of time not to exceed six ( 6 ) months . Any further extensions will require the approval of the Orange County Board of County Commissioners . V. DURATION OF THE AGREEMENT This Agreement will remain in effect for the Period of Affordability as provided in Section VI, Affordability Requirements . VI . AFFORDABILITY REQUIREMENTS A. Period of Affordability 1 . Grantee agrees to keep the Project dwelling unit with a family whose income is less than 80 % of the area median income throughout the Period of Affordability, which is fifteen ( 15 ) years . Area Median Income by family size is determined by the U . S . 2 Department of Housing and Urban Development and amended from time to time . Residential leases will not exceed one year in term . 2 . The Project dwelling unit must remain affordable during the Period of Affordability . Grantee retains full responsibility for compliance with the affordability requirement for the Project dwelling unit . Grantee shall assure compliance with affordability - of the Project dwelling unit on the Property as provided in the Declaration of Restrictive Covenants , recorded at Book Page Orange County Registry ("Declaration") , the form of which is attached as Exhibit D and hereby incorporated into this Agreement . This Declaration shall constitute and remain a lien on the Property during the Period of Affordability . 3 . Grantee agrees to the Affordability Requirements as provided herein and the Resale Provisions provided in the Exhibit D , Declaration of Restrictive Covenants , Section 4139 B . Resale Provisions l . Resale Provisions . The Declaration of Restrictive Covenants shall include at least the following elements in their resale provisions . a . If the buyer no longer uses the Property for housing to families eligible to under this Agreement or is unable to continue Granteeship , then the buyer must sell , transfer, or otherwise dispose of their interest in the Property only to an agency with similar interest in affordable housing and serve families with incomes not exceeding 80 % of the area median household income by family size , as determined by the U . S . . Department of Housing and Urban Development at the time of the transfer . The non-profit fund, foundation, or corporation of like purposes must have established its tax- exempt status under Section 501 (c) (3 ) of the Internal Revenue Code . b. If the Property is sold, transferred, or otherwise disposed of during the Period of Affordability to other than an agency with similar interest in affordable housing as provided in a. above , the Right of First Refusal provision of the then current County ' s Long-Term Housing Affordability Policy must be followed and the net sales proceeds (sales price less : 1) selling cost, 2) the unpaid principal amount of the original first mortgage and 3 ) the unpaid principal amount of the initial County contribution and any other initial government contribution secured by a deferred payment promissory note and deed of trust or "equity " will be divided 50150 by the seller of the Property and the County . If the initial County contribution does not have to be repaid because the sale occurs more than forty years after the County contribution is made , then the seller of the Property and the County will divide the entire equity realized from the sale . 2 . The resale provision shall remain in effect for the full affordability period — 15 years . 3 3 . Any proceeds from the recapture of funds under this provision will be used to facilitate the acquisition, construction, and rehabilitation of housing for the purposes of promoting affordable housing . VII . GRANTEE PERFORMANCE UNDER THIS AGREEMENT A . Grantee agrees to have the Project dwelling units remain with those whose family income does not exceed 80 % of the area median income by family size , as determined by the U . S . Department of Housing and Urban Development and as may be amended from time to time . Monthly rents must not exceed the HUD Published Fair Market Rents in effect at the time of occupancy . Residential leases will not exceed one year in term . B . Grantee shall rehabilitate the Project dwelling unit . The Project shall be occupied no later than six months after project completion . In the event that Grantee is unable to complete its obligations to acquire , rehabilitate , and occupy the Project dwelling units within this time or by extensions approved by the County under the terms of this Agreement, Grantee will be required to repay the full amount of the County " s outstanding loan as provided in the loan documents . 1 . Grantee shall ensure that the Project dwelling unit meets the Section 8 Housing Quality Standards (HQS ) prior to leasing . All repair work must be completed in accordance with applicable Orange County and State building and zoning ordinances . C . In the case where affordability is accomplished by leasing rather than ownership , Grantee is responsible for verifying the income of prospective tenants and maintaining eligibility data . Grantee shall maintain tenant files as part of its Books and Records as required and for the period of time required by Section VIII . C . 6 of this Agreement . Grantee must provide the County an initial occupancy report verifying the income eligibility the tenant at the time of initial lease -up . Grantee must furnish the County with an annual report on the Project dwelling unit by July 31 of each year thereafter certifying that the tenant is a veteran earning less than 80 % of the area median income by family size, as determined by the U . S . Department of Housing and Urban Development and as amended from time . D . The Project dwelling must have a value that does not exceed 100 % of its appraised value . An independent, qualified appraiser must conduct the appraisal . E . In the case where affordability is accomplished by leasing rather than ownership , Grantee must submit an annual rental operations budget to the County each year at least sixty days prior to the July 1 beginning date for the fiscal year . F . Grantee agrees and authorizes the County to conduct on- site reviews , examine client and contractor records , client applications and to conduct any other procedures or practices to assure compliance with these provisions . 4 G . Grantee agrees to not violate any State or Federal laws , rules or regulations regarding a direct or indirect illegal interest on the part of any employee or elected official of the Grantee in the Project or payments made pursuant to this Agreement . H . Grantee agrees that to the best of its knowledge , neither the Project nor the funds provided therefore , and the personnel employed in the administration of the program shall be in any way or to any extent engaged in the conduct of political activities in contravention of Chapter 15 of Title 5 , United States Code , referred to as the Hatch Act . I . Grantee shall adopt the audit requirements of the Office of Management and Budget (hereinafter " OMB " ) Circular A- 110 , " Grants and Agreements with Institutions of Higher Education, Hospitals , and Other Nonprofit Organizations , " and Circular A422 , " Cost Principles for Nonprofit Organizations , " and OMB Circular A433 , " Audits of Institutions of Higher Education and Other Non-Profit Institutions . " Grantee shall submit to the County copy of said audit report . Grantee shall permit the authorized representatives of the County, HUD - and the Comptroller General of the United States to inspect and audit all data and reports of the Grantee relating to its performance under the Agreement . J . County shall provide , upon request, copies of all laws , regulations and orders cited in this Agreement . K . Grantee certifies by executing this Agreement that Grantee has not been identified, and has not utilized the services of any agent or subcontractor identified , on the list created by the State Treasurer pursuant to G . S . 14746 . 58 . By executing this Agreement Provider certifies that Provider has not been identified, and has not utilized the services of any agent or subcontractor identified, on the list created by the State Treasurer pursuant to G . S . 147 - 86 . 81 . By executing this Agreement Provider affirms Provider is and shall remain in compliance with Article 2 of Chapter 64 of the North Carolina General Statutes , L . Grantee and County shall at all times observe and comply with Title 24 CFR Part 92 and all applicable laws , ordinances or regulations of the Federal , State , County, and local government, which may in any manner affect the performance of this Agreement, and Grantee shall perform all acts with responsibility to the County in the same manner as the County is required to perform all acts with responsibility to the Federal government . M . Grantee hereby assures and certifies that it will comply with the regulations , policies , guidelines and requirements with respect to and in accordance with the policies of the County . Also , Grantee certifies with respect to the Proj ect that it will be conducted and administered in compliance with : 1 . Title VI of the Civil Rights Act of 1964 (Pub . L . 88 - 352 , 42 U . S . C . Sec 2000d et seq . ) and implementing regulations issued at 24 CFR Part I ; 5 2 . Title VIII of the Civil Rights Act of 1968 (Pub . L . 90 - 208 , 42 U . S . C . Sec 2000d at seq . ) , as amended ; and that the Grantee will administer all programs and activities related to housing and community development in a manner to affirmatively further fair housing ; 3 . Section 109 of the Housing and Community Development Act of 1974 , as amended ; and the regulations issued pursuant hereto ; 4 . Section 3 of the Housing and Urban Development Act of 1968 , as amended ; 5 . Executive Order 11246 -Equal Opportunity, as amended by Executive Orders 11375 and 12086 , and implementing regulations issued at 41 CFR Chapter 60 ; 6 . Executive Order 11063 -Equal Opportunity in Housing, as amended by Executive Order 12259 , and implementing regulations at 24 CFR Part 107 ; 7 . Section 504 of the Rehabilitation Act of 1973 (Pub . L . 93412 ) , as amended, and implementing regulations when published in effect ; 8 . The Age Discrimination Act of 1975 (Pub . L . 94135 ) , as amended, and implementing regulations when published for effect ; 9 . The Fair Housing Act (42 U . S . C . 3 601 -20) ; VIII. ADMINISTRATION AND REPORTING REQUIREMENTS A . Grantee shall submit to the County a quarterly Progress Report no later than the fifth day of the months of January, April ; July; October until the activity has been reported completed . B . After completion, the Grantee is responsible for verifying the income of occupants and maintaining eligibility data . Grantee shall maintain tenant and occupant files as part of its Books and Records as required and for the period of time required by Section VI1I . C . 6 of this Agreement . The Grantee must provide the County an initial occupancy report verifying the income eligibility of all occupants (owners or tenants) at the time of initial occupancy . The Grantee must then furnish the County with an annual report on the Project dwelling units by July 31 of each year thereafter certifying that the occupant is earning less than 80 % of the area median income by family size, as determined by the US Department of Housing and Urban Development and as amended from , time to time . C . Miscellaneous Provisions 1 . Uniform Administrative Requirements . The Grantee must comply with the applicable uniform administrative requirements of 24 CFR § 92 . 5054 6 2 . Other Program Requirements . The Grantee must carry out each activity in compliance with all Federal laws and regulations described in 24 CFR, Part 92 , subpart H except that the subrecipient does not assume the responsibilities for environmental review or intergovernmental review . 3 . Affirmative Marketing. If HOME funds will be used for housing containing five ( 5 ) or more assisted units , The Grantee must prepare and submit an Affirmative Marketing Plan to the County . 4 . Termination of Agreement. The full benefit of the Project will be realized only after the completion of the affordability periods for the Project dwelling unit . It is the County' s intention that the full public benefit of the Project shall be completed under the auspices of the Grantee for the assisted unit as follows : 1 . In the event that the Grantee is unable to proceed with any aspect of the Project in a timely manner, and County and the Grantee determine that reasonable extension( s) for completion will not remedy the situation, then The Grantee will retain responsibility for requirements for the dwelling unit assisted and County will make no further payments to the Grantee . 2 . In the event that the Grantee, prior to the contract completion date, is unable to continue to function due to , but, not limited to , dissolution or insolvency of the organization, its filing a petition for bankruptcy or similar proceedings , or is adjudged bankrupt or fails to comply or perform with provisions of this agreement, then the Grantee shall , upon the County ' s request, convey to the County the Property assisted with funds . Conveyance shall be at the sole discretion of County and on a Project dwelling unit by Project dwelling unit basis . Conveyance shall be on the terms set forth herein : i . Conveyance shall occur within thirty (30 ) days of County and the Grantee' s agreement of the Grantee ' s inability to continue as a viable organization . 11 . The Grantee shall convey the Property to the County by general warranty deed, free and clear of all liens and encumbrances of record except those which create a beneficial interest in County (Declaration of Restrictive Covenants and Deed of Trust) . 5 . Default , Remedies . This Agreement may be terminated by a non- defaulting party upon an event of default hereunder, after written notice thereof and thirty (30 ) days grace period in which the defaulting party may act to cure . As used herein, the term " an event of default " shall mean and refer to a failure or act of omission by either party with respect to any undertaking, obligation, covenant or condition as set forth in this Agreement . With respect to any event of default, the non- defaulting party may exercise any right available to it at law or in equity with respect to such default . 7 6 . Books and Records . The Grantee shall maintain records of its grant requirements under this contract for a period of not less than five ( 5 ) full fiscal years following the contract completion date . a . The Grantee shall ensure access to records and financial statements , as necessary, to provide effective monitoring and evaluation of project performance . Additionally, The Grantee shall submit a copy of its annual audit to the County . b . Upon reasonable advance notice, County or its authorized representatives may from time to time inspect, audit, and make copies of any of The Grantee records that relate to this contract . If any audit by County discloses that payments to The Grantee were in excess of the amount to which The Grantee was entitled under this contract, The Grantee shall promptly pay to County the amount of such excess . If the excess is greater than 1 % of the contract amount, The Grantee shall also reimburse County its reasonable costs incurred in performing the audit . c . The Grantee shall maintain files of all occupants (including tenants if applicable) , regardless of length of occupancy, residing in assisted units . Documentation shall verify eligibility for federal assisted housing at the point of initial tenancy and every subsequent year thereafter for the period of affordability . Information maintained shall include : tenant income level ; name of family members ; ethnic data; family type = e . g . female head of household ; disability status ; and monthly rent . d . The Grantee shall maintain records verifying the affordability of the dwelling units : 7 . Notices . Any Notice shall be in writing and shall be given by depositing the same in the United States mail , post-paid and registered or certified, and addressed to the party to be notified, with return-receipt requested, or by delivering the same in person to an officer or principal of such party . Notice deposited in the mail in the manner here in above described shall be effective upon mailing . For purposes of Notice , the addresses of the parties shall , unless changed as hereinafter provided, be as follows : a. To the County : Orange County c/o Housing and Community Development Department P . O . Box 8181 Hillsborough, NC 27278 ATTN : Director b . To Grantee : Habitat for Humanity, Orange County, NC , Inc . 88 Vilcom Center Drive #1110 Chapel Hill , NC 27514 ATTN : Executive Director 8 Louise and Melvin Crisp 526 Locust Road Hillsborough, NC 27278 Either the County or Grantee may change the person or address to which any future Notice given as herein provided . 8 . No Assignment . No transfer or assignment of the interest of the Grantee in this Agreement shall occur without the prior written consent of the County ; neither may the Grantee assign this Agreement without the prior written consent of County . 9 . Conflict of Interest. The Grantee agrees to abide by the provisions of 24 CFR 570 . 611 with respect to conflicts of interest, and covenants that it presently has no financial interest and shall acquire any financial interest, direct or indirect, that would conflict in any manner or degree with the performance of services required under this Agreement . The Grantee further covenants that in performance of this Agreement no person having such a financial interest shall be employed or retained by the Grantee hereunder . These conflicts of interest provisions apply to any person who is an employee, agent, consultant, or elected official or appointed official of the County, or any designated public agencies or subrecipients that are receiving funds under the County ' s Surplus Properties Disposition and Single -Family Housing Rehabilitation Program . 10 . Binding Effect. This Agreement shall be binding upon and shall inure to the benefit of the parties hereto and their respective successors and assigns . 11 . Indemnification . To the extent legally possible , the Grantee shall indemnify and hold County, its officers , agents , and employees , harmless from and against any and all claims , actions , liabilities , costs , including attorney fees and & other costs of defense , arising out of or in any way related to any act or failure to act by the Grantee , its employees , agents , officers , and contractors in connection with this contract . In the event any such action or claim is brought against County, the Grantee shall , upon County' s tender, defend the same at the Grantee ' s sole cost and expense, promptly satisfy any judgment adverse to County or to County and the Grantee jointly, and reimburse the County for any loss , cost, damage , or expense, including attorney fees suffered or incurred by the County . 12 . Subcontracting. The Grantee shall not subcontract work under this Agreement, in whole or in part, without the County' s prior written approval . The Grantee shall require any approved subcontractor to agree , as to the portion subcontracted, to comply with all applicable federal , state , and local laws , rules , ordinances , and regulations at all times and in the performance of the work and to comply with all applicable obligations of The Grantee specified in this contract . Notwithstanding County' s approval of a subcontractor, The Grantee shall remain obligated for full performance of this contract and County shall incur no obligation to any subcontractor . The Grantee shall indemnify, defend, and hold County harmless from 9 all claims of its contractors . By executing this Agreement Grantee affirms that they and any subcontractors of Grantee are and shall remain in compliance with Article 2 of Chapter 64 of the North Carolina General Statutes . Grantee also certifies that they have not been identified, and have not utilized the services of any agent or subcontractor, on the list created by the State Treasurer pursuant to G . S . § 147 - 86 . 58 . 13 . No Joint Venture or Agency. The County, the Grantee each agree and acknowledge that nothing contained herein or otherwise, including , without limitation, any act of the County, the Grantee under this Agreement, shall be deemed or construed to create any relationship of joint venture, partnership or agency between the parties . 14 . Effect of Waiver or Forbearance . No failure by the County to insist upon the strict performance of any term or condition of this Agreement, or to exercise any right or remedy upon the breach by the Grantee of any of its obligations , agreements , or covenants hereunder, shall be a waiver of such affected term or condition or of such breach ; nor shall any forbearance by the County to seek a remedy for any breach by the Grantee be a waiver by the County of its rights and remedies with respect to that or any other breach . 15 . Governing Law . This Agreement shall be construed in accordance with and governed by the laws of the State of North Carolina . Any litigation arising out of this Agreement shall be brought in courts sitting in North Carolina, with venue in Orange County . 16 . Severability . The provisions of this Agreement are independent of and separable from each other, and no provision shall be affected or rendered invalid or unenforceable by the fact that for any reason any other provision may be invalid or unenforceable in whole or in part . If any provision of this Agreement or the application thereof to any person or circumstances shall , to any extent, be or become invalid or unenforceable, the remainder of this Agreement, or the application of such provision to persons or circumstances other than those as to which it is held invalid or unenforceable , shall not be affected thereby, and each provision of this Agreement shall be valid and be enforced to the fullest extent permitted by law. The County, The Grantee agree to substitute for such provision of this Agreement or the application thereof determined to be invalid or unenforceable , such other provision as most closely approximates , in a lawful manner, such invalid, illegal or unenforceable provision . If the County, the Grantee cannot agree , they shall apply to a court of competent jurisdiction to substitute such provision as the court deems reasonable and judicially valid , legal and enforceable . Such provision determined by the court shall automatically be deemed part of this Agreement ab initio . 17 . Equal Opportunity. The Grantee shall not discriminate against any employee or applicant for employment because of race , color, religion, sex, national origin, political affiliation or belief, age, handicap , or familial status in the implementation of the Project . 10 18 . Headings . Headings are for convenience only and shall not be used to interpret or construe its provision . 19 . Gender : Singular and Plural . As used herein, the neuter gender includes the feminine and masculine . The masculine includes the feminine and neuter, and the feminine includes the masculine and neuter and each includes a corporation, partnership or other legal entity when the context so requires . The singular number includes the plural and vice versa, whenever the context so requires . 20 . Recording. The parties hereto agree that upon notice to the other and at its own cost and expense , a party may record this Agreement in the Office of Register of Deeds for Orange County . 21 . Compliance with Laws . To the extent applicable , each party hereto agrees to comply with all laws , ordinances and regulations affecting the Property from and after the date hereof. Without limiting the generality of the foregoing, the Grantee shall comply with all federal , state and local laws , regulations and ordinances applicable to the expenditure of funds provided by the County, to purchase and develop the Property . 22 . Publicity : Signage . The Grantee agrees to provide such publicity with respect to the County' s participation in the development of the Property as the County shall reasonably require . Any signage at the Property shall acknowledge the County' s role and contribution . 23 . Counterparts . This Agreement may be executed in one or more counterparts , each of which shall be deemed an original but all of which together shall constitute on and the same instrument . 24 . No Third Party Rights . The parties hereto covenant and agree that nothing contained in this Agreement or any act by the County or the Grantee shall be deemed or construed by the parties or any third party to create any relationship of third party beneficiary, including third party principal or agent, or to create any right, claim or cause of action against the County, the Grantee or any of their respective officers , agents or employees by any third party . 25 . Performance of Government Functions . Notwithstanding anything in this Agreement which may be to the contrary, nothing contained in this Agreement shall in any way stop , limit or impair the County from exercising or performing any regulatory, policing or governmental powers or functions with respect to the Property including, without limitation, inspection of the Property in the performance of such functions . 26 . Duration of Agreement. This Agreement shall be effective on the date of execution and shall remain in effect during the period of affordability required by the Act under 24 CFR Part 92 . 11 IN WITNESS WHEREOF , the parties hereto , intending to be legally bound, have set their hands and seals on the day and year first above written . [ SIGNATURE ]PAGE TO FOLLO'VV� 12 SIGNATURE PAGE FOR GRANTEE Habitat for Humanity , Orange County , N. C . , Inc. Q J nifer Player, Executive Director F aun e Louise Corbe Cri -r /' I Fannie Louise Corbett Crisp L Melvin Crisp Melvin Crisp FOR ORANGE COUNTY, NORTH CAROLINA Bonnie B . Hammersley, County nager 13 EXHIBIT A Property Description Containing 0 . 46 acres and being all of Lot No . 3 Block C , of HIGHLAND WOODS as shown on the plat of the survey recorded in Plat Book 15 at page 178 of the Orange County Registry . The conveyance is made subject to such utility easements , if any, as may traverse the subject property . PIN# 9865 - 65 - 7101 14 EXHIBIT H Scope of Services Rehabilitation of house located at 526 Locust Road, Hillsborough, North Carolina 27278 15 EXHIBIT C Project Budget Total Up to $ 68 , 000 Source of Funds Orange County local Single- Family Housing Rehabilitation funds — Up to $ 68 , 000 Grantee may not request disbursement of funds under this Agreement until the funds are needed for payment of eligible costs . The amount of each request must be limited to eligible costs as determined by the County ' s Housing and Community Development Department (" OCHCD " ) . Funds may be shifted between line items of the Project without prior approval of the County only to the extent of "Minor Adjustments , " defined as actions which do not result in a change in the Project and so long as such Minor Adjustments do not exceed ten percent ( 10 %) of the line item total from which the funds are being removed or to which the funds are being added, there is no increase to the Total Renovation Cost specified in the above budget, and there are only minor changes to the Plans and Specifications . 16 ® DATE ( MM /DD/YYYY ) ,� �`�� t� C ER T HCA E OF LIQ8" 1LI Y � A3L P A dlCLhJ__ 03/20/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND , EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER( S) , AUTHORIZED REPRESENTATIVE OR PRODUCER , AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED , the policy ( ies) must have ADDITIONAL INSURED provisions or be endorsed . If SUBROGATION IS WAIVED , subject to the terms and conditions of the policy, certain policies may require an endorsement . A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s ) . _ PRODUCER CONTACT Stephanie Freeman Summit Insurance Group , Inc. PHONE (704 ) 659-2141 FAX (704) 659-2148 A/C No Ext : A/C , No PO Box 2485 EwMAIL s : Stephanie@sumins . com ADDRE INSURER( S) AFFORDING COVERAGE NAIC # Huntersville NC 28070 INSURER A : Builders Mutual Insurance Company - Tip 10844 INSURED INSURER B : Consolidated Program Ins , Services , Inc. Habitat For Humanity Orange County, NC , Inc. INSURER C : 88 Vilcom Center Dr, Ste L110 INSURER D : INSURER E : Chapel Hill NC 27514 INSURER F COVERAGES CERTIFICATE NUMBER : CL1932004039 REVISION NUMBER : THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED . NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN , THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS , EXCLUSIONS AND CONDITIONS OF SUCH POLICIES , LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS . INSR AUDLSUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER MM/DD/YYYY MM/DD/YYYY LIMITS JX COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 11000 , 000 DAMAGE TO RENTED CLAIMS-MADE x OCCUR PREMISES Ea occurrence $ 15000 , 000 MED EXP (Any one person) $ 51000 A Y CPP0058155 04/01 /2019 04/01 /2020 PERSONAL & ADV INJURY $ 110003000 �GEEN' LAGGREGATE LIMITAPPLIES PER: GENERAL AGGREGATE $ 21000 , 000 PRO POLICY 2 , 000 , 000 JEC7 LOC PRODUCTS - COMP/OP AGG S OTHER : S AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ 1 , 000 , 000 Ea accident X ANYAUTO BODILY INJURY ( Per person) S A OWNED SCHEDULED PCA0009233 04/01 /2019 04/01 /2020 BODILY INJURY (Per accident) S AUTOS ONLY AUTOS HIRED NON-OWNED PROPERTY DAMAGE S AUTOS ONLY AUTOS ONLY Per accident $ X UMBRELLA LIAB x OCCUR EACH OCCURRENCE $ 21000 , 000 A EXCESS�LIIAB CLAIMS-MADE MUB0001005 04/01 /2019 04/01 /2020 AGGREGATE S 21000 , 000 DED ^ RETENTION $ 101000 S WORKERS COMPENSATION X1 STATUTE �RH AND EMPLOYERS' LIABILITY Y / N 1 , 000, 000 A ANY PROPRIETOR/PARTNER/EXECUTIVE NIA PWC1011231 04/01 /2019 04/01 /2020 E. L. EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED ? ( Mandatory in NH ) E. L. DISEASE - EA EMPLOYEE $ 1 , 0001000 If yes , describe under 1 , 000 , 000 DESCRIPTION OF OPERATIONS below E . L. DISEASE - POLICY LIMIT $ Volunteer Accident/DI $ 250 , 000 B NHH000489 04/01 /2019 04/01 /2020 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101 , Additional Remarks Schedule, maybe attached if more space is required) Orange County Government is considered an additional insured with respects to the General Liability per written contract CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Orange County Government ACCORDANCE WITH THE POLICY PROVISIONS . PO Box 8181 — -- AUTHORIZED REPRESENTATIVE P. -�-�, are a �:•,. Hillsborough NC 27278 � � c� rN © 1988 =2015 ACORD CORPORATION . All rights reserved . ACORD 25 (2016/03 ) The ACORD name and logo are registered marks of ACORD