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HomeMy WebLinkAbout2016-180 Housing - Subordination Agreement between OC and Elliott F. and Rosemary Williams PiN: 9749-95-8865 TMBL:6.28A C..27 Prepared by and Return to: Annette M. Moore,Staff Attorney,Orange County Attorney's Office,Post Office Box 8181,Hillsborough,North Carolina 27278 STATE OF NORTH CAROLINA SUBORDINATION AGREEMENT COUNTY OF ORANGE THIS AGREEMENT made and entered into this the day of , by and between John Roberts, Trustee for Orange County, "Lender" of"Grantor,"whose address is 200 S. Cameron Street, Hillsborough,North Carolina 27278 ("Lender"), to Elliott F. and Rosemary Williams, whose address is 2607 Overland Passage, Chapel Hill,North Carolina 27516 "Obligors"). WITNESSETH WHEREAS, Lender is the beneficiary of a Promissory Note in the principal amount of $34, 750 secured by a deed of trust and executed by the Obligors in favor of Lender, said deed of trust having been recorded June 21, 2007, in Book 4312 at Page 174, Orange County Registry ("the County Deed of Trust"), and WHEREAS, Obligors now desires to borrow money from Peoples Banking Unusual, whose address is 3535 Hyland Avenue, First Floor, Costa Mesa, California 92626 the sum of which is $111,000; which includes closing costs and fees and secures the same by the execution of a Deed of Trust upon the land hereinafter described; and. WHEREAS, Obligors can procure said loan only upon the condition that the County Deed of Trust be subordinated to the lien of the Deed of Trust in favor of Peoples Banking Unusual; and WHEREAS, Lender is willing to subordinate the County Deeds of Trust recorded at Book 4312 at Page 174 to Peoples Banking Unusual' s Deed of Trust. NOW, THEREFORE, in consideration of the sum of One ($1.00) Dollar in hand paid, the receipt of which is hereby acknowledged and in consideration of the premises, Lender hereby covenants and agrees that Obligors may execute to Peoples Banking Unusual, a Deed of Trust upon the land hereinafter described to secure a note given by Obligors to Lender and such Deed of Trust, dated , 20 , in the principal amount of$111,000, recorded in Book , Page , Orange County Registry ("the Peoples Banking Unusual Deed of Trust"), which shall be a lien upon the land specifically described herein superior to the County Deed of Trust now held by the Lender. To carry out said purpose, Lender does hereby release, remise, and forever quitclaim unto Obligors, its successors, heirs and assigns, Lender's title to a lien upon said land to the extent that the County Deed of Trust now held by Lender shall be subordinated to the Peoples Banking Unusual Deed of Trust. But it is expressly understood and agreed that except for this subordination, the County Deed of Trust, and all the terms and conditions thereof, shall be and remain in full force and affect. The land above referred to lies in Orange County, North Carolina, and is more particularly described as: SEE EXHIBIT "A" WHICH IS ATTACHED AND INCORPORATED BY REFERENCE. IN WITNESS WHEREOF, the Lender has caused this Subordination Deed to be duly executed on the day and year first written above. ORANGE COUNTY i7 52 BY: �awt' fl'")ZAW, arl McKee, Chair opt¢ da range County Board of Commissioners ATTEST: Clerk/Deputy Clerk to the Board of Commissioners STATE OF NORTH CAROLINA COUNTY OF ORANGE I, S . a Notary Public of O a+W County, do hereby certify that personally came before me this day and acknowledged that s/he is the Clerk/Deputy Clerk to the Orange County Board of Commissioners, and that by authority duly given and as the act of Orange County, the foregoing instrument was signed in its name by CAL Chair f the Orange County Board of Commissioners, and attested to by rYA Clerk/Deputy Clerk to the Board of Commissioners. Witness my hand and notarial seal this the lb day of AYVA ' 20 A, �S.Lbvd Notary Public AUunanoe Public County North Carolina M Commission My commission expires: M'1 "y�n b R EXHIBIT "A" PROPERTY DESCRIPTION Being all of Lot 63, The Trails according to the Plat recoided at Plat Book 30, Page 70, Ozange County Registry to which reference is made for a more particular description. PIN: 9749-95-8865 TMBL: 6..28A C.27