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HomeMy WebLinkAbout2017-397 Housing - Subordination Agreement between Orange County and Jane Tuohey PIN: 9778-38-6896 TMBL: Prepared by and Return to: Annette M. Moore, Staff Attorney,Orange County Attorney's Office, Post Office Box 8181, Hillsborough,North Carolina 27278 STATE OF NORTH CAROLINA SUBORDINATION AGREEMENT COUNTY OF ORANGE THIS AGREEMENT made and entered into this the day of by and between John Roberts, Trustee for Orange County, "Lender" of"Grantor," whose address is 200 S. Cameron Street, Hillsborough, North Carolina 27278 ("Lender"), to Jane Tuohey, whose address is 100 B Pine Hill Drive, Carrboro,North Carolina 27510 "Obligor"). WITNESSETH WHEREAS, Lender is the beneficiary of a Promissory Note in the principal amount of $22,500 secured by a deed of trust and executed by the Obligor, Jane Tuohey, in favor of Lender, said deed of trust having been recorded July 26, 2001, in Book 2321 at Page 227, Orange County Registry ("the County Deed of Trust"). WHEREAS, Obligor now desires to borrow money from Branch Banking and Trust Company, whose address is 100 N. Elliott Road, Chapel Hill, North Carolina 27514, the sum of which is $60,000; which includes closing costs and fees and secures the same by the execution of a Deed of Trust upon the land hereinafter described; and. WHEREAS, Obligor can procure said loan only upon the condition that the County Deed of Trust be subordinated to the lien of the Deed of Trust in favor of Branch Banking and Trust Company ; and WHEREAS, Lender is willing to subordinate the County Deed of Trust recorded at Book 2321, Page 227 to Branch Banking and Trust Company's Deed of Trust. NOW, THEREFORE, in consideration of the sum of One ($1.00) Dollar in hand paid, the receipt of which is hereby acknowledged and in consideration of the premises, Lender hereby covenants and agrees that Obligor may execute to Branch Banking and Trust Company, a Deed of Trust upon the land hereinafter described to secure a note given by Obligor to Lender and such Deed of Trust, dated 120 , in the principal amount of$60,000, recorded in Book Page , Orange County Registry ("the Deed of Trust"), which shall be a lien upon the land specifically described herein superior to the County Deed of Trust now held by the Lender. To carry out said purpose, Lender does hereby release, remise, and forever quitclaim unto Obligor, its successors, heirs and assigns, Lender's title to a lien upon said land to the extent that the County Deed of Trust now held by Lender shall be subordinated to the Branch Banking and Trust Company Deed of Trust. But it is expressly understood and agreed that except for this subordination, the County Deed of Trust, and all the terms and conditions thereof, shall be and remain in full force and affect. The land above referred to lies in Orange County, North Carolina, and is more particularly described as: SEE EXHIBIT "A" WHICH IS ATTACHED AND INCORPORATED BY REFERENCE. IN WITNESS WHEREOF, the Lender has caused this Subordination Deed to be duly executed on the day and year first written above. ORANGE COUNTY BY: Mark Dorosin, ha' Orange County Board of Commissioners ATTEST: L�—t_..� Clerk/Deputy to the Board of Commissioners STATE OF NORTH CAROLINA COUNTY OF ORANGE a Notary Public of Orange County, do hereby certify that personally came before me this day and acknowledged that s/he is the Clerk/Deputy to the Orange County Board of Commissioners, and that by authority duly given and a act of Orange County, the foregoing instrument was signed in its name by Y D 5 1, Chair of the Orange County Board of Commissioners, and attested to by r 4 Clerk/Deputy to the Board of Commissioners. Wi s ha d notari seal this the day of_4he�m T , 20 Notary Pub is �R My commission expires: �� � NOTARY PU6UC � % _ EXHIBIT "A" PROPERTY DESCRIPTION BEING known and designated as 100B as shown on a plat or plats entitled "Pine Hill Condominium", recorded in Plat Book 88, Pages 92 and 493, in the Register of Deeds for Orange County, North Carolina, to which plat references are hereby made for a more particular description of said unit. TOGETHER with all rights and easements appurtenant to said unit as specifically enumerated in the "Declaration of Unit Ownership For Pine Hill Condominium" recorded in Deed Book 2296, Page 317, Orange County Registry, and as amended ("Declaration"), and pursuant thereto membership in Pine Hill Unit Owners Association, Inc.,a North Carolina Non-Profit Corporation, TOGETHER with all rights of Grantor in and to the limited common areas and facilities appurtenant to said unit;and SUBJECT to the Declaration and the By-Laws annexed thereto, which with all attachments thereto and Incorporated herein as if set forth in then entirety, and by way of illustration and not by way of limitation, provide for: (1)2ffj as the percentage of undivided fee simple interest appertaining to the above unit In the Common Areas and Facilities, (2) Use and restriction of use of the unit for residential purposes, and other uses reasonably incidental thereto; (3) Property rights of Grantee as a unit owner, and any guests or invitees of Grantee In and to the Common Areas and Facilities;(4)Obligations and responsibility of the Grantee for regular monthly assessments and special assessments and the effect of non-payment thereof as set forth in the Declaration and By-Laws annexed thereto; (5) Limitations upon use of the Common Areas and Facilities, (6) Obligations of.Grantee and the Association, mentioned in said By-Laws, for maintenance; (7) Restrictions upon use bf the unit ownership in real property conveyed hereby; and (8) Reservation of Declarant Rights as specified in the Declaration. PINM 9778-38-6896.002 TM:7.107.13.33A